HomeGeorgiaJackson CountyJefferson city
Jefferson city, Georgia: commercial real estate data.
Jefferson city is a Census city of 14,990 people across 23.00 square miles of land, in Jackson County. Median household income is $109,828, 79.6 percent of occupied homes are owned, and the SBA record carries 29 7(a) approvals to borrowers here worth $17.0 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Jefferson
What Jefferson is
- Census place typecity
- Land area23 sq mi
- Water area0.34 sq mi
- Population per square mile of land652
- County holding the largest share of its areaJackson County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Jefferson
How many people live in Jefferson
- Population14,990
- Median age35.6
- Population under 184,414
- Share under 1829.4 percent
- Population 65 and over1,708
- Share 65 and over11.4 percent
- Households4,612
- Family households3,706
- Share of households that are families80.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Jefferson
Income and work in Jefferson
- Median household income$109,828
- Per capita income$39,888
- Civilian labor force8,049
- Employed7,836
- Unemployed213 plus or minus 107
- Unemployment rate2.6 percent plus or minus 1.3
- Adults 25 and over9,238
- Adults 25 and over with a high school diploma or higher90.8 percent
- Adults 25 and over with a bachelor degree or higher34.9 percent
- Adults 25 and over with a graduate degree14.0 percent plus or minus 3.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Jefferson
Housing in Jefferson
- Housing units4,977
- Occupied units4,612
- Vacant units365 plus or minus 185
- Vacancy rate7.3 percent plus or minus 3.7
- Owner occupied3,669
- Renter occupied943 plus or minus 228
- Ownership rate79.6 percent
- Median owner-occupied home value$377,300
- Median gross rent, monthly$1,074 plus or minus $254
- Annual rent as a share of median income11.7 percent plus or minus 3.3
- Single family units4,351
- Share single family87.4 percent
- Units in buildings of two or more600 plus or minus 233
- Share in buildings of two or more12.1 percent plus or minus 4.6
- Mobile homes26 plus or minus 40
- Median year structure built2005
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Jefferson
How Jefferson gets to work
- Workers 16 and over who commute6,626
- Commuting under 15 minutes1,278 plus or minus 310
- Share commuting under 15 minutes19.3 percent plus or minus 4.5
- Commuting 30 minutes or more4,028
- Share commuting 30 minutes or more60.8 percent
- Drove alone76.6 percent
- Carpooled7.8 percent plus or minus 2.9
- Public transport0.5 percent plus or minus 0.5
- Walked0.1 percent plus or minus 0.1
- Worked from home14.1 percent plus or minus 3.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Jefferson
SBA loans in Jefferson (7(a))
- Approvals29
- Gross approval$16,998,300
- Average approval$586,148
- Median approval$248,000
- Ninetieth percentile approval$1,660,000
- Largest approval$2,910,000
- Jobs supported215
- Jobs per approval7.4
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more20.7 percent
- Share to franchises17.2 percent
- Distinct lenders19
- Distinct industries by NAICS23
A charge-off rate is not published here. only 4 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Jefferson
SBA loans in Jefferson (504)
- Approvals6
- Gross approval$5,400,000
- Average approval$900,000
- Median approval$729,000
- Largest approval$1,762,000
- Jobs supported170
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Jefferson
Flood risk in Jefferson
- Listed NFIP communities1
- Of those, participating1
- NFIP community number130112
- Currently effective map date12/17/10
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Jackson County, not Jefferson
Jackson County context, not Jefferson figures
These are Jackson County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Jefferson measurements.
- Establishments in Jackson County1,673
- Employment at those establishments, Jackson County47,394
- Covered employment, Jackson County45,812
- Average annual pay, Jackson County$50,463
- Average weekly wage, Jackson County$970
- Housing units permitted, Jackson County2,114
- Of those, single family, Jackson County2,070
- County product, 2024, Jackson County$6,517,627,000
- County product change over the prior year, Jackson County4.3 percent
- Average income of an arriving household, Jackson County$86,793
Every figure in this section is published for Jackson County as a whole and is not a measurement of Jefferson. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Jefferson questions, answered from the record.
How many people live in Jefferson, Georgia?
14,990, in 4,612 households. Jefferson city covers 23.00 square miles of land, which is 652 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Jefferson in?
Jackson County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Jefferson?
$109,828. The median owner-occupied home is valued at $377,300. Median gross rent is $1,074 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Jefferson businesses?
29 7(a) approvals totalling $17.0 m, across 19 lenders, median approval $248,000, plus 6 504 approvals worth $5.4 m. These count approvals to borrowers whose address is in Jefferson, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Jefferson borrowers get paid back?
No rate is published for Jefferson. only 4 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Jefferson in the National Flood Insurance Program?
Yes. Jefferson appears in the FEMA Community Status Book as community 130112, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Jefferson figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Jackson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Jefferson.
Is zoning published for Jefferson?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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