HomeGeorgiaClay CountyBluffton
Bluffton, Georgia: commercial real estate data.
Bluffton is a Census town of 350 people across 1.61 square miles of land, in Clay County. Median household income is $86,131, 84.4 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $462,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Bluffton
What Bluffton is
- Census place typetown
- Land area1.61 sq mi
- Water area0 sq mi
- Population per square mile of land218 plus or minus 99
- County holding the largest share of its areaClay County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bluffton
How many people live in Bluffton
- Population350 plus or minus 159
- Median age26.5 plus or minus 25.2
- Population under 18166 plus or minus 83
- Share under 1847.4 percent plus or minus 9.7
- Population 65 and over26 plus or minus 30
- Share 65 and over7.4 percent plus or minus 7.9
- Households77 plus or minus 40
- Family households71 plus or minus 39
- Share of households that are families92.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bluffton
Income and work in Bluffton
- Median household income$86,131 plus or minus $49,429
- Per capita income$23,093 plus or minus $8,887
- Civilian labor force152 plus or minus 74
- Employed152 plus or minus 74
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over177 plus or minus 90
- Adults 25 and over with a high school diploma or higher91.5 percent
- Adults 25 and over with a bachelor degree or higher20.9 percent plus or minus 14.5
- Adults 25 and over with a graduate degree4.0 percent plus or minus 5.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bluffton
Housing in Bluffton
- Housing units93 plus or minus 45
- Occupied units77 plus or minus 40
- Vacant units16 plus or minus 17
- Vacancy rate17.2 percent plus or minus 16.3
- Owner occupied65 plus or minus 40
- Renter occupied12 plus or minus 12
- Ownership rate84.4 percent plus or minus 27.8
- Median owner-occupied home value$161,300 plus or minus $145,975
- Single family units70 plus or minus 38
- Share single family75.3 percent plus or minus 17.8
- Units in buildings of two or more0
- Share in buildings of two or more0.0 percent
- Mobile homes23 plus or minus 30
- Median year structure built1982
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bluffton
How Bluffton gets to work
- Workers 16 and over who commute149 plus or minus 74
- Commuting under 15 minutes45 plus or minus 41
- Share commuting under 15 minutes30.2 percent plus or minus 23.1
- Commuting 30 minutes or more45 plus or minus 39
- Share commuting 30 minutes or more30.2 percent plus or minus 21.6
- Drove alone78.9 percent plus or minus 27.7
- Carpooled17.8 percent plus or minus 22.8
- Public transport0.0 percent
- Walked1.3 percent plus or minus 3.2
- Worked from home2.0 percent plus or minus 3.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bluffton
SBA loans in Bluffton (7(a))
- Approvals1
- Gross approval$462,000
- Average approval$462,000
- Median approval$462,000
- Largest approval$462,000
- Jobs supported8
- Jobs per approval8.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises100.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Bluffton, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bluffton
Flood risk in Bluffton
- NFIP communityCity of Bluffton
- NFIP community number130206
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/03/10(M)
The City of Bluffton participates in the National Flood Insurance Program as community 130206 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Clay County, not Bluffton
Clay County context, not Bluffton figures
- Establishments in Clay County50
- Covered employment, Clay County589
- Average annual pay, Clay County$38,988
- Housing units permitted, Clay County6
Every figure in this section is published for Clay County as a whole and is not a measurement of Bluffton.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Bluffton questions, answered from the record.
How many people live in Bluffton, Georgia?
350, in 77 households. Bluffton town covers 1.61 square miles of land, which is 218 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Bluffton in?
Clay County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Bluffton?
$86,131. The median owner-occupied home is valued at $161,300. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Bluffton businesses?
1 7(a) approvals totaling $462,000 since FY2020, across 1 lenders, median approval $462,000. These count approvals to borrowers whose address is in Bluffton, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Bluffton borrowers get paid back?
No rate is published for Bluffton. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Bluffton in the National Flood Insurance Program?
Yes. Bluffton appears in the FEMA Community Status Book as Bluffton, city of, community 130206, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Bluffton figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Clay County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Bluffton.
Is zoning published for Bluffton?
No. Nothing on this page presents parcel level zoning.