Jackson County, Georgia: commercial real estate data.
Jackson County, Georgia had an estimated 93,825 residents on July 1, 2024, up 23.6 percent since the 2020 census base of 75,918, across 340 square miles. County output reached $6.52 bn in 2024, 1,673 establishments operate here, and the SBA record carries 77 7(a) approvals worth $70.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Jackson County
How many people live in Jackson County
- Population, American Community Survey 2020-202484,757
- Households28,402
- Average household size2.98
- Median household income$89,544
- Median age38.1
- Median gross rent$1,126 per month
- Median owner-occupied home value$345,000
- Home value to household income3.9 times
- Annual rent as a share of median income15.1 percent
- Adults 25 and over with a bachelor degree or higher27.8 percent
- Adults 25 and over with a graduate degree9.5 percent
- Adults 25 and over57,117
- Population under 1821,285
- Share under 1825.1 percent
- Population 65 and over12,298
- Share 65 and over14.5 percent
- Working age population, 18 to 6451,174
- Civilian labor force43,157
- Unemployment rate3.4 percent
- Labor force participation, adults 18 and over68.0 percent
- Rank by population among Georgia counties31st of 159
- Rank by population among US county-equivalents, Puerto Rico included691st of 3,222
Jackson County is the 31st largest of 159 Georgia counties by population. A median home costs 3.9 times median household income, which is moderately unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 25.1 percent against 14.5 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Jackson County
Is Jackson County's population growing?
- Population, July 1, 202493,825
- Census 2020 base population75,918
- Population change since the 2020 census base23.59 percent
- Population change, 2023 to 20245,102
- Births, 20241,044
- Deaths, 2024817
- Natural change, 2024227
- Net domestic migration, 20244,659
- Net international migration, 2024229
- Total net migration, 20244,888
- Cumulative net domestic migration, 2021 to 202415,607
- Rank by growth among US county-equivalents8th of 3,144
The county has grown 23.59 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Jackson County
Where are people moving to Jackson County from?
- Tax returns filed by households arriving3,999
- People arriving, from those returns8,238
- Tax returns filed by households leaving2,639
- Net household movement1,360
- Adjusted gross income arriving$347.1 m
- Net adjusted gross income movement$178.2 m
- Average income of an arriving household$86,793
- Average income of a leaving household$63,991
- Largest single originGwinnett County (1,056 households)
- Largest single destinationHall County (343 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Gwinnett County | 1,056 | 2,325 | $109.3 m |
| Hall County | 482 | 997 | $51.1 m |
| Barrow County | 315 | 654 | $18.8 m |
| Clarke County | 250 | 471 | $13.2 m |
| Banks County | 125 | 253 | $6.0 m |
| Fulton County | 88 | 164 | $8.5 m |
| Walton County | 84 | 158 | $5.9 m |
| Madison County | 71 | 138 | $2.4 m |
Households arriving report $22,802 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Gwinnett County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Jackson County
What is the Jackson County economy?
- County GDP, 2024$6.52 bn
- County GDP, 2023$6.25 bn
- GDP change, 2023 to 20244.3 percent
- GDP change over five years68.1 percent
- Rank by GDP among the Georgia areas BEA publishes23rd of 159
- Rank by GDP among the US county areas BEA publishes611th of 3,127
- GDP per resident$76,898
Output grew 4.3 percent in the latest year and 68.1 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Jackson County
Employment by industry in Jackson County
- Covered employment, annual average45,812
- Establishments reporting2,142
- Average annual pay$50,463
- Average weekly wage$970
- Transportation and warehousing, employment14,291
- Transportation and warehousing, average annual pay$42,418
- Manufacturing, employment8,668
- Manufacturing, average annual pay$64,329
- Retail trade, employment5,024
- Retail trade, average annual pay$45,194
- Accommodation and food services, employment2,243
- Accommodation and food services, average annual pay$21,379
- Real estate and rental and leasing, employment1,669
- Construction, employment1,643
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Transportation and warehousing | 14,291 | 90 | $42,418 |
| Manufacturing | 8,668 | 116 | $64,329 |
| Retail trade | 5,024 | 263 | $45,194 |
| Accommodation and food services | 2,243 | 147 | $21,379 |
| Real estate and rental and leasing | 1,669 | 97 | $47,139 |
| Construction | 1,643 | 295 | $74,888 |
| Health care and social assistance | 1,502 | 147 | $44,999 |
| Administrative and support and waste management services | 968 | 142 | $45,286 |
Transportation and warehousing is the largest private sector at 14,291 jobs, 31.2 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Jackson County
How many businesses are in Jackson County?
