HomeGeorgiaGilmer CountyEllijay
Ellijay, Georgia: commercial real estate data.
Ellijay is a Census city of 1,927 people across 3.59 square miles of land, in Gilmer County. Median household income is $48,136, 35.4 percent of occupied homes are owned, and the SBA record carries 30 7(a) approvals to borrowers here worth $26.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Ellijay
What Ellijay is
- Census place typecity
- Land area3.59 sq mi
- Water area0 sq mi
- Population per square mile of land536 plus or minus 118
- County holding the largest share of its areaGilmer County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ellijay
How many people live in Ellijay
- Population1,927 plus or minus 424
- Median age39.2 plus or minus 8.4
- Population under 18472 plus or minus 156
- Share under 1824.5 percent plus or minus 6.1
- Population 65 and over490 plus or minus 117
- Share 65 and over25.4 percent
- Households820 plus or minus 203
- Family households442 plus or minus 136
- Share of households that are families53.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ellijay
Income and work in Ellijay
- Median household income$48,136 plus or minus $14,607
- Per capita income$29,888
- Civilian labor force728 plus or minus 197
- Employed682 plus or minus 183
- Unemployed46 plus or minus 61
- Unemployment rate6.3 percent plus or minus 8.2
- Adults 25 and over1,301 plus or minus 263
- Adults 25 and over with a high school diploma or higher87.9 percent plus or minus 24.7
- Adults 25 and over with a bachelor degree or higher21.6 percent plus or minus 5.8
- Adults 25 and over with a graduate degree5.1 percent plus or minus 2.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ellijay
Housing in Ellijay
- Housing units879 plus or minus 204
- Occupied units820 plus or minus 203
- Vacant units59 plus or minus 39
- Vacancy rate6.7 percent plus or minus 4.2
- Owner occupied290 plus or minus 72
- Renter occupied530 plus or minus 189
- Ownership rate35.4 percent
- Median owner-occupied home value$349,100
- Median gross rent, monthly$791 plus or minus $270
- Annual rent as a share of median income19.7 percent plus or minus 9.0
- Single family units480 plus or minus 128
- Share single family54.6 percent
- Units in buildings of two or more362 plus or minus 156
- Share in buildings of two or more41.2 percent plus or minus 14.9
- Mobile homes37 plus or minus 29
- Median year structure built1990
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ellijay
How Ellijay gets to work
- Workers 16 and over who commute613 plus or minus 175
- Commuting under 15 minutes193 plus or minus 61
- Share commuting under 15 minutes31.5 percent
- Commuting 30 minutes or more210 plus or minus 110
- Share commuting 30 minutes or more34.3 percent plus or minus 15.0
- Drove alone62.5 percent plus or minus 23.5
- Carpooled32.8 percent plus or minus 18.5
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home4.7 percent plus or minus 4.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ellijay
SBA loans in Ellijay (7(a))
- Approvals30
- Gross approval$26,425,200
- Average approval$880,840
- Median approval$678,750
- Ninetieth percentile approval$1,894,900
- Largest approval$3,750,000
- Jobs supported154
- Jobs per approval5.1
- Loans with a final outcome10
- Paid in full10
- Charged off0
- Median term240 months
- Share on real estate terms of 20 years or more53.3 percent
- Share to franchises10.0 percent
- Distinct lenders19
- Distinct industries by NAICS20
Counted by borrower city: approvals to borrowers whose address is in Ellijay, in any county, FY2020 to FY2026. Only 10 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ellijay
SBA loans in Ellijay (504)
- Approvals6
- Gross approval$3,662,000
- Average approval$610,333
- Median approval$675,000
- Largest approval$795,000
- Jobs supported46
- Loans with a final outcome1
- Charged off0
- Median term270 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Ellijay, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Ellijay
Flood risk in Ellijay
- NFIP communityCity of Ellijay
- NFIP community number130090
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date04/17/12
The City of Ellijay participates in the National Flood Insurance Program as community 130090 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Gilmer County, not Ellijay
Gilmer County context, not Ellijay figures
- Establishments in Gilmer County707
- Covered employment, Gilmer County8,067
- Average annual pay, Gilmer County$44,051
- Housing units permitted, Gilmer County98
Every figure in this section is published for Gilmer County as a whole and is not a measurement of Ellijay.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Ellijay questions, answered from the record.
How many people live in Ellijay, Georgia?
1,927, in 820 households. Ellijay city covers 3.59 square miles of land, which is 536 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ellijay in?
Gilmer County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ellijay?
$48,136. The median owner-occupied home is valued at $349,100. Median gross rent is $791 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ellijay businesses?
30 7(a) approvