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HomeGeorgiaBurke CountyGirard town

Girard town, Georgia: commercial real estate data.

Girard town is a Census town of 137 people across 3.16 square miles of land, in Burke County. Median household income is $66,250, 78.6 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $1.1 m.

68 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency

This is a small place, and the figures below carry wide margins.

The American Community Survey reaches Girard through a sample, not a count, and in a place this size that sample is thin. The population estimate here is 137 with a margin of error of plus or minus 113, which is 82.5 percent of the estimate itself. Every figure whose margin reaches 20 percent is printed with that margin beside it, so you can see the width of each one rather than having to assume it.

Nothing has been removed or adjusted. These are the published federal estimates, shown with the uncertainty the Census publishes alongside them.

Girard

What Girard is

  • Census place typetown
  • Land area3.16 sq mi
  • Water area0.04 sq mi
  • Population per square mile of land43 plus or minus 36
  • County holding the largest share of its areaBurke County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Girard

How many people live in Girard

  • Population137 plus or minus 113
  • Median age40.0 plus or minus 12.0
  • Population under 1846 plus or minus 44
  • Share under 1833.6 percent plus or minus 16.6
  • Population 65 and over24 plus or minus 23
  • Share 65 and over17.5 percent plus or minus 8.2
  • Households28 plus or minus 16
  • Family households22 plus or minus 12
  • Share of households that are families78.6 percent plus or minus 62.1

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Girard

Income and work in Girard

  • Median household income$66,250 plus or minus $40,956
  • Per capita income$25,511 plus or minus $6,486
  • Civilian labor force32 plus or minus 33
  • Employed32 plus or minus 33
  • Unemployed0
  • Unemployment rate0.0 percent
  • Adults 25 and over89 plus or minus 79
  • Adults 25 and over with a high school diploma or higher100.0 percent plus or minus 106.0
  • Adults 25 and over with a bachelor degree or higher30.3 percent plus or minus 22.4
  • Adults 25 and over with a graduate degree19.1 percent plus or minus 28.5

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Girard

Housing in Girard

  • Housing units78 plus or minus 36
  • Occupied units28 plus or minus 16
  • Vacant units50 plus or minus 29
  • Vacancy rate64.1 percent plus or minus 22.5
  • Owner occupied22 plus or minus 16
  • Renter occupied6 plus or minus 7
  • Ownership rate78.6 percent plus or minus 35.3
  • Median owner-occupied home value$111,100 plus or minus $43,358
  • Single family units47 plus or minus 30
  • Share single family60.3 percent plus or minus 27.3
  • Units in buildings of two or more2 plus or minus 15
  • Share in buildings of two or more2.6 percent plus or minus 19.0
  • Mobile homes29 plus or minus 23
  • Median year structure built1981

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Girard

How Girard gets to work

  • Workers 16 and over who commute32 plus or minus 33
  • Commuting under 15 minutes1 plus or minus 14
  • Share commuting under 15 minutes3.1 percent plus or minus 44.1
  • Commuting 30 minutes or more22 plus or minus 30
  • Share commuting 30 minutes or more68.8 percent plus or minus 62.4
  • Drove alone87.5 percent plus or minus 49.9
  • Carpooled12.5 percent plus or minus 17.7
  • Public transport0.0 percent
  • Walked0.0 percent
  • Worked from home0.0 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Girard

SBA loans in Girard (7(a))

  • Approvals1
  • Gross approval$1,110,000
  • Average approval$1,110,000
  • Median approval$1,110,000
  • Ninetieth percentile approval$1,110,000
  • Largest approval$1,110,000
  • Jobs supported4
  • Jobs per approval4.0
  • Loans with a final outcome0
  • Paid in full0
  • Charged off0
  • Median term300 months
  • Share on real estate terms of 20 years or more100.0 percent
  • Share to franchises100.0 percent
  • Distinct lenders1
  • Distinct industries by NAICS1

A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Girard

Flood risk in Girard

  • Listed NFIP communities1
  • Of those, participating1
  • NFIP community number130023
  • Currently effective map date12/17/10(M)

This community carries no Community Rating System class, so no CRS premium discount applies to it.

FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.

Burke County, not Girard

Burke County context, not Girard figures

These are Burke County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Girard measurements.

  • Establishments in Burke County382
  • Employment at those establishments, Burke County6,283
  • Covered employment, Burke County7,429
  • Average annual pay, Burke County$79,708
  • Average weekly wage, Burke County$1,533
  • Housing units permitted, Burke County64
  • Of those, single family, Burke County64
  • County product, 2024, Burke County$3,939,247,000
  • County product change over the prior year, Burke County14.0 percent
  • Average income of an arriving household, Burke County$49,564

Every figure in this section is published for Burke County as a whole and is not a measurement of Girard. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • No median gross rent is published for this place.
  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Girard questions, answered from the record.

How many people live in Girard, Georgia?

137, in 28 households. Girard town covers 3.16 square miles of land, which is 43 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Girard in?

Burke County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Girard?

$66,250. The median owner-occupied home is valued at $111,100. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Girard businesses?

1 7(a) approvals totalling $1.1 m, across 1 lenders, median approval $1,110,000. These count approvals to borrowers whose address is in Girard, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Girard borrowers get paid back?

No rate is published for Girard. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Is Girard in the National Flood Insurance Program?

Yes. Girard appears in the FEMA Community Status Book as community 130023, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Girard figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Burke County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Girard.

Is zoning published for Girard?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.