HomeGeorgiaForsyth CountyCumming
Cumming, Georgia: commercial real estate data.
Cumming is a Census city of 8,469 people across 7.56 square miles of land, in Forsyth County. Median household income is $85,868, 48.0 percent of occupied homes are owned, and the SBA record carries 285 7(a) approvals to borrowers here worth $269.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Cumming
What Cumming is
- Census place typecity
- Land area7.56 sq mi
- Water area0.03 sq mi
- Population per square mile of land1,120
- County holding the largest share of its areaForsyth County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cumming
How many people live in Cumming
- Population8,469
- Median age36.5
- Population under 181,599 plus or minus 340
- Share under 1818.9 percent plus or minus 4.0
- Population 65 and over1,400
- Share 65 and over16.5 percent
- Households2,709
- Family households1,894
- Share of households that are families69.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cumming
Income and work in Cumming
- Median household income$85,868
- Per capita income$40,473
- Civilian labor force4,243
- Employed4,142
- Unemployed101 plus or minus 96
- Unemployment rate2.4 percent plus or minus 2.3
- Adults 25 and over5,501
- Adults 25 and over with a high school diploma or higher85.5 percent
- Adults 25 and over with a bachelor degree or higher34.9 percent
- Adults 25 and over with a graduate degree13.2 percent plus or minus 3.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cumming
Housing in Cumming
- Housing units2,879
- Occupied units2,709
- Vacant units170 plus or minus 128
- Vacancy rate5.9 percent plus or minus 4.4
- Owner occupied1,301
- Renter occupied1,408
- Ownership rate48.0 percent
- Median owner-occupied home value$382,900
- Median gross rent, monthly$1,705
- Annual rent as a share of median income23.8 percent plus or minus 5.5
- Single family units1,807
- Share single family62.8 percent
- Units in buildings of two or more1,068 plus or minus 264
- Share in buildings of two or more37.1 percent plus or minus 8.5
- Mobile homes4 plus or minus 7
- Median year structure built1998
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cumming
How Cumming gets to work
- Workers 16 and over who commute3,483
- Commuting under 15 minutes843 plus or minus 310
- Share commuting under 15 minutes24.2 percent plus or minus 8.3
- Commuting 30 minutes or more1,806 plus or minus 398
- Share commuting 30 minutes or more51.9 percent
- Drove alone71.7 percent
- Carpooled11.4 percent plus or minus 6.9
- Public transport0.2 percent plus or minus 0.5
- Walked0.3 percent plus or minus 0.6
- Worked from home15.5 percent plus or minus 5.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cumming
SBA loans in Cumming (7(a))
- Approvals285
- Gross approval$269,006,000
- Average approval$943,881
- Median approval$350,000
- Ninetieth percentile approval$3,368,920
- Largest approval$5,000,000
- Jobs supported3,873
- Jobs per approval13.6
- Loans with a final outcome58
- Paid in full54
- Charged off4
- Charge-off rate over resolved loans6.9 percent
- Median term120 months
- Share on real estate terms of 20 years or more20.7 percent
- Share to franchises24.6 percent
- Distinct lenders76
- Distinct industries by NAICS119
Counted by borrower city: approvals to borrowers whose address is in Cumming, in any county, FY2020 to FY2026.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cumming
SBA loans in Cumming (504)
- Approvals89
- Gross approval$95,586,000
- Average approval$1,074,000
- Median approval$753,000
- Largest approval$5,500,000
- Jobs supported866
- Loans with a final outcome30
- Charged off1
- Charge-off rate over resolved loans3.3 percent
- Median term240 months
- Distinct CDCs7
Counted by borrower city: approvals to borrowers whose address is in Cumming, in any county, FY2010 to FY2026.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cumming
Flood risk in Cumming
- NFIP communityCity of Cumming
- NFIP community number130236
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/07/19
The City of Cumming participates in the National Flood Insurance Program as community 130236 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Forsyth County, not Cumming
Forsyth County context, not Cumming figures
- Establishments in Forsyth County8,253
- Covered employment, Forsyth County88,777
- Average annual pay, Forsyth County$64,971
- Housing units permitted, Forsyth County2,525
Every figure in this section is published for Forsyth County as a whole and is not a measurement of Cumming.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Cumming questions, answered from the record.
How many people live in Cumming, Georgia?
8,469, in 2,709 households. Cumming city covers 7.56 square miles of land, which is 1,120 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cumming in?
Forsyth County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cumming?
$85,868. The median owner-occupied home is valued at $382,900. Median gross rent is $1,705 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cumming businesses?
285 7(a) approvals totaling $269.0 m since FY2020, across 76 lenders, median approval $350,000, plus 89 504 approvals worth $95.6 m since FY2010. These count approvals to borrowers whose address is in Cumming, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cumming borrowers get paid back?
Of the 58 loans that have reached a final outcome, 54 were paid in full and 4 charged off, a charge off rate of 6.9 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Cumming in the National Flood Insurance Program?
Yes. Cumming appears in the FEMA Community Status Book as Cumming, city of, community 130236, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cumming figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Forsyth County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cumming.
Is zoning published for Cumming?
No. Nothing on this page presents parcel level zoning.