HomeGeorgiaDougherty CountyAlbany
Albany, Georgia: commercial real estate data.
Albany is a Census city of 67,224 people across 55.06 square miles of land, in Dougherty County. Median household income is $47,240, 37.7 percent of occupied homes are owned, and the SBA record carries 43 7(a) approvals to borrowers here worth $43.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Albany
What Albany is
- Census place typecity
- Land area55.06 sq mi
- Water area0.76 sq mi
- Population per square mile of land1,221
- County holding the largest share of its areaDougherty County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Albany
How many people live in Albany
- Population67,224
- Median age34.9
- Population under 1816,685
- Share under 1824.8 percent
- Population 65 and over10,942
- Share 65 and over16.3 percent
- Households27,538
- Family households15,893
- Share of households that are families57.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Albany
Income and work in Albany
- Median household income$47,240
- Per capita income$25,040
- Civilian labor force28,481
- Employed25,304
- Unemployed3,177
- Unemployment rate11.2 percent
- Adults 25 and over43,465
- Adults 25 and over with a high school diploma or higher85.2 percent
- Adults 25 and over with a bachelor degree or higher21.4 percent
- Adults 25 and over with a graduate degree10.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Albany
Housing in Albany
- Housing units32,959
- Occupied units27,538
- Vacant units5,421
- Vacancy rate16.4 percent
- Owner occupied10,385
- Renter occupied17,153
- Ownership rate37.7 percent
- Median owner-occupied home value$124,300
- Median gross rent, monthly$931
- Annual rent as a share of median income23.6 percent
- Single family units19,570
- Share single family59.4 percent
- Units in buildings of two or more12,434
- Share in buildings of two or more37.7 percent
- Mobile homes934 plus or minus 224
- Median year structure built1974
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Albany
How Albany gets to work
- Workers 16 and over who commute22,658
- Commuting under 15 minutes9,513
- Share commuting under 15 minutes42.0 percent
- Commuting 30 minutes or more4,387
- Share commuting 30 minutes or more19.4 percent
- Drove alone75.7 percent
- Carpooled11.6 percent
- Public transport0.8 percent plus or minus 0.4
- Walked1.3 percent plus or minus 0.5
- Worked from home9.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Albany
SBA loans in Albany (7(a))
- Approvals43
- Gross approval$43,606,400
- Average approval$1,014,102
- Median approval$545,800
- Ninetieth percentile approval$2,253,600
- Largest approval$4,700,000
- Jobs supported430
- Jobs per approval10.0
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term240 months
- Share on real estate terms of 20 years or more51.2 percent
- Share to franchises14.0 percent
- Distinct lenders27
- Distinct industries by NAICS30
Counted by borrower city: approvals to borrowers whose address is in Albany, in any county, FY2020 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Albany
SBA loans in Albany (504)
- Approvals12
- Gross approval$18,577,000
- Average approval$1,548,083
- Median approval$1,252,500
- Largest approval$5,500,000
- Jobs supported226
- Loans with a final outcome3
- Charged off0
- Median term240 months
- Distinct CDCs5
Counted by borrower city: approvals to borrowers whose address is in Albany, in any county, FY2010 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Albany
Flood risk in Albany
- NFIP communityCity of Albany
- NFIP community number130075
- Participating in the NFIPYes
- Community Rating System classClass 7
- Currently effective map date07/07/26
The City of Albany participates in the National Flood Insurance Program as community 130075 and carries Community Rating System class 7, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Dougherty County, not Albany
Dougherty County context, not Albany figures
- Establishments in Dougherty County2,220
- Covered employment, Dougherty County46,025
- Average annual pay, Dougherty County$54,123
- Housing units permitted, Dougherty County45
Every figure in this section is published for Dougherty County as a whole and is not a measurement of Albany.
All Dougherty County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Albany questions, answered from the record.
How many people live in Albany, Georgia?
67,224, in 27,538 households. Albany city covers 55.06 square miles of land, which is 1,221 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Albany in?
Dougherty County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Albany?
$47,240. The median owner-occupied home is valued at $124,300. Median gross rent is $931 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Albany businesses?
43 7(a) approvals totaling $43.6 m since FY2020, across 27 lenders, median approval $545,800, plus 12 504 approvals worth $18.6 m since FY2010. These count approvals to borrowers whose address is in Albany, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Albany borrowers get paid back?
No rate is published for Albany. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Albany in the National Flood Insurance Program?
Yes. Albany appears in the FEMA Community Status Book as Albany, city of, community 130075, carrying Community Rating System class 7, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Albany figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Dougherty County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Albany.
Is zoning published for Albany?
No. Nothing on this page presents parcel level zoning.