HomeGeorgiaEffingham CountySpringfield
Springfield, Georgia: commercial real estate data.
Springfield is a Census city of 2,974 people across 3.90 square miles of land, in Effingham County. Median household income is $62,957, 70.1 percent of occupied homes are owned, and the SBA record carries 11 7(a) approvals to borrowers here worth $8.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Springfield
What Springfield is
- Census place typecity
- Land area3.9 sq mi
- Water area0 sq mi
- Population per square mile of land762
- County holding the largest share of its areaEffingham County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Springfield
How many people live in Springfield
- Population2,974
- Median age34.4
- Population under 18615 plus or minus 185
- Share under 1820.7 percent plus or minus 6.2
- Population 65 and over370 plus or minus 102
- Share 65 and over12.4 percent plus or minus 3.4
- Households1,165
- Family households634
- Share of households that are families54.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Springfield
Income and work in Springfield
- Median household income$62,957 plus or minus $18,512
- Per capita income$32,416
- Civilian labor force1,524
- Employed1,488
- Unemployed36 plus or minus 47
- Unemployment rate2.4 percent plus or minus 3.1
- Adults 25 and over2,056
- Adults 25 and over with a high school diploma or higher89.1 percent
- Adults 25 and over with a bachelor degree or higher18.4 percent plus or minus 5.8
- Adults 25 and over with a graduate degree6.5 percent plus or minus 3.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Springfield
Housing in Springfield
- Housing units1,251
- Occupied units1,165
- Vacant units86 plus or minus 60
- Vacancy rate6.9 percent plus or minus 4.7
- Owner occupied817 plus or minus 174
- Renter occupied348 plus or minus 108
- Ownership rate70.1 percent
- Median owner-occupied home value$196,000
- Median gross rent, monthly$1,105
- Annual rent as a share of median income21.1 percent plus or minus 6.4
- Single family units1,042
- Share single family83.3 percent
- Units in buildings of two or more181 plus or minus 104
- Share in buildings of two or more14.5 percent plus or minus 8.1
- Mobile homes28 plus or minus 40
- Median year structure built1988
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Springfield
How Springfield gets to work
- Workers 16 and over who commute1,435
- Commuting under 15 minutes411 plus or minus 181
- Share commuting under 15 minutes28.6 percent plus or minus 12.1
- Commuting 30 minutes or more627 plus or minus 222
- Share commuting 30 minutes or more43.7 percent plus or minus 14.4
- Drove alone85.4 percent
- Carpooled9.6 percent plus or minus 9.0
- Public transport0.0 percent
- Walked1.8 percent plus or minus 2.8
- Worked from home3.2 percent plus or minus 2.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Springfield
SBA loans in Springfield (7(a))
- Approvals11
- Gross approval$8,308,600
- Average approval$755,327
- Median approval$312,000
- Largest approval$3,100,000
- Jobs supported73
- Jobs per approval6.6
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more36.4 percent
- Share to franchises18.2 percent
- Distinct lenders7
- Distinct industries by NAICS11
Counted by borrower city: approvals to borrowers whose address is in Springfield, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Springfield
SBA loans in Springfield (504)
- Approvals1
- Gross approval$1,353,000
- Average approval$1,353,000
- Median approval$1,353,000
- Largest approval$1,353,000
- Jobs supported15
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Springfield, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Springfield
Flood risk in Springfield
- NFIP communityCity of Springfield
- NFIP community number130427
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date03/16/15
The City of Springfield participates in the National Flood Insurance Program as community 130427 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Effingham County, not Springfield
Effingham County context, not Springfield figures
- Establishments in Effingham County987
- Covered employment, Effingham County13,926
- Average annual pay, Effingham County$54,201
- Housing units permitted, Effingham County836
Every figure in this section is published for Effingham County as a whole and is not a measurement of Springfield.
All Effingham County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Springfield questions, answered from the record.
How many people live in Springfield, Georgia?
2,974, in 1,165 households. Springfield city covers 3.90 square miles of land, which is 762 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Springfield in?
Effingham County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Springfield?
$62,957. The median owner-occupied home is valued at $196,000. Median gross rent is $1,105 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Springfield businesses?
11 7(a) approvals totaling $8.3 m since FY2020, across 7 lenders, median approval $312,000, plus 1 504 approvals worth $1.4 m since FY2010. These count approvals to borrowers whose address is in Springfield, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Springfield borrowers get paid back?
No rate is published for Springfield. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Springfield in the National Flood Insurance Program?
Yes. Springfield appears in the FEMA Community Status Book as Springfield, city of, community 130427, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Springfield figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Effingham County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Springfield.
Is zoning published for Springfield?
No. Nothing on this page presents parcel level zoning.
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