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HomeGeorgiaGwinnett CountyDuluth city

Duluth city, Georgia: commercial real estate data.

Duluth city is a Census city of 32,426 people across 10.16 square miles of land, in Gwinnett County. Median household income is $95,331, 56.5 percent of occupied homes are owned, and the SBA record carries 287 7(a) approvals to borrowers here worth $234.1 m.

83 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency

Duluth

What Duluth is

  • Census place typecity
  • Land area10.16 sq mi
  • Water area0.07 sq mi
  • Population per square mile of land3,192
  • County holding the largest share of its areaGwinnett County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Duluth

How many people live in Duluth

  • Population32,426
  • Median age39.5
  • Population under 187,010
  • Share under 1821.6 percent
  • Population 65 and over4,297
  • Share 65 and over13.3 percent
  • Households13,203
  • Family households8,459
  • Share of households that are families64.1 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Duluth

Income and work in Duluth

  • Median household income$95,331
  • Per capita income$49,417
  • Civilian labor force19,089
  • Employed18,019
  • Unemployed1,070 plus or minus 432
  • Unemployment rate5.6 percent plus or minus 2.3
  • Adults 25 and over23,120
  • Adults 25 and over with a high school diploma or higher94.6 percent
  • Adults 25 and over with a bachelor degree or higher53.7 percent
  • Adults 25 and over with a graduate degree20.3 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Duluth

Housing in Duluth

  • Housing units13,841
  • Occupied units13,203
  • Vacant units638 plus or minus 213
  • Vacancy rate4.6 percent plus or minus 1.5
  • Owner occupied7,461
  • Renter occupied5,742
  • Ownership rate56.5 percent
  • Median owner-occupied home value$400,800
  • Median gross rent, monthly$1,828
  • Annual rent as a share of median income23.0 percent
  • Single family units8,809
  • Share single family63.6 percent
  • Units in buildings of two or more4,968
  • Share in buildings of two or more35.9 percent
  • Mobile homes64 plus or minus 74
  • Median year structure built1994

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Duluth

How Duluth gets to work

  • Workers 16 and over who commute14,119
  • Commuting under 15 minutes2,911
  • Share commuting under 15 minutes20.6 percent
  • Commuting 30 minutes or more6,599
  • Share commuting 30 minutes or more46.7 percent
  • Drove alone65.2 percent
  • Carpooled10.6 percent plus or minus 2.6
  • Public transport0.4 percent plus or minus 0.3
  • Walked2.0 percent plus or minus 1.0
  • Worked from home20.3 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Duluth

SBA loans in Duluth (7(a))

  • Approvals287
  • Gross approval$234,074,300
  • Average approval$815,590
  • Median approval$440,000
  • Ninetieth percentile approval$2,340,000
  • Largest approval$5,000,000
  • Jobs supported4,304
  • Jobs per approval15.0
  • Loans with a final outcome44
  • Paid in full43
  • Charged off1
  • Charge-off rate over resolved loans2.3 percent
  • Median term120 months
  • Share on real estate terms of 20 years or more22.6 percent
  • Share to franchises10.1 percent
  • Distinct lenders60
  • Distinct industries by NAICS117

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Duluth

SBA loans in Duluth (504)

  • Approvals48
  • Gross approval$59,514,000
  • Average approval$1,239,875
  • Median approval$697,000
  • Largest approval$5,483,000
  • Jobs supported550
  • Loans with a final outcome18
  • Charged off0
  • Charge-off rate over resolved loans0.0 percent
  • Median term240 months
  • Distinct CDCs6

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Duluth

Flood risk in Duluth

  • Listed NFIP communities1
  • Of those, participating1
  • Best Community Rating System classClass 7
  • NFIP community number130098
  • Currently effective map date03/04/13

FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.

Gwinnett County, not Duluth

Gwinnett County context, not Duluth figures

These are Gwinnett County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Duluth measurements.

  • Establishments in Gwinnett County27,653
  • Employment at those establishments, Gwinnett County372,873
  • Covered employment, Gwinnett County386,500
  • Average annual pay, Gwinnett County$66,588
  • Average weekly wage, Gwinnett County$1,281
  • Housing units permitted, Gwinnett County5,603
  • Of those, single family, Gwinnett County4,300
  • County product, 2024, Gwinnett County$72,407,992,000
  • County product change over the prior year, Gwinnett County5.3 percent
  • Average income of an arriving household, Gwinnett County$63,295

Every figure in this section is published for Gwinnett County as a whole and is not a measurement of Duluth. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Duluth questions, answered from the record.

How many people live in Duluth, Georgia?

32,426, in 13,203 households. Duluth city covers 10.16 square miles of land, which is 3,192 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Duluth in?

Gwinnett County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Duluth?

$95,331. The median owner-occupied home is valued at $400,800. Median gross rent is $1,828 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Duluth businesses?

287 7(a) approvals totalling $234.1 m, across 60 lenders, median approval $440,000, plus 48 504 approvals worth $59.5 m. These count approvals to borrowers whose address is in Duluth, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Duluth borrowers get paid back?

Of the 44 loans that have reached a final outcome, 43 were paid in full and 1 charged off, a charge off rate of 2.3 percent. Loans still running are excluded because they have not yet succeeded or failed.

Is Duluth in the National Flood Insurance Program?

Yes. Duluth appears in the FEMA Community Status Book as community 130098, carrying Community Rating System class 7, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Duluth figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Gwinnett County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Duluth.

Is zoning published for Duluth?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.