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Carnesville, Georgia: commercial real estate data.

Carnesville is a Census city of 852 people across 3.60 square miles of land, in Franklin County. Median household income is $85,000, 72.6 percent of occupied homes are owned, and the SBA record carries 8 7(a) approvals to borrowers here worth $11.5 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Carnesville

What Carnesville is

  • Census place typecity
  • Land area3.6 sq mi
  • Water area0.03 sq mi
  • Population per square mile of land237 plus or minus 86
  • County holding the largest share of its areaFranklin County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Carnesville

How many people live in Carnesville

  • Population852 plus or minus 311
  • Median age35.3
  • Population under 18191 plus or minus 79
  • Share under 1822.4 percent
  • Population 65 and over97 plus or minus 33
  • Share 65 and over11.4 percent plus or minus 5.7
  • Households234 plus or minus 74
  • Family households185 plus or minus 67
  • Share of households that are families79.1 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Carnesville

Income and work in Carnesville

  • Median household income$85,000 plus or minus $39,841
  • Per capita income$44,699 plus or minus $17,780
  • Civilian labor force461 plus or minus 187
  • Employed434 plus or minus 173
  • Unemployed27 plus or minus 34
  • Unemployment rate5.9 percent plus or minus 7.0
  • Adults 25 and over614 plus or minus 196
  • Adults 25 and over with a high school diploma or higher89.9 percent plus or minus 38.3
  • Adults 25 and over with a bachelor degree or higher14.3 percent plus or minus 5.2
  • Adults 25 and over with a graduate degree5.4 percent plus or minus 2.2

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Carnesville

Housing in Carnesville

  • Housing units251 plus or minus 75
  • Occupied units234 plus or minus 74
  • Vacant units17 plus or minus 18
  • Vacancy rate6.8 percent plus or minus 6.9
  • Owner occupied170 plus or minus 61
  • Renter occupied64 plus or minus 33
  • Ownership rate72.6 percent
  • Median owner-occupied home value$200,000 plus or minus $56,290
  • Median gross rent, monthly$919 plus or minus $234
  • Annual rent as a share of median income13.0 percent plus or minus 6.9
  • Single family units215 plus or minus 68
  • Share single family85.7 percent
  • Units in buildings of two or more27 plus or minus 24
  • Share in buildings of two or more10.8 percent plus or minus 8.9
  • Mobile homes9 plus or minus 9
  • Median year structure built1974

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Carnesville

How Carnesville gets to work

  • Workers 16 and over who commute394 plus or minus 156
  • Commuting under 15 minutes53 plus or minus 33
  • Share commuting under 15 minutes13.5 percent plus or minus 6.3
  • Commuting 30 minutes or more155 plus or minus 64
  • Share commuting 30 minutes or more39.3 percent
  • Drove alone85.9 percent
  • Carpooled3.9 percent plus or minus 3.1
  • Public transport0.0 percent
  • Walked0.5 percent plus or minus 0.9
  • Worked from home9.2 percent plus or minus 9.7

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Carnesville

SBA loans in Carnesville (7(a))

  • Approvals8
  • Gross approval$11,537,000
  • Average approval$1,442,125
  • Median approval$1,276,000
  • Largest approval$2,900,000
  • Jobs supported21
  • Jobs per approval2.6
  • Loans with a final outcome2
  • Paid in full2
  • Charged off0
  • Median term240 months
  • Share on real estate terms of 20 years or more75.0 percent
  • Share to franchises12.5 percent
  • Distinct lenders5
  • Distinct industries by NAICS5

Counted by borrower city: approvals to borrowers whose address is in Carnesville, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Carnesville

Flood risk in Carnesville

  • NFIP communityCity of Carnesville
  • NFIP community number130082
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date09/26/08(M)

The City of Carnesville participates in the National Flood Insurance Program as community 130082 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Franklin County, not Carnesville

Franklin County context, not Carnesville figures

  • Establishments in Franklin County515
  • Covered employment, Franklin County8,125
  • Average annual pay, Franklin County$46,716
  • Housing units permitted, Franklin County215

Every figure in this section is published for Franklin County as a whole and is not a measurement of Carnesville.

All Franklin County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Carnesville questions, answered from the record.

How many people live in Carnesville, Georgia?

852, in 234 households. Carnesville city covers 3.60 square miles of land, which is 237 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Carnesville in?

Franklin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Carnesville?

$85,000. The median owner-occupied home is valued at $200,000. Median gross rent is $919 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Carnesville businesses?

8 7(a) approvals totaling $11.5 m since FY2020, across 5 lenders, median approval $1,276,000. These count approvals to borrowers whose address is in Carnesville, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Carnesville borrowers get paid back?

No rate is published for Carnesville. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Carnesville in the National Flood Insurance Program?

Yes. Carnesville appears in the FEMA Community Status Book as Carnesville, city of, community 130082, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Carnesville figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Franklin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Carnesville.

Is zoning published for Carnesville?

No. Nothing on this page presents parcel level zoning.