HomeGeorgiaJackson CountyCommerce city
Commerce city, Georgia: commercial real estate data.
Commerce city is a Census city of 8,013 people across 13.47 square miles of land, in Jackson County. Median household income is $60,961, 63.8 percent of occupied homes are owned, and the SBA record carries 18 7(a) approvals to borrowers here worth $21.5 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Commerce
What Commerce is
- Census place typecity
- Land area13.47 sq mi
- Water area0.13 sq mi
- Population per square mile of land595
- County holding the largest share of its areaJackson County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Commerce
How many people live in Commerce
- Population8,013
- Median age32.6
- Population under 182,521
- Share under 1831.5 percent
- Population 65 and over1,081 plus or minus 234
- Share 65 and over13.5 percent plus or minus 2.9
- Households2,771
- Family households2,062
- Share of households that are families74.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Commerce
Income and work in Commerce
- Median household income$60,961
- Per capita income$24,793
- Civilian labor force3,685
- Employed3,643
- Unemployed42 plus or minus 39
- Unemployment rate1.1 percent plus or minus 1.1
- Adults 25 and over5,017
- Adults 25 and over with a high school diploma or higher83.7 percent
- Adults 25 and over with a bachelor degree or higher16.2 percent plus or minus 4.7
- Adults 25 and over with a graduate degree4.7 percent plus or minus 2.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Commerce
Housing in Commerce
- Housing units2,857
- Occupied units2,771
- Vacant units86 plus or minus 71
- Vacancy rate3.0 percent plus or minus 2.5
- Owner occupied1,769
- Renter occupied1,002 plus or minus 211
- Ownership rate63.8 percent
- Median owner-occupied home value$239,900
- Median gross rent, monthly$1,183
- Annual rent as a share of median income23.3 percent
- Single family units2,322
- Share single family81.3 percent
- Units in buildings of two or more348 plus or minus 178
- Share in buildings of two or more12.2 percent plus or minus 6.2
- Mobile homes187 plus or minus 95
- Median year structure built1990
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Commerce
How Commerce gets to work
- Workers 16 and over who commute3,421
- Commuting under 15 minutes1,500 plus or minus 351
- Share commuting under 15 minutes43.8 percent plus or minus 9.0
- Commuting 30 minutes or more1,080 plus or minus 328
- Share commuting 30 minutes or more31.6 percent plus or minus 8.9
- Drove alone84.8 percent
- Carpooled8.4 percent plus or minus 3.7
- Public transport0.0 percent
- Walked0.7 percent plus or minus 1.2
- Worked from home5.7 percent plus or minus 4.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Commerce
SBA loans in Commerce (7(a))
- Approvals18
- Gross approval$21,471,800
- Average approval$1,192,878
- Median approval$757,800
- Ninetieth percentile approval$3,130,000
- Largest approval$5,000,000
- Jobs supported225
- Jobs per approval12.5
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises22.2 percent
- Distinct lenders15
- Distinct industries by NAICS13
A charge-off rate is not published here. only 4 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Commerce
SBA loans in Commerce (504)
- Approvals10
- Gross approval$10,241,000
- Average approval$1,024,100
- Median approval$723,000
- Largest approval$2,759,000
- Jobs supported73
- Loans with a final outcome5
- Charged off0
- Median term240 months
- Distinct CDCs5
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Commerce
Flood risk in Commerce
- Listed NFIP communities1
- Of those, participating1
- NFIP community number130212
- Currently effective map date12/17/10(M)
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Jackson County, not Commerce
Jackson County context, not Commerce figures
These are Jackson County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Commerce measurements.
- Establishments in Jackson County1,673
- Employment at those establishments, Jackson County47,394
- Covered employment, Jackson County45,812
- Average annual pay, Jackson County$50,463
- Average weekly wage, Jackson County$970
- Housing units permitted, Jackson County2,114
- Of those, single family, Jackson County2,070
- County product, 2024, Jackson County$6,517,627,000
- County product change over the prior year, Jackson County4.3 percent
- Average income of an arriving household, Jackson County$86,793
Every figure in this section is published for Jackson County as a whole and is not a measurement of Commerce. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Commerce questions, answered from the record.
How many people live in Commerce, Georgia?
8,013, in 2,771 households. Commerce city covers 13.47 square miles of land, which is 595 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Commerce in?
Jackson County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Commerce?
$60,961. The median owner-occupied home is valued at $239,900. Median gross rent is $1,183 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Commerce businesses?
18 7(a) approvals totalling $21.5 m, across 15 lenders, median approval $757,800, plus 10 504 approvals worth $10.2 m. These count approvals to borrowers whose address is in Commerce, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Commerce borrowers get paid back?
No rate is published for Commerce. only 4 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Commerce in the National Flood Insurance Program?
Yes. Commerce appears in the FEMA Community Status Book as community 130212, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Commerce figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Jackson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Commerce.
Is zoning published for Commerce?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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