HomeGeorgiaGwinnett CountyDuluth
Duluth, Georgia: commercial real estate data.
Duluth is a Census city of 32,426 people across 10.16 square miles of land, in Gwinnett County. Median household income is $95,331, 56.5 percent of occupied homes are owned, and the SBA record carries 287 7(a) approvals to borrowers here worth $234.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Duluth
What Duluth is
- Census place typecity
- Land area10.16 sq mi
- Water area0.07 sq mi
- Population per square mile of land3,192
- County holding the largest share of its areaGwinnett County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Duluth
How many people live in Duluth
- Population32,426
- Median age39.5
- Population under 187,010
- Share under 1821.6 percent
- Population 65 and over4,297
- Share 65 and over13.3 percent
- Households13,203
- Family households8,459
- Share of households that are families64.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Duluth
Income and work in Duluth
- Median household income$95,331
- Per capita income$49,417
- Civilian labor force19,089
- Employed18,019
- Unemployed1,070 plus or minus 432
- Unemployment rate5.6 percent plus or minus 2.3
- Adults 25 and over23,120
- Adults 25 and over with a high school diploma or higher94.6 percent
- Adults 25 and over with a bachelor degree or higher53.7 percent
- Adults 25 and over with a graduate degree20.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Duluth
Housing in Duluth
- Housing units13,841
- Occupied units13,203
- Vacant units638 plus or minus 213
- Vacancy rate4.6 percent plus or minus 1.5
- Owner occupied7,461
- Renter occupied5,742
- Ownership rate56.5 percent
- Median owner-occupied home value$400,800
- Median gross rent, monthly$1,828
- Annual rent as a share of median income23.0 percent
- Single family units8,809
- Share single family63.6 percent
- Units in buildings of two or more4,968
- Share in buildings of two or more35.9 percent
- Mobile homes64 plus or minus 74
- Median year structure built1994
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Duluth
How Duluth gets to work
- Workers 16 and over who commute14,119
- Commuting under 15 minutes2,911
- Share commuting under 15 minutes20.6 percent
- Commuting 30 minutes or more6,599
- Share commuting 30 minutes or more46.7 percent
- Drove alone65.2 percent
- Carpooled10.6 percent plus or minus 2.6
- Public transport0.4 percent plus or minus 0.3
- Walked2.0 percent plus or minus 1.0
- Worked from home20.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Duluth
SBA loans in Duluth (7(a))
- Approvals287
- Gross approval$234,074,300
- Average approval$815,590
- Median approval$440,000
- Ninetieth percentile approval$2,304,000
- Largest approval$5,000,000
- Jobs supported4,304
- Jobs per approval15.0
- Loans with a final outcome44
- Paid in full43
- Charged off1
- Charge-off rate over resolved loans2.3 percent
- Median term120 months
- Share on real estate terms of 20 years or more22.6 percent
- Share to franchises10.1 percent
- Distinct lenders60
- Distinct industries by NAICS117
Counted by borrower city: approvals to borrowers whose address is in Duluth, in any county, FY2020 to FY2026.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Duluth
SBA loans in Duluth (504)
- Approvals48
- Gross approval$59,514,000
- Average approval$1,239,875
- Median approval$689,500
- Largest approval$5,483,000
- Jobs supported550
- Loans with a final outcome18
- Charged off0
- Median term240 months
- Distinct CDCs6
Counted by borrower city: approvals to borrowers whose address is in Duluth, in any county, FY2010 to FY2026. Only 18 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Duluth
Flood risk in Duluth
- NFIP communityCity of Duluth
- NFIP community number130098
- Participating in the NFIPYes
- Community Rating System classClass 7
- Currently effective map date03/04/13
The City of Duluth participates in the National Flood Insurance Program as community 130098 and carries Community Rating System class 7, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Gwinnett County, not Duluth
Gwinnett County context, not Duluth figures
- Establishments in Gwinnett County27,653
- Covered employment, Gwinnett County386,500
- Average annual pay, Gwinnett County$66,588
- Housing units permitted, Gwinnett County5,603
Every figure in this section is published for Gwinnett County as a whole and is not a measurement of Duluth.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Duluth questions, answered from the record.
How many people live in Duluth, Georgia?
32,426, in 13,203 households. Duluth city covers 10.16 square miles of land, which is 3,192 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Duluth in?
Gwinnett County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Duluth?
$95,331. The median owner-occupied home is valued at $400,800. Median gross rent is $1,828 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Duluth businesses?
287 7(a) approvals totaling $234.1 m since FY2020, across 60 lenders, median approval $440,000, plus 48 504 approvals worth $59.5 m since FY2010. These count approvals to borrowers whose address is in Duluth, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Duluth borrowers get paid back?
Of the 44 loans that have reached a final outcome, 43 were paid in full and 1 charged off, a charge off rate of 2.3 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Duluth in the National Flood Insurance Program?
Yes. Duluth appears in the FEMA Community Status Book as Duluth, city of, community 130098, carrying Community Rating System class 7, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Duluth figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Gwinnett County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Duluth.
Is zoning published for Duluth?
No. Nothing on this page presents parcel level zoning.