HomeGeorgiaWalton CountyMonroe city
Monroe city, Georgia: commercial real estate data.
Monroe city is a Census city of 15,648 people across 15.67 square miles of land, in Walton County. Median household income is $44,656, 42.3 percent of occupied homes are owned, and the SBA record carries 45 7(a) approvals to borrowers here worth $36.8 m.
80 sourced place values · tier FULL · 9 sections
Monroe
What Monroe is
- Census place typecity
- Land area15.67 sq mi
- Water area0.21 sq mi
- Population per square mile of land999
- County holding the largest share of its areaWalton County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monroe
How many people live in Monroe
- Population15,648
- Median age30.7
- Population under 184,446
- Share under 1828.4 percent
- Population 65 and over1,956
- Share 65 and over12.5 percent
- Households5,197
- Family households3,453
- Share of households that are families66.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monroe
Income and work in Monroe
- Median household income$44,656
- Per capita income$23,810
- Civilian labor force6,662
- Employed5,888
- Unemployed774 plus or minus 357
- Unemployment rate11.6 percent plus or minus 5.2
- Adults 25 and over9,183
- Adults 25 and over with a high school diploma or higher75.3 percent
- Adults 25 and over with a bachelor degree or higher16.1 percent plus or minus 3.7
- Adults 25 and over with a graduate degree5.1 percent plus or minus 1.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monroe
Housing in Monroe
- Housing units5,684
- Occupied units5,197
- Vacant units487 plus or minus 214
- Vacancy rate8.6 percent plus or minus 3.7
- Owner occupied2,199
- Renter occupied2,998
- Ownership rate42.3 percent
- Median owner-occupied home value$259,300 plus or minus $62,007
- Median gross rent, monthly$1,105
- Annual rent as a share of median income29.7 percent
- Single family units3,565
- Share single family62.7 percent
- Units in buildings of two or more1,841 plus or minus 431
- Share in buildings of two or more32.4 percent plus or minus 7.2
- Mobile homes278 plus or minus 142
- Median year structure built1979
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monroe
How Monroe gets to work
- Workers 16 and over who commute5,121
- Commuting under 15 minutes1,384 plus or minus 298
- Share commuting under 15 minutes27.0 percent
- Commuting 30 minutes or more2,472 plus or minus 510
- Share commuting 30 minutes or more48.3 percent
- Drove alone73.9 percent
- Carpooled10.0 percent plus or minus 4.7
- Public transport1.1 percent plus or minus 1.1
- Walked1.0 percent plus or minus 1.0
- Worked from home12.0 percent plus or minus 6.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monroe
SBA 7(a) lending to Monroe borrowers
- Approvals45
- Gross approval$36,838,300
- Average approval$818,629
- Median approval$525,000
- Ninetieth percentile approval$1,713,000
- Largest approval$5,000,000
- Jobs supported334
- Jobs per approval7.4
- Loans with a final outcome9
- Paid in full9
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more31.1 percent
- Share to franchises37.8 percent
- Distinct lenders22
- Distinct industries by NAICS28
A charge-off rate is not published here. only 9 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Monroe
SBA 504 lending to Monroe borrowers
- Approvals16
- Gross approval$13,990,000
- Average approval$874,375
- Median approval$591,000
- Largest approval$4,829,000
- Jobs supported184
- Loans with a final outcome5
- Charged off0
- Median term240 months
- Distinct CDCs4
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Monroe
Flood programme status in Monroe
- Listed NFIP communities1
- Of those, participating1
- NFIP community number130227
- Currently effective map date12/15/22(M)
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Walton County, not Monroe
Walton County context, not Monroe figures
These are Walton County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Monroe measurements.
- Establishments in Walton County2,000
- Employment at those establishments, Walton County21,184
- Covered employment, Walton County26,450
- Average annual pay, Walton County$54,248
- Average weekly wage, Walton County$1,043
- Housing units permitted, Walton County668
- Of those, single family, Walton County648
- County product, 2024, Walton County$4,338,197,000
- County product change over the prior year, Walton County7.2 percent
- Average income of an arriving household, Walton County$67,781
Every figure in this section is published for Walton County as a whole and is not a measurement of Monroe. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Monroe questions, answered from the record.
How many people live in Monroe, Georgia?
15,648, in 5,197 households. Monroe city covers 15.67 square miles of land, which is 999 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Monroe in?
Walton County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Monroe?
$44,656. The median owner-occupied home is valued at $259,300. Median gross rent is $1,105 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Monroe businesses?
45 7(a) approvals totalling $36.8 m, across 22 lenders, median approval $525,000, plus 16 504 approvals worth $14.0 m. These count approvals to borrowers whose address is in Monroe, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Monroe borrowers get paid back?
No rate is published for Monroe. only 9 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Monroe in the National Flood Insurance Program?
Yes. Monroe appears in the FEMA Community Status Book as community 130227, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Monroe figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Walton County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Monroe.
Is zoning published for Monroe?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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