HomeGeorgiaJackson CountyCommerce
Commerce, Georgia: commercial real estate data.
Commerce is a Census city of 8,013 people across 13.47 square miles of land, in Jackson County. Median household income is $60,961, 63.8 percent of occupied homes are owned, and the SBA record carries 18 7(a) approvals to borrowers here worth $21.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Commerce
What Commerce is
- Census place typecity
- Land area13.47 sq mi
- Water area0.13 sq mi
- Population per square mile of land595
- County holding the largest share of its areaJackson County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Commerce
How many people live in Commerce
- Population8,013
- Median age32.6
- Population under 182,521
- Share under 1831.5 percent
- Population 65 and over1,081 plus or minus 234
- Share 65 and over13.5 percent plus or minus 2.9
- Households2,771
- Family households2,062
- Share of households that are families74.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Commerce
Income and work in Commerce
- Median household income$60,961
- Per capita income$24,793
- Civilian labor force3,685
- Employed3,643
- Unemployed42 plus or minus 39
- Unemployment rate1.1 percent plus or minus 1.1
- Adults 25 and over5,017
- Adults 25 and over with a high school diploma or higher83.7 percent
- Adults 25 and over with a bachelor degree or higher16.2 percent plus or minus 4.7
- Adults 25 and over with a graduate degree4.7 percent plus or minus 2.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Commerce
Housing in Commerce
- Housing units2,857
- Occupied units2,771
- Vacant units86 plus or minus 71
- Vacancy rate3.0 percent plus or minus 2.5
- Owner occupied1,769
- Renter occupied1,002 plus or minus 211
- Ownership rate63.8 percent
- Median owner-occupied home value$239,900
- Median gross rent, monthly$1,183
- Annual rent as a share of median income23.3 percent
- Single family units2,322
- Share single family81.3 percent
- Units in buildings of two or more348 plus or minus 178
- Share in buildings of two or more12.2 percent plus or minus 6.2
- Mobile homes187 plus or minus 95
- Median year structure built1990
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Commerce
How Commerce gets to work
- Workers 16 and over who commute3,421
- Commuting under 15 minutes1,500 plus or minus 351
- Share commuting under 15 minutes43.8 percent plus or minus 9.0
- Commuting 30 minutes or more1,080 plus or minus 328
- Share commuting 30 minutes or more31.6 percent plus or minus 8.9
- Drove alone84.8 percent
- Carpooled8.4 percent plus or minus 3.7
- Public transport0.0 percent
- Walked0.7 percent plus or minus 1.2
- Worked from home5.7 percent plus or minus 4.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Commerce
SBA loans in Commerce (7(a))
- Approvals18
- Gross approval$21,471,800
- Average approval$1,192,878
- Median approval$685,300
- Largest approval$5,000,000
- Jobs supported225
- Jobs per approval12.5
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term258 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises22.2 percent
- Distinct lenders15
- Distinct industries by NAICS13
Counted by borrower city: approvals to borrowers whose address is in Commerce, in any county, FY2020 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Commerce
SBA loans in Commerce (504)
- Approvals10
- Gross approval$10,241,000
- Average approval$1,024,100
- Median approval$670,000
- Largest approval$2,759,000
- Jobs supported73
- Loans with a final outcome5
- Charged off0
- Median term240 months
- Distinct CDCs5
Counted by borrower city: approvals to borrowers whose address is in Commerce, in any county, FY2010 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Commerce
Flood risk in Commerce
- NFIP communityCity of Commerce
- NFIP community number130212
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date12/17/10(M)
The City of Commerce participates in the National Flood Insurance Program as community 130212 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Jackson County, not Commerce
Jackson County context, not Commerce figures
- Establishments in Jackson County1,673
- Covered employment, Jackson County45,812
- Average annual pay, Jackson County$50,463
- Housing units permitted, Jackson County2,114
Every figure in this section is published for Jackson County as a whole and is not a measurement of Commerce.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Commerce questions, answered from the record.
How many people live in Commerce, Georgia?
8,013, in 2,771 households. Commerce city covers 13.47 square miles of land, which is 595 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Commerce in?
Jackson County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Commerce?
$60,961. The median owner-occupied home is valued at $239,900. Median gross rent is $1,183 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Commerce businesses?
18 7(a) approvals totaling $21.5 m since FY2020, across 15 lenders, median approval $685,300, plus 10 504 approvals worth $10.2 m since FY2010. These count approvals to borrowers whose address is in Commerce, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Commerce borrowers get paid back?
No rate is published for Commerce. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Commerce in the National Flood Insurance Program?
Yes. Commerce appears in the FEMA Community Status Book as Commerce, city of, community 130212, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Commerce figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Jackson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Commerce.
Is zoning published for Commerce?
No. Nothing on this page presents parcel level zoning.
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