HomeGeorgiaChatham CountyGarden City
Garden City, Georgia: commercial real estate data.
Garden City is a Census city of 10,426 people across 14.32 square miles of land, in Chatham County. Median household income is $47,814, 43.7 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $4.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Garden City
What Garden City is
- Census place typecity
- Land area14.32 sq mi
- Water area0.15 sq mi
- Population per square mile of land728
- County holding the largest share of its areaChatham County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garden City
How many people live in Garden City
- Population10,426
- Median age35.7
- Population under 182,831 plus or minus 596
- Share under 1827.2 percent plus or minus 5.7
- Population 65 and over1,182 plus or minus 305
- Share 65 and over11.3 percent plus or minus 2.9
- Households4,366
- Family households2,416
- Share of households that are families55.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garden City
Income and work in Garden City
- Median household income$47,814
- Per capita income$26,093
- Civilian labor force5,212
- Employed4,765
- Unemployed447 plus or minus 238
- Unemployment rate8.6 percent plus or minus 4.5
- Adults 25 and over6,900
- Adults 25 and over with a high school diploma or higher82.8 percent
- Adults 25 and over with a bachelor degree or higher15.6 percent plus or minus 4.1
- Adults 25 and over with a graduate degree4.1 percent plus or minus 1.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garden City
Housing in Garden City
- Housing units4,758
- Occupied units4,366
- Vacant units392 plus or minus 185
- Vacancy rate8.2 percent plus or minus 3.8
- Owner occupied1,908 plus or minus 421
- Renter occupied2,458
- Ownership rate43.7 percent plus or minus 8.8
- Median owner-occupied home value$169,400
- Median gross rent, monthly$1,282
- Annual rent as a share of median income32.2 percent plus or minus 6.4
- Single family units2,463
- Share single family51.8 percent
- Units in buildings of two or more1,325 plus or minus 370
- Share in buildings of two or more27.8 percent plus or minus 7.4
- Mobile homes932 plus or minus 247
- Median year structure built1980
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garden City
How Garden City gets to work
- Workers 16 and over who commute4,519
- Commuting under 15 minutes1,350 plus or minus 326
- Share commuting under 15 minutes29.9 percent plus or minus 6.6
- Commuting 30 minutes or more1,030 plus or minus 365
- Share commuting 30 minutes or more22.8 percent plus or minus 7.8
- Drove alone75.5 percent
- Carpooled12.2 percent plus or minus 3.7
- Public transport0.0 percent
- Walked2.8 percent plus or minus 3.2
- Worked from home4.4 percent plus or minus 2.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garden City
SBA loans in Garden City (7(a))
- Approvals3
- Gross approval$4,160,000
- Average approval$1,386,667
- Median approval$480,000
- Largest approval$3,380,000
- Jobs supported10
- Jobs per approval3.3
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises33.3 percent
- Distinct lenders3
- Distinct industries by NAICS3
Counted by borrower city: approvals to borrowers whose address is in Garden City, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Garden City
SBA loans in Garden City (504)
- Approvals17
- Gross approval$20,033,000
- Average approval$1,178,412
- Median approval$852,000
- Largest approval$2,791,000
- Jobs supported269
- Loans with a final outcome5
- Charged off0
- Median term300 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Garden City, in any county, FY2010 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Garden City
Flood risk in Garden City
- NFIP communityCity of Garden City
- NFIP community number135161
- Participating in the NFIPYes
- Community Rating System classClass 6
- Currently effective map date11/13/26(>)
The City of Garden City participates in the National Flood Insurance Program as community 135161 and carries Community Rating System class 6, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Chatham County, not Garden City
Chatham County context, not Garden City figures
- Establishments in Chatham County9,037
- Covered employment, Chatham County170,836
- Average annual pay, Chatham County$61,834
- Housing units permitted, Chatham County2,691
Every figure in this section is published for Chatham County as a whole and is not a measurement of Garden City.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Garden City questions, answered from the record.
How many people live in Garden City, Georgia?
10,426, in 4,366 households. Garden City city covers 14.32 square miles of land, which is 728 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Garden City in?
Chatham County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Garden City?
$47,814. The median owner-occupied home is valued at $169,400. Median gross rent is $1,282 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Garden City businesses?
3 7(a) approvals totaling $4.2 m since FY2020, across 3 lenders, median approval $480,000, plus 17 504 approvals worth $20.0 m since FY2010. These count approvals to borrowers whose address is in Garden City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Garden City borrowers get paid back?
No rate is published for Garden City. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Garden City in the National Flood Insurance Program?
Yes. Garden City appears in the FEMA Community Status Book as Garden City, city of, community 135161, carrying Community Rating System class 6, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Garden City figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Chatham County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Garden City.
Is zoning published for Garden City?
No. Nothing on this page presents parcel level zoning.