HomeGeorgiaForsyth CountyCumming city
Cumming city, Georgia: commercial real estate data.
Cumming city is a Census city of 8,469 people across 7.56 square miles of land, in Forsyth County. Median household income is $85,868, 48.0 percent of occupied homes are owned, and the SBA record carries 285 7(a) approvals to borrowers here worth $269.0 m.
82 sourced place values · tier FULL · 9 sections
Cumming
What Cumming is
- Census place typecity
- Land area7.56 sq mi
- Water area0.03 sq mi
- Population per square mile of land1,120
- County holding the largest share of its areaForsyth County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cumming
How many people live in Cumming
- Population8,469
- Median age36.5
- Population under 181,599 plus or minus 340
- Share under 1818.9 percent plus or minus 4.0
- Population 65 and over1,400
- Share 65 and over16.5 percent
- Households2,709
- Family households1,894
- Share of households that are families69.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cumming
Income and work in Cumming
- Median household income$85,868
- Per capita income$40,473
- Civilian labor force4,243
- Employed4,142
- Unemployed101 plus or minus 96
- Unemployment rate2.4 percent plus or minus 2.3
- Adults 25 and over5,501
- Adults 25 and over with a high school diploma or higher85.5 percent
- Adults 25 and over with a bachelor degree or higher34.9 percent
- Adults 25 and over with a graduate degree13.2 percent plus or minus 3.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cumming
Housing in Cumming
- Housing units2,879
- Occupied units2,709
- Vacant units170 plus or minus 128
- Vacancy rate5.9 percent plus or minus 4.4
- Owner occupied1,301
- Renter occupied1,408
- Ownership rate48.0 percent
- Median owner-occupied home value$382,900
- Median gross rent, monthly$1,705
- Annual rent as a share of median income23.8 percent plus or minus 5.5
- Single family units1,807
- Share single family62.8 percent
- Units in buildings of two or more1,068 plus or minus 264
- Share in buildings of two or more37.1 percent plus or minus 8.5
- Mobile homes4 plus or minus 7
- Median year structure built1998
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cumming
How Cumming gets to work
- Workers 16 and over who commute3,483
- Commuting under 15 minutes843 plus or minus 310
- Share commuting under 15 minutes24.2 percent plus or minus 8.3
- Commuting 30 minutes or more1,806 plus or minus 398
- Share commuting 30 minutes or more51.9 percent
- Drove alone71.7 percent
- Carpooled11.4 percent plus or minus 6.9
- Public transport0.2 percent plus or minus 0.5
- Walked0.3 percent plus or minus 0.6
- Worked from home15.5 percent plus or minus 5.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cumming
SBA 7(a) lending to Cumming borrowers
- Approvals285
- Gross approval$269,006,000
- Average approval$943,881
- Median approval$350,000
- Ninetieth percentile approval$3,548,200
- Largest approval$5,000,000
- Jobs supported3,873
- Jobs per approval13.6
- Loans with a final outcome58
- Paid in full54
- Charged off4
- Charge-off rate over resolved loans6.9 percent
- Median term120 months
- Share on real estate terms of 20 years or more20.7 percent
- Share to franchises24.6 percent
- Distinct lenders76
- Distinct industries by NAICS119
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cumming
SBA 504 lending to Cumming borrowers
- Approvals89
- Gross approval$95,586,000
- Average approval$1,074,000
- Median approval$753,000
- Largest approval$5,500,000
- Jobs supported866
- Loans with a final outcome30
- Charged off1
- Charge-off rate over resolved loans3.3 percent
- Median term240 months
- Distinct CDCs7
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cumming
Flood programme status in Cumming
- Listed NFIP communities1
- Of those, participating1
- NFIP community number130236
- Currently effective map date06/07/19
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Forsyth County, not Cumming
Forsyth County context, not Cumming figures
These are Forsyth County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Cumming measurements.
- Establishments in Forsyth County8,253
- Employment at those establishments, Forsyth County87,271
- Covered employment, Forsyth County88,777
- Average annual pay, Forsyth County$64,971
- Average weekly wage, Forsyth County$1,249
- Housing units permitted, Forsyth County2,525
- Of those, single family, Forsyth County1,692
- County product, 2024, Forsyth County$16,277,045,000
- County product change over the prior year, Forsyth County8.5 percent
- Average income of an arriving household, Forsyth County$120,851
Every figure in this section is published for Forsyth County as a whole and is not a measurement of Cumming. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Cumming questions, answered from the record.
How many people live in Cumming, Georgia?
8,469, in 2,709 households. Cumming city covers 7.56 square miles of land, which is 1,120 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cumming in?
Forsyth County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cumming?
$85,868. The median owner-occupied home is valued at $382,900. Median gross rent is $1,705 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cumming businesses?
285 7(a) approvals totalling $269.0 m, across 76 lenders, median approval $350,000, plus 89 504 approvals worth $95.6 m. These count approvals to borrowers whose address is in Cumming, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cumming borrowers get paid back?
Of the 58 loans that have reached a final outcome, 54 were paid in full and 4 charged off, a charge off rate of 6.9 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Cumming in the National Flood Insurance Program?
Yes. Cumming appears in the FEMA Community Status Book as community 130236, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cumming figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Forsyth County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cumming.
Is zoning published for Cumming?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.