HomeGeorgiaCherokee CountyHolly Springs city
Holly Springs city, Georgia: commercial real estate data.
Holly Springs city is a Census city of 18,627 people across 7.33 square miles of land, in Cherokee County. Median household income is $113,992, 75.1 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $1.5 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Holly Springs
What Holly Springs is
- Census place typecity
- Land area7.33 sq mi
- Water area0.1 sq mi
- Population per square mile of land2,543
- County holding the largest share of its areaCherokee County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Holly Springs
How many people live in Holly Springs
- Population18,627
- Median age39.5
- Population under 184,852
- Share under 1826.0 percent
- Population 65 and over2,223 plus or minus 452
- Share 65 and over11.9 percent plus or minus 2.4
- Households6,970
- Family households5,240
- Share of households that are families75.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Holly Springs
Income and work in Holly Springs
- Median household income$113,992
- Per capita income$46,483
- Civilian labor force10,454
- Employed10,224
- Unemployed230 plus or minus 118
- Unemployment rate2.2 percent plus or minus 1.1
- Adults 25 and over12,598
- Adults 25 and over with a high school diploma or higher96.9 percent
- Adults 25 and over with a bachelor degree or higher45.8 percent
- Adults 25 and over with a graduate degree14.4 percent plus or minus 3.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Holly Springs
Housing in Holly Springs
- Housing units7,312
- Occupied units6,970
- Vacant units342 plus or minus 238
- Vacancy rate4.7 percent plus or minus 3.2
- Owner occupied5,237
- Renter occupied1,733 plus or minus 403
- Ownership rate75.1 percent
- Median owner-occupied home value$448,400
- Median gross rent, monthly$1,850
- Annual rent as a share of median income19.5 percent
- Single family units6,291
- Share single family86.0 percent
- Units in buildings of two or more1,003 plus or minus 316
- Share in buildings of two or more13.7 percent plus or minus 4.2
- Mobile homes18 plus or minus 30
- Median year structure built2009
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Holly Springs
How Holly Springs gets to work
- Workers 16 and over who commute7,690
- Commuting under 15 minutes1,438 plus or minus 357
- Share commuting under 15 minutes18.7 percent plus or minus 4.3
- Commuting 30 minutes or more4,788
- Share commuting 30 minutes or more62.3 percent
- Drove alone71.8 percent
- Carpooled4.0 percent plus or minus 2.0
- Public transport0.0 percent
- Walked0.3 percent plus or minus 0.4
- Worked from home22.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Holly Springs
SBA loans in Holly Springs (7(a))
- Approvals2
- Gross approval$1,473,000
- Average approval$736,500
- Median approval$1,284,000
- Ninetieth percentile approval$1,284,000
- Largest approval$1,284,000
- Jobs supported13
- Jobs per approval6.5
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Holly Springs
SBA loans in Holly Springs (504)
- Approvals6
- Gross approval$7,922,000
- Average approval$1,320,333
- Median approval$1,748,000
- Largest approval$2,000,000
- Jobs supported139
- Loans with a final outcome3
- Charged off0
- Median term300 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Holly Springs
Flood risk in Holly Springs
- Listed NFIP communities1
- Of those, participating1
- NFIP community number130425
- Currently effective map date06/07/19
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Cherokee County, not Holly Springs
Cherokee County context, not Holly Springs figures
These are Cherokee County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Holly Springs measurements.
- Establishments in Cherokee County6,550
- Employment at those establishments, Cherokee County67,429
- Covered employment, Cherokee County74,280
- Average annual pay, Cherokee County$54,283
- Average weekly wage, Cherokee County$1,044
- Housing units permitted, Cherokee County2,665
- Of those, single family, Cherokee County1,796
- County product, 2024, Cherokee County$13,256,652,000
- County product change over the prior year, Cherokee County9.1 percent
- Average income of an arriving household, Cherokee County$90,694
Every figure in this section is published for Cherokee County as a whole and is not a measurement of Holly Springs. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Holly Springs questions, answered from the record.
How many people live in Holly Springs, Georgia?
18,627, in 6,970 households. Holly Springs city covers 7.33 square miles of land, which is 2,543 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Holly Springs in?
Cherokee County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Holly Springs?
$113,992. The median owner-occupied home is valued at $448,400. Median gross rent is $1,850 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Holly Springs businesses?
2 7(a) approvals totalling $1.5 m, across 2 lenders, median approval $1,284,000, plus 6 504 approvals worth $7.9 m. These count approvals to borrowers whose address is in Holly Springs, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Holly Springs borrowers get paid back?
No rate is published for Holly Springs. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Holly Springs in the National Flood Insurance Program?
Yes. Holly Springs appears in the FEMA Community Status Book as community 130425, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Holly Springs figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Cherokee County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Holly Springs.
Is zoning published for Holly Springs?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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