- Establishments, all industries1,673
- Employment at those establishments47,394
- Annual payroll$2.19 bn
- Establishments per 1,000 residents19.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Jackson County
Building permits in Jackson County
- Housing units authorized by permit, 20242,114
- Declared construction value permitted$638.5 m
- Single family units authorized2,070
- Multifamily units authorized44
- Multifamily share of units2.1 percent
- Average declared value per unit$302,057
- Units authorized per 1,000 households74.4
Single-family homes are 97.9 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Jackson County
SBA loans in Jackson County (7(a) and 504)
- 7(a) approvals recorded77
- 7(a) gross approval dollars$70.9 m
- Average 7(a) approval$921,401
- Median 7(a) approval$367,500
- 10th percentile approval$15,000
- 90th percentile approval$2,709,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)800
- Jobs per approval10.4
- Distinct 7(a) lenders active39
- Distinct industries receiving approvals48
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer27.3 percent
- Loans on real estate terms21
- Loans on working capital terms, 120 months or shorter46
- Franchise loans17
- Franchise share of approvals22.1 percent
- Most active lenderWells Fargo Bank National Association (11)
- 504 approvals recorded31
- 504 gross approval dollars$40.2 m
- Average 504 approval$1,296,065
- Median 504 approval$967,000
- Distinct CDCs active6
- 504 jobs per approval11.7
- 504 jobs per million dollars approved9.0
- Most active CDCSmall Business Access Partners, Inc. (14)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$111.1 m
The average approval of $921,401 sits well above the median of $367,500, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 27.3 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Jackson County
SBA loan default and charge-off rates in Jackson County
Do SBA loans in Jackson County get paid back?
- Loans with a final outcome recorded18
- Paid in full17
- Charged off1
- Status: Exempt from disclosure43
- Status: Paid in full17
- Status: Cancelled10
- Status: Charged off1
- Status: Committed, not yet disbursed6
Only 18 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Jackson County
SBA lending by place in Jackson County
- Borrower cities with recorded lending9
- Jefferson, approvals27
- Hoschton, approvals17
- Braselton, approvals13
- Commerce, approvals11
- Maysville, approvals3
- Pendergrass, approvals3
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Jefferson | 27 | $15,423,300 |
| Hoschton | 17 | $9,676,900 |
| Braselton | 13 | $11,454,200 |
| Commerce | 11 | $12,654,000 |
| Maysville | 3 | $13,730,000 |
| Pendergrass | 3 | $5,778,500 |
| Athens | 1 | $1,375,000 |
| Hapeville | 1 | $431,000 |
| 1 other borrower city | 1 | $425,000 |
Jefferson accounts for 27 approvals against 17 in Hoschton. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Jackson County
How large is Jackson County?
- Land area340 sq mi
- Rank by land area among Georgia counties81st of 159
- Width, east to west26.2 mi
- Height, north to south22.7 mi
- Geographies sharing a boundary5
- Residents per square mile of land249
- Establishments per square mile4.92
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Jackson County
Flood risk in Jackson County
- Participation of the county's own NFIP community Jackson County, unincorporated areasParticipating, community 130345
- Communities in the county in the NFIP Community Status Book10
- Of those, participating in the NFIP9
- NFIP participation rate90.0 percent
- Communities carrying a CRS class0
- Radon levels in Jackson County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Jackson County (community 130345), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Jackson County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 90.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Jackson County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Jackson County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202484,757
- Households28,402
- Average household size2.98
- Median household income$89,544
- Median age38.1
Common questions
Jackson County questions, answered from the record.
How many people live in Jackson County, Georgia?
The Census Bureau estimates 93,825 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 84,757, in 28,402 households, ranking 31st of 159 Georgia counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Jackson County's population growing?
The population has grown 23.59 percent since the 2020 census base of 75,918, to 93,825 on July 1, 2024. In 2024 there were 1,044 births against 817 deaths, with net migration of 4,888. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Jackson County?
$89,544. The median owner-occupied home is valued at $345,000, which is 3.9 times income, and median gross rent is $1,126 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Jackson County?
1,673 establishments, employing 47,394 people with an annual payroll of $2.19 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Jackson County?
Transportation and warehousing is the largest private sector at 14,291 jobs, 31.2 percent of covered employment. Covered employment averages 45,812 jobs at an average annual pay of $50,463, or $970 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Jackson County?
77 7(a) approvals totaling $70.9 m since FY2020, across 39 lenders, with a median approval of $367,500, plus 31 504 approvals worth $40.2 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Jackson County?
2,114 housing units were authorized by permit in 2024, with a declared construction value of $638.5 m. Multifamily was 2.1 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Jackson County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Jackson County come from?
The largest single origin is Gwinnett County, with 1,056 households. Arriving households report an average income of $86,793 against $63,991 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Jackson County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Jackson County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Jackson County
Cities and places in Jackson.
9 Census places lie wholly or partly in Jackson County. All 9 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Braselton | town | 15,178 | 13 | 41.6 percent here, 24.0 percent Gwinnett County, 21.5 percent Barrow County, 12.9 percent Hall County |
| Jefferson | city | 14,990 | 27 | Wholly in this county |
| Commerce | city | 8,013 | 11 | Wholly in this county |
| Hoschton | city | 4,534 | 17 | Wholly in this county |
| Pendergrass | town | 3,435 | 3 | Wholly in this county |
| Nicholson | city | 2,335 | 1 | Wholly in this county |
| Maysville | town | 2,086 | 3 | 52.1 percent here, 47.9 percent Banks County |
| Arcade | city | 1,704 | None recorded | Wholly in this county |
| Talmo | town | 369 | None recorded | Wholly in this county |
A further 2 of the county's 77 SBA 7(a) approvals are to borrowers in cities that match no Census place in Jackson County, the largest being Athens (1), Hapeville (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby