Barrow County, Georgia: commercial real estate data.
Barrow County, Georgia had an estimated 96,294 residents on July 1, 2024, up 15.3 percent since the 2020 census base of 83,527, across 160 square miles. County output reached $3.80 bn in 2024, 1,543 establishments operate here, and the SBA record carries 104 7(a) approvals worth $92.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Barrow County
How many people live in Barrow County
- Population, American Community Survey 2020-202489,886
- Households30,789
- Average household size2.92
- Median household income$80,653
- Median age36.4
- Median gross rent$1,318 per month
- Median owner-occupied home value$294,700
- Home value to household income3.7 times
- Annual rent as a share of median income19.6 percent
- Adults 25 and over with a bachelor degree or higher21.2 percent
- Adults 25 and over with a graduate degree7.4 percent
- Adults 25 and over59,830
- Population under 1822,595
- Share under 1825.1 percent
- Population 65 and over11,574
- Share 65 and over12.9 percent
- Working age population, 18 to 6455,717
- Civilian labor force47,196
- Unemployment rate3.7 percent
- Labor force participation, adults 18 and over70.1 percent
- Rank by population among Georgia counties29th of 159
- Rank by population among US county-equivalents, Puerto Rico included670th of 3,222
Barrow County is the 29th largest of 159 Georgia counties by population. A median home costs 3.7 times median household income, which is moderately unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 25.1 percent against 12.9 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Barrow County
Is Barrow County's population growing?
- Population, July 1, 202496,294
- Census 2020 base population83,527
- Population change since the 2020 census base15.28 percent
- Population change, 2023 to 20243,283
- Births, 20241,223
- Deaths, 2024801
- Natural change, 2024422
- Net domestic migration, 20242,632
- Net international migration, 2024237
- Total net migration, 20242,869
- Cumulative net domestic migration, 2021 to 202410,228
- Rank by growth among US county-equivalents56th of 3,144
The county has grown 15.28 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Barrow County
Where are people moving to Barrow County from?
- Tax returns filed by households arriving4,138
- People arriving, from those returns8,199
- Tax returns filed by households leaving2,997
- Net household movement1,141
- Adjusted gross income arriving$266.9 m
- Net adjusted gross income movement$104.1 m
- Average income of an arriving household$64,495
- Average income of a leaving household$54,320
- Largest single originGwinnett County (1,545 households)
- Largest single destinationGwinnett County (568 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Gwinnett County | 1,545 | 3,229 | $102.4 m |
| Jackson County | 247 | 498 | $16.4 m |
| Hall County | 232 | 429 | $18.1 m |
| Clarke County | 222 | 416 | $11.9 m |
| Walton County | 220 | 440 | $10.9 m |
| Fulton County | 113 | 210 | $10.1 m |
| DeKalb County | 109 | 202 | $6.4 m |
| Oconee County | 78 | 169 | $7.5 m |
Households arriving report $10,175 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Gwinnett County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Barrow County
What is the Barrow County economy?
- County GDP, 2024$3.80 bn
- County GDP, 2023$3.53 bn
- GDP change, 2023 to 20247.7 percent
- GDP change over five years49.7 percent
- Rank by GDP among the Georgia areas BEA publishes36th of 159
- Rank by GDP among the US county areas BEA publishes847th of 3,127
- GDP per resident$42,231
Output grew 7.7 percent in the latest year and 49.7 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Barrow County
Employment by industry in Barrow County
- Covered employment, annual average24,098
- Establishments reporting1,735
- Average annual pay$53,359
- Average weekly wage$1,026
- Retail trade, employment4,807
- Retail trade, average annual pay$50,237
- Accommodation and food services, employment2,817
- Accommodation and food services, average annual pay$23,256
- Manufacturing, employment2,394
- Manufacturing, average annual pay$68,527
- Wholesale trade, employment2,216
- Wholesale trade, average annual pay$63,285
- Construction, employment1,919
- Health care and social assistance, employment1,885
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 4,807 | 209 | $50,237 |
| Accommodation and food services | 2,817 | 134 | $23,256 |
| Manufacturing | 2,394 | 84 | $68,527 |
| Wholesale trade | 2,216 | 80 | $63,285 |
| Construction | 1,919 | 248 | $80,178 |
| Health care and social assistance | 1,885 | 124 | $56,634 |
| Administrative and support and waste management services | 1,457 | 119 | $39,563 |
| Professional, scientific and technical services | 711 | 146 | $64,673 |
Retail trade is the largest private sector at 4,807 jobs, 19.9 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Barrow County
How many businesses are in Barrow County?
- Establishments, all industries1,543
- Employment at those establishments19,843
- Annual payroll$923.8 m
- Establishments per 1,000 residents17.2
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Barrow County
Building permits in Barrow County
- Housing units authorized by permit, 20241,427
- Declared construction value permitted$259.2 m
- Single family units authorized1,116
- Multifamily units authorized311
- Multifamily share of units21.8 percent
- Average declared value per unit$181,620
- Units authorized per 1,000 households46.3
Single-family homes are 78.2 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Barrow County
SBA loans in Barrow County (7(a) and 504)
- 7(a) approvals recorded104
- 7(a) gross approval dollars$92.8 m
- Average 7(a) approval$891,971
- Median 7(a) approval$350,000
- 10th percentile approval$45,450
- 90th percentile approval$2,541,920
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)864
- Jobs per approval8.3
- Distinct 7(a) lenders active49
- Distinct industries receiving approvals62
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer27.9 percent
- Loans on real estate terms29
- Loans on working capital terms, 120 months or shorter64
- Franchise loans21
- Franchise share of approvals20.2 percent
- Leading industry by approval countGasoline Stations with Convenience Stores (7)
- Most active lenderWells Fargo Bank National Association (7)
- 504 approvals recorded28
- 504 gross approval dollars$38.5 m
- Average 504 approval$1,374,107
- Median 504 approval$656,500
- Distinct CDCs active5
- 504 jobs per approval8.0
- 504 jobs per million dollars approved5.8
- Most active CDCCapital Partners Certified Development Company (8)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$131.2 m
The average approval of $891,971 sits well above the median of $350,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 27.9 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Barrow County
SBA loan default and charge-off rates in Barrow County
Do SBA loans in Barrow County get paid back?
- Loans with a final outcome recorded10
- Paid in full10
- Charged off0
- Status: Paid in full10
- Status: Cancelled26
- Status: Exempt from disclosure64
- Status: Committed, not yet disbursed4
Only 10 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Barrow County
SBA lending by place in Barrow County
- Borrower cities with recorded lending6
- Winder, approvals48
- Bethlehem, approvals21
- Auburn, approvals13
- Statham, approvals12
- Braselton, approvals6
- Hoschton, approvals4
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Winder | 48 | $46,587,700 |
| Bethlehem | 21 | $16,845,400 |
| Auburn | 13 | $14,309,700 |
| Statham | 12 | $8,350,100 |
| Braselton | 6 | $5,517,100 |
| Hoschton | 4 | $1,155,000 |
Winder accounts for 48 approvals against 21 in Bethlehem. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Barrow County
How large is Barrow County?
- Land area160 sq mi
- Rank by land area among Georgia counties153rd of 159
- Width, east to west19 mi
- Height, north to south15.9 mi
- Geographies sharing a boundary4
- Residents per square mile of land562
- Establishments per square mile9.64
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Barrow County
Flood risk in Barrow County
- Participation of the county's own NFIP community Barrow County, unincorporated areasParticipating, community 130497
- Communities in the county in the NFIP Community Status Book7
- Of those, participating in the NFIP6
- NFIP participation rate85.7 percent
- Communities carrying a CRS class0
- Radon levels in Barrow County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Barrow County (community 130497), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Barrow County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 85.7 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Barrow County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Barrow County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202489,886
- Households30,789
- Average household size2.92
- Median household income$80,653
- Median age36.4
Common questions
Barrow County questions, answered from the record.
How many people live in Barrow County, Georgia?
The Census Bureau estimates 96,294 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 89,886, in 30,789 households, ranking 29th of 159 Georgia counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Barrow County's population growing?
The population has grown 15.28 percent since the 2020 census base of 83,527, to 96,294 on July 1, 2024. In 2024 there were 1,223 births against 801 deaths, with net migration of 2,869. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Barrow County?
$80,653. The median owner-occupied home is valued at $294,700, which is 3.7 times income, and median gross rent is $1,318 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Barrow County?
1,543 establishments, employing 19,843 people with an annual payroll of $923.8 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Barrow County?
Retail trade is the largest private sector at 4,807 jobs, 19.9 percent of covered employment. Covered employment averages 24,098 jobs at an average annual pay of $53,359, or $1,026 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Barrow County?
104 7(a) approvals totaling $92.8 m since FY2020, across 49 lenders, with a median approval of $350,000, plus 28 504 approvals worth $38.5 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Barrow County?
1,427 housing units were authorized by permit in 2024, with a declared construction value of $259.2 m. Multifamily was 21.8 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Barrow County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Barrow County come from?
The largest single origin is Gwinnett County, with 1,545 households. Arriving households report an average income of $64,495 against $54,320 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Barrow County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Barrow County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Barrow County
Cities and places in Barrow.
7 Census places lie wholly or partly in Barrow County. All 7 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Winder | city | 19,437 | 48 | Wholly in this county |
| Braselton | town | 15,178 | 6 | 21.5 percent here, 41.6 percent Jackson County, 24.0 percent Gwinnett County, 12.9 percent Hall County |
| Auburn | city | 8,711 | 13 | Wholly in this county |
| Statham | city | 3,018 | 12 | Wholly in this county |
| Russell | CDP | 1,089 | None recorded | Wholly in this county |
| Bethlehem | town | 707 | 21 | Wholly in this county |
| Carl | town | 183 | None recorded | Wholly in this county |
A further 4 of the county's 104 SBA 7(a) approvals are to borrowers in cities that match no Census place in Barrow County, the largest being Hoschton (4). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby