Walton County, Georgia: commercial real estate data.
Walton County, Georgia had an estimated 109,792 residents on July 1, 2024, up 13.6 percent since the 2020 census base of 96,636, across 326 square miles. County output reached $4.34 bn in 2024, 2,000 establishments operate here, and the SBA record carries 99 7(a) approvals worth $63.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Walton County
How many people live in Walton County
- Population, American Community Survey 2020-2024103,313
- Households35,755
- Average household size2.89
- Median household income$84,945
- Median age40.0
- Median gross rent$1,175 per month
- Median owner-occupied home value$339,500
- Home value to household income4.0 times
- Annual rent as a share of median income16.6 percent
- Adults 25 and over with a bachelor degree or higher24.5 percent
- Adults 25 and over with a graduate degree9.1 percent
- Adults 25 and over69,731
- Population under 1824,685
- Share under 1823.9 percent
- Population 65 and over16,849
- Share 65 and over16.3 percent
- Working age population, 18 to 6461,779
- Civilian labor force51,494
- Unemployment rate5.3 percent
- Labor force participation, adults 18 and over65.5 percent
- Rank by population among Georgia counties26th of 159
- Rank by population among US county-equivalents, Puerto Rico included605th of 3,222
Walton County is the 26th largest of 159 Georgia counties by population. A median home costs 4.0 times median household income, which is moderately unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 23.9 percent against 16.3 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Walton County
Is Walton County's population growing?
- Population, July 1, 2024109,792
- Census 2020 base population96,636
- Population change since the 2020 census base13.61 percent
- Population change, 2023 to 20243,014
- Births, 20241,290
- Deaths, 20241,085
- Natural change, 2024205
- Net domestic migration, 20242,629
- Net international migration, 2024190
- Total net migration, 20242,819
- Cumulative net domestic migration, 2021 to 202411,990
- Rank by growth among US county-equivalents79th of 3,144
The county has grown 13.61 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Walton County
Where are people moving to Walton County from?
- Tax returns filed by households arriving4,438
- People arriving, from those returns9,331
- Tax returns filed by households leaving3,077
- Net household movement1,361
- Adjusted gross income arriving$300.8 m
- Net adjusted gross income movement$113.9 m
- Average income of an arriving household$67,781
- Average income of a leaving household$60,747
- Largest single originGwinnett County (1,573 households)
- Largest single destinationGwinnett County (619 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Gwinnett County | 1,573 | 3,561 | $114.1 m |
| Newton County | 349 | 726 | $20.4 m |
| DeKalb County | 271 | 563 | $16.9 m |
| Barrow County | 251 | 571 | $15.5 m |
| Rockdale County | 156 | 340 | $9.5 m |
| Fulton County | 114 | 204 | $7.7 m |
| Clarke County | 110 | 216 | $5.1 m |
| Cobb County | 65 | 119 | $4.8 m |
Households arriving report $7,034 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Gwinnett County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Walton County
What is the Walton County economy?
- County GDP, 2024$4.34 bn
- County GDP, 2023$4.05 bn
- GDP change, 2023 to 20247.2 percent
- GDP change over five years51.1 percent
- Rank by GDP among the Georgia areas BEA publishes33rd of 159
- Rank by GDP among the US county areas BEA publishes769th of 3,127
- GDP per resident$41,991
Output grew 7.2 percent in the latest year and 51.1 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Walton County
Employment by industry in Walton County
- Covered employment, annual average26,450
- Establishments reporting2,366
- Average annual pay$54,248
- Average weekly wage$1,043
- Construction, employment3,429
- Construction, average annual pay$75,680
- Retail trade, employment3,279
- Retail trade, average annual pay$33,290
- Health care and social assistance, employment3,068
- Health care and social assistance, average annual pay$56,182
- Manufacturing, employment3,019
- Manufacturing, average annual pay$67,330
- Accommodation and food services, employment2,934
- Transportation and warehousing, employment1,562
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Construction | 3,429 | 376 | $75,680 |
| Retail trade | 3,279 | 269 | $33,290 |
| Health care and social assistance | 3,068 | 202 | $56,182 |
| Manufacturing | 3,019 | 68 | $67,330 |
| Accommodation and food services | 2,934 | 155 | $20,828 |
| Transportation and warehousing | 1,562 | 72 | $58,154 |
| Administrative and support and waste management services | 1,135 | 193 | $50,735 |
| Professional, scientific and technical services | 698 | 234 | $61,209 |
Construction is the largest private sector at 3,429 jobs, 13.0 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Walton County
How many businesses are in Walton County?
