HomeGeorgiaBen Hill CountyFitzgerald city
Fitzgerald city, Georgia: commercial real estate data.
Fitzgerald city is a Census city of 8,918 people across 9.06 square miles of land, in Ben Hill County. Median household income is $37,323, 53.8 percent of occupied homes are owned, and the SBA record carries 11 7(a) approvals to borrowers here worth $6.1 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Fitzgerald
What Fitzgerald is
- Census place typecity
- Land area9.06 sq mi
- Water area0.15 sq mi
- Population per square mile of land984
- County holding the largest share of its areaBen Hill County, 99.5 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fitzgerald
How many people live in Fitzgerald
- Population8,918
- Median age37.5
- Population under 182,119 plus or minus 452
- Share under 1823.8 percent plus or minus 5.1
- Population 65 and over1,526
- Share 65 and over17.1 percent
- Households3,858
- Family households2,221
- Share of households that are families57.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fitzgerald
Income and work in Fitzgerald
- Median household income$37,323
- Per capita income$21,804
- Civilian labor force4,062
- Employed3,933
- Unemployed129 plus or minus 96
- Unemployment rate3.2 percent plus or minus 2.3
- Adults 25 and over6,334
- Adults 25 and over with a high school diploma or higher83.2 percent
- Adults 25 and over with a bachelor degree or higher14.3 percent plus or minus 3.9
- Adults 25 and over with a graduate degree4.3 percent plus or minus 2.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fitzgerald
Housing in Fitzgerald
- Housing units4,284
- Occupied units3,858
- Vacant units426 plus or minus 199
- Vacancy rate9.9 percent plus or minus 4.6
- Owner occupied2,074
- Renter occupied1,784
- Ownership rate53.8 percent
- Median owner-occupied home value$99,000
- Median gross rent, monthly$670
- Annual rent as a share of median income21.5 percent
- Single family units2,996
- Share single family69.9 percent
- Units in buildings of two or more945 plus or minus 295
- Share in buildings of two or more22.1 percent plus or minus 6.8
- Mobile homes319 plus or minus 175
- Median year structure built1971
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fitzgerald
How Fitzgerald gets to work
- Workers 16 and over who commute3,808
- Commuting under 15 minutes2,376
- Share commuting under 15 minutes62.4 percent
- Commuting 30 minutes or more589 plus or minus 210
- Share commuting 30 minutes or more15.5 percent plus or minus 5.3
- Drove alone83.4 percent
- Carpooled8.2 percent plus or minus 4.1
- Public transport1.7 percent plus or minus 1.6
- Walked3.6 percent plus or minus 3.1
- Worked from home3.0 percent plus or minus 2.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fitzgerald
SBA loans in Fitzgerald (7(a))
- Approvals11
- Gross approval$6,129,200
- Average approval$557,200
- Median approval$150,000
- Ninetieth percentile approval$1,500,000
- Largest approval$1,560,200
- Jobs supported105
- Jobs per approval9.5
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more45.5 percent
- Share to franchises18.2 percent
- Distinct lenders10
- Distinct industries by NAICS10
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Fitzgerald
SBA loans in Fitzgerald (504)
- Approvals5
- Gross approval$5,551,000
- Average approval$1,110,200
- Median approval$1,145,000
- Largest approval$1,976,000
- Jobs supported149
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Fitzgerald
Flood risk in Fitzgerald
- Listed NFIP communities1
- Of those, participating1
- NFIP community number130007
- Currently effective map date09/25/09
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Ben Hill County, not Fitzgerald
Ben Hill County context, not Fitzgerald figures
These are Ben Hill County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Fitzgerald measurements.
- Establishments in Ben Hill County300
- Employment at those establishments, Ben Hill County4,552
- Covered employment, Ben Hill County5,736
- Average annual pay, Ben Hill County$45,500
- Average weekly wage, Ben Hill County$875
- Housing units permitted, Ben Hill County6
- Of those, single family, Ben Hill County6
- County product, 2024, Ben Hill County$820,791,000
- County product change over the prior year, Ben Hill County3.6 percent
- Average income of an arriving household, Ben Hill County$44,677
Every figure in this section is published for Ben Hill County as a whole and is not a measurement of Fitzgerald. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Fitzgerald questions, answered from the record.
How many people live in Fitzgerald, Georgia?
8,918, in 3,858 households. Fitzgerald city covers 9.06 square miles of land, which is 984 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Fitzgerald in?
Ben Hill County, which holds 99.5 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Fitzgerald?
$37,323. The median owner-occupied home is valued at $99,000. Median gross rent is $670 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Fitzgerald businesses?
11 7(a) approvals totalling $6.1 m, across 10 lenders, median approval $150,000, plus 5 504 approvals worth $5.6 m. These count approvals to borrowers whose address is in Fitzgerald, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Fitzgerald borrowers get paid back?
No rate is published for Fitzgerald. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Fitzgerald in the National Flood Insurance Program?
Yes. Fitzgerald appears in the FEMA Community Status Book as community 130007, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Fitzgerald figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Ben Hill County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Fitzgerald.
Is zoning published for Fitzgerald?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.