HomeGeorgiaEffingham CountySpringfield city
Springfield city, Georgia: commercial real estate data.
Springfield city is a Census city of 2,974 people across 3.90 square miles of land, in Effingham County. Median household income is $62,957, 70.1 percent of occupied homes are owned, and the SBA record carries 11 7(a) approvals to borrowers here worth $8.3 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Springfield
What Springfield is
- Census place typecity
- Land area3.9 sq mi
- Water area0 sq mi
- Population per square mile of land762
- County holding the largest share of its areaEffingham County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Springfield
How many people live in Springfield
- Population2,974
- Median age34.4
- Population under 18615 plus or minus 185
- Share under 1820.7 percent plus or minus 6.2
- Population 65 and over370 plus or minus 102
- Share 65 and over12.4 percent plus or minus 3.4
- Households1,165
- Family households634
- Share of households that are families54.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Springfield
Income and work in Springfield
- Median household income$62,957 plus or minus $18,512
- Per capita income$32,416
- Civilian labor force1,524
- Employed1,488
- Unemployed36 plus or minus 47
- Unemployment rate2.4 percent plus or minus 3.1
- Adults 25 and over2,056
- Adults 25 and over with a high school diploma or higher89.1 percent
- Adults 25 and over with a bachelor degree or higher18.4 percent plus or minus 5.8
- Adults 25 and over with a graduate degree6.5 percent plus or minus 3.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Springfield
Housing in Springfield
- Housing units1,251
- Occupied units1,165
- Vacant units86 plus or minus 60
- Vacancy rate6.9 percent plus or minus 4.7
- Owner occupied817 plus or minus 174
- Renter occupied348 plus or minus 108
- Ownership rate70.1 percent
- Median owner-occupied home value$196,000
- Median gross rent, monthly$1,105
- Annual rent as a share of median income21.1 percent plus or minus 6.4
- Single family units1,042
- Share single family83.3 percent
- Units in buildings of two or more181 plus or minus 104
- Share in buildings of two or more14.5 percent plus or minus 8.1
- Mobile homes28 plus or minus 40
- Median year structure built1988
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Springfield
How Springfield gets to work
- Workers 16 and over who commute1,435
- Commuting under 15 minutes411 plus or minus 181
- Share commuting under 15 minutes28.6 percent plus or minus 12.1
- Commuting 30 minutes or more627 plus or minus 222
- Share commuting 30 minutes or more43.7 percent plus or minus 14.4
- Drove alone85.4 percent
- Carpooled9.6 percent plus or minus 9.0
- Public transport0.0 percent
- Walked1.8 percent plus or minus 2.8
- Worked from home3.2 percent plus or minus 2.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Springfield
SBA loans in Springfield (7(a))
- Approvals11
- Gross approval$8,308,600
- Average approval$755,327
- Median approval$312,000
- Ninetieth percentile approval$2,690,000
- Largest approval$3,100,000
- Jobs supported73
- Jobs per approval6.6
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more36.4 percent
- Share to franchises18.2 percent
- Distinct lenders7
- Distinct industries by NAICS11
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Springfield
SBA loans in Springfield (504)
- Approvals1
- Gross approval$1,353,000
- Average approval$1,353,000
- Median approval$1,353,000
- Largest approval$1,353,000
- Jobs supported15
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Springfield
Flood risk in Springfield
- Listed NFIP communities1
- Of those, participating1
- NFIP community number130427
- Currently effective map date03/16/15
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Effingham County, not Springfield
Effingham County context, not Springfield figures
These are Effingham County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Springfield measurements.
- Establishments in Effingham County987
- Employment at those establishments, Effingham County10,876
- Covered employment, Effingham County13,926
- Average annual pay, Effingham County$54,201
- Average weekly wage, Effingham County$1,042
- Housing units permitted, Effingham County836
- Of those, single family, Effingham County790
- County product, 2024, Effingham County$3,025,250,000
- County product change over the prior year, Effingham County0.2 percent
- Average income of an arriving household, Effingham County$62,097
Every figure in this section is published for Effingham County as a whole and is not a measurement of Springfield. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Springfield questions, answered from the record.
How many people live in Springfield, Georgia?
2,974, in 1,165 households. Springfield city covers 3.90 square miles of land, which is 762 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Springfield in?
Effingham County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Springfield?
$62,957. The median owner-occupied home is valued at $196,000. Median gross rent is $1,105 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Springfield businesses?
11 7(a) approvals totalling $8.3 m, across 7 lenders, median approval $312,000, plus 1 504 approvals worth $1.4 m. These count approvals to borrowers whose address is in Springfield, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Springfield borrowers get paid back?
No rate is published for Springfield. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Springfield in the National Flood Insurance Program?
Yes. Springfield appears in the FEMA Community Status Book as community 130427, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Springfield figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Effingham County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Springfield.
Is zoning published for Springfield?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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