- Establishments, all industries2,000
- Employment at those establishments21,184
- Annual payroll$997.3 m
- Establishments per 1,000 residents19.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Walton County
Building permits in Walton County
- Housing units authorized by permit, 2024668
- Declared construction value permitted$183.9 m
- Single family units authorized648
- Multifamily units authorized20
- Multifamily share of units3.0 percent
- Average declared value per unit$275,297
- Units authorized per 1,000 households18.7
Single-family homes are 97.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Walton County
SBA loans in Walton County (7(a) and 504)
- 7(a) approvals recorded99
- 7(a) gross approval dollars$63.9 m
- Average 7(a) approval$645,259
- Median 7(a) approval$350,000
- 10th percentile approval$15,000
- 90th percentile approval$1,498,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)778
- Jobs per approval7.9
- Distinct 7(a) lenders active36
- Distinct industries receiving approvals56
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer27.3 percent
- Loans on real estate terms27
- Loans on working capital terms, 120 months or shorter62
- Franchise loans29
- Franchise share of approvals29.3 percent
- Leading industry by approval countFull-Service Restaurants (11)
- Most active lenderWells Fargo Bank National Association (12)
- 504 approvals recorded29
- 504 gross approval dollars$22.2 m
- Average 504 approval$765,207
- Median 504 approval$652,000
- Distinct CDCs active6
- 504 jobs per approval8.1
- 504 jobs per million dollars approved10.6
- Most active CDCCSRA Local Development Corporation (15)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$86.1 m
The average approval of $645,259 sits well above the median of $350,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 27.3 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Walton County
SBA loan default and charge-off rates in Walton County
Do SBA loans in Walton County get paid back?
- Loans with a final outcome recorded20
- Paid in full20
- Charged off0
- Status: Exempt from disclosure67
- Status: Paid in full20
- Status: Cancelled11
- Status: Committed, not yet disbursed1
Only 20 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Walton County
SBA lending by place in Walton County
- Borrower cities with recorded lending9
- Monroe, approvals44
- Loganville, approvals43
- Social Circle, approvals4
- Good Hope, approvals2
- Jersey, approvals2
- Covington, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Monroe | 44 | $36,088,300 |
| Loganville | 43 | $17,371,500 |
| Social Circle | 4 | $1,520,500 |
| Good Hope | 2 | $1,342,300 |
| Jersey | 2 | $1,143,000 |
| Covington | 1 | $5,000,000 |
| Conyers | 1 | $889,800 |
| Oxford | 1 | $396,000 |
| 1 other borrower city | 1 | $129,200 |
Monroe accounts for 44 approvals against 43 in Loganville. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Walton County
How large is Walton County?
- Land area326 sq mi
- Rank by land area among Georgia counties87th of 159
- Width, east to west27.4 mi
- Height, north to south23 mi
- Geographies sharing a boundary6
- Residents per square mile of land317
- Establishments per square mile6.13
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Walton County
Flood risk in Walton County
- Participation of the county's own NFIP community Walton County, unincorporated areasParticipating, community 130185
- Communities in the county in the NFIP Community Status Book7
- Of those, participating in the NFIP7
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Walton County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Walton County (community 130185), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Walton County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Walton County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Walton County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-2024103,313
- Households35,755
- Average household size2.89
- Median household income$84,945
- Median age40.0
Common questions
Walton County questions, answered from the record.
How many people live in Walton County, Georgia?
The Census Bureau estimates 109,792 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 103,313, in 35,755 households, ranking 26th of 159 Georgia counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Walton County's population growing?
The population has grown 13.61 percent since the 2020 census base of 96,636, to 109,792 on July 1, 2024. In 2024 there were 1,290 births against 1,085 deaths, with net migration of 2,819. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Walton County?
$84,945. The median owner-occupied home is valued at $339,500, which is 4.0 times income, and median gross rent is $1,175 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Walton County?
2,000 establishments, employing 21,184 people with an annual payroll of $997.3 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Walton County?
Construction is the largest private sector at 3,429 jobs, 13.0 percent of covered employment. Covered employment averages 26,450 jobs at an average annual pay of $54,248, or $1,043 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Walton County?
99 7(a) approvals totaling $63.9 m since FY2020, across 36 lenders, with a median approval of $350,000, plus 29 504 approvals worth $22.2 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Walton County?
668 housing units were authorized by permit in 2024, with a declared construction value of $183.9 m. Multifamily was 3.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Walton County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Walton County come from?
The largest single origin is Gwinnett County, with 1,573 households. Arriving households report an average income of $67,781 against $60,747 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Walton County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Walton County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Walton County
Cities and places in Walton.
7 Census places lie wholly or partly in Walton County. All 7 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Monroe | city | 15,648 | 44 | Wholly in this county |
| Loganville | city | 15,527 | 43 | 78.2 percent here, 21.8 percent Gwinnett County |
| Social Circle | city | 5,217 | 4 | 91.5 percent here, 8.5 percent Newton County |
| Walnut Grove | city | 1,685 | None recorded | Wholly in this county |
| Good Hope | city | 582 | 2 | Wholly in this county |
| Between | town | 482 | None recorded | Wholly in this county |
| Jersey | city | 148 | 2 | Wholly in this county |
A further 4 of the county's 99 SBA 7(a) approvals are to borrowers in cities that match no Census place in Walton County, the largest being Covington (1), Conyers (1), Oxford (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby