HomeGeorgiaWalton CountyMonroe
Monroe, Georgia: commercial real estate data.
Monroe is a Census city of 15,648 people across 15.67 square miles of land, in Walton County. Median household income is $44,656, 42.3 percent of occupied homes are owned, and the SBA record carries 45 7(a) approvals to borrowers here worth $36.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Monroe
What Monroe is
- Census place typecity
- Land area15.67 sq mi
- Water area0.21 sq mi
- Population per square mile of land999
- County holding the largest share of its areaWalton County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monroe
How many people live in Monroe
- Population15,648
- Median age30.7
- Population under 184,446
- Share under 1828.4 percent
- Population 65 and over1,956
- Share 65 and over12.5 percent
- Households5,197
- Family households3,453
- Share of households that are families66.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monroe
Income and work in Monroe
- Median household income$44,656
- Per capita income$23,810
- Civilian labor force6,662
- Employed5,888
- Unemployed774 plus or minus 357
- Unemployment rate11.6 percent plus or minus 5.2
- Adults 25 and over9,183
- Adults 25 and over with a high school diploma or higher75.3 percent
- Adults 25 and over with a bachelor degree or higher16.1 percent plus or minus 3.7
- Adults 25 and over with a graduate degree5.1 percent plus or minus 1.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monroe
Housing in Monroe
- Housing units5,684
- Occupied units5,197
- Vacant units487 plus or minus 214
- Vacancy rate8.6 percent plus or minus 3.7
- Owner occupied2,199
- Renter occupied2,998
- Ownership rate42.3 percent
- Median owner-occupied home value$259,300 plus or minus $62,007
- Median gross rent, monthly$1,105
- Annual rent as a share of median income29.7 percent
- Single family units3,565
- Share single family62.7 percent
- Units in buildings of two or more1,841 plus or minus 431
- Share in buildings of two or more32.4 percent plus or minus 7.2
- Mobile homes278 plus or minus 142
- Median year structure built1979
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monroe
How Monroe gets to work
- Workers 16 and over who commute5,121
- Commuting under 15 minutes1,384 plus or minus 298
- Share commuting under 15 minutes27.0 percent
- Commuting 30 minutes or more2,472 plus or minus 510
- Share commuting 30 minutes or more48.3 percent
- Drove alone73.9 percent
- Carpooled10.0 percent plus or minus 4.7
- Public transport1.1 percent plus or minus 1.1
- Walked1.0 percent plus or minus 1.0
- Worked from home12.0 percent plus or minus 6.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monroe
SBA loans in Monroe (7(a))
- Approvals45
- Gross approval$36,838,300
- Average approval$818,629
- Median approval$525,000
- Ninetieth percentile approval$1,623,800
- Largest approval$5,000,000
- Jobs supported334
- Jobs per approval7.4
- Loans with a final outcome9
- Paid in full9
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more31.1 percent
- Share to franchises37.8 percent
- Distinct lenders22
- Distinct industries by NAICS28
Counted by borrower city: approvals to borrowers whose address is in Monroe, in any county, FY2020 to FY2026. Only 9 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Monroe
SBA loans in Monroe (504)
- Approvals16
- Gross approval$13,990,000
- Average approval$874,375
- Median approval$510,500
- Largest approval$4,829,000
- Jobs supported184
- Loans with a final outcome5
- Charged off0
- Median term240 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Monroe, in any county, FY2010 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Monroe
Flood risk in Monroe
- NFIP communityCity of Monroe
- NFIP community number130227
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date12/15/22(M)
The City of Monroe participates in the National Flood Insurance Program as community 130227 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Walton County, not Monroe
Walton County context, not Monroe figures
- Establishments in Walton County2,000
- Covered employment, Walton County26,450
- Average annual pay, Walton County$54,248
- Housing units permitted, Walton County668
Every figure in this section is published for Walton County as a whole and is not a measurement of Monroe.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Monroe questions, answered from the record.
How many people live in Monroe, Georgia?
15,648, in 5,197 households. Monroe city covers 15.67 square miles of land, which is 999 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Monroe in?
Walton County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Monroe?
$44,656. The median owner-occupied home is valued at $259,300. Median gross rent is $1,105 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Monroe businesses?
45 7(a) approvals totaling $36.8 m since FY2020, across 22 lenders, median approval $525,000, plus 16 504 approvals worth $14.0 m since FY2010. These count approvals to borrowers whose address is in Monroe, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Monroe borrowers get paid back?
No rate is published for Monroe. Only 9 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Monroe in the National Flood Insurance Program?
Yes. Monroe appears in the FEMA Community Status Book as Monroe, city of, community 130227, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Monroe figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Walton County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Monroe.
Is zoning published for Monroe?
No. Nothing on this page presents parcel level zoning.
Nearby