HomeGeorgiaDougherty CountyAlbany city
Albany city, Georgia: commercial real estate data.
Albany city is a Census city of 67,224 people across 55.06 square miles of land, in Dougherty County. Median household income is $47,240, 37.7 percent of occupied homes are owned, and the SBA record carries 43 7(a) approvals to borrowers here worth $43.6 m.
81 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Albany
What Albany is
- Census place typecity
- Land area55.06 sq mi
- Water area0.76 sq mi
- Population per square mile of land1,221
- County holding the largest share of its areaDougherty County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Albany
How many people live in Albany
- Population67,224
- Median age34.9
- Population under 1816,685
- Share under 1824.8 percent
- Population 65 and over10,942
- Share 65 and over16.3 percent
- Households27,538
- Family households15,893
- Share of households that are families57.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Albany
Income and work in Albany
- Median household income$47,240
- Per capita income$25,040
- Civilian labor force28,481
- Employed25,304
- Unemployed3,177
- Unemployment rate11.2 percent
- Adults 25 and over43,465
- Adults 25 and over with a high school diploma or higher85.2 percent
- Adults 25 and over with a bachelor degree or higher21.4 percent
- Adults 25 and over with a graduate degree10.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Albany
Housing in Albany
- Housing units32,959
- Occupied units27,538
- Vacant units5,421
- Vacancy rate16.4 percent
- Owner occupied10,385
- Renter occupied17,153
- Ownership rate37.7 percent
- Median owner-occupied home value$124,300
- Median gross rent, monthly$931
- Annual rent as a share of median income23.6 percent
- Single family units19,570
- Share single family59.4 percent
- Units in buildings of two or more12,434
- Share in buildings of two or more37.7 percent
- Mobile homes934 plus or minus 224
- Median year structure built1974
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Albany
How Albany gets to work
- Workers 16 and over who commute22,658
- Commuting under 15 minutes9,513
- Share commuting under 15 minutes42.0 percent
- Commuting 30 minutes or more4,387
- Share commuting 30 minutes or more19.4 percent
- Drove alone75.7 percent
- Carpooled11.6 percent
- Public transport0.8 percent plus or minus 0.4
- Walked1.3 percent plus or minus 0.5
- Worked from home9.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Albany
SBA loans in Albany (7(a))
- Approvals43
- Gross approval$43,606,400
- Average approval$1,014,102
- Median approval$545,800
- Ninetieth percentile approval$2,267,000
- Largest approval$4,700,000
- Jobs supported430
- Jobs per approval10.0
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term240 months
- Share on real estate terms of 20 years or more51.2 percent
- Share to franchises14.0 percent
- Distinct lenders27
- Distinct industries by NAICS30
A charge-off rate is not published here. only 4 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Albany
SBA loans in Albany (504)
- Approvals12
- Gross approval$18,577,000
- Average approval$1,548,083
- Median approval$1,304,000
- Largest approval$5,500,000
- Jobs supported226
- Loans with a final outcome3
- Charged off0
- Median term240 months
- Distinct CDCs5
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Albany
Flood risk in Albany
- Listed NFIP communities1
- Of those, participating1
- Best Community Rating System classClass 7
- NFIP community number130075
- Currently effective map date07/07/26
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Dougherty County, not Albany
Dougherty County context, not Albany figures
These are Dougherty County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Albany measurements.
- Establishments in Dougherty County2,220
- Employment at those establishments, Dougherty County36,524
- Covered employment, Dougherty County46,025
- Average annual pay, Dougherty County$54,123
- Average weekly wage, Dougherty County$1,041
- Housing units permitted, Dougherty County45
- Of those, single family, Dougherty County25
- County product, 2024, Dougherty County$6,291,281,000
- County product change over the prior year, Dougherty County5.0 percent
- Average income of an arriving household, Dougherty County$38,891
Every figure in this section is published for Dougherty County as a whole and is not a measurement of Albany. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Albany questions, answered from the record.
How many people live in Albany, Georgia?
67,224, in 27,538 households. Albany city covers 55.06 square miles of land, which is 1,221 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Albany in?
Dougherty County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Albany?
$47,240. The median owner-occupied home is valued at $124,300. Median gross rent is $931 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Albany businesses?
43 7(a) approvals totalling $43.6 m, across 27 lenders, median approval $545,800, plus 12 504 approvals worth $18.6 m. These count approvals to borrowers whose address is in Albany, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Albany borrowers get paid back?
No rate is published for Albany. only 4 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Albany in the National Flood Insurance Program?
Yes. Albany appears in the FEMA Community Status Book as community 130075, carrying Community Rating System class 7, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Albany figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Dougherty County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Albany.
Is zoning published for Albany?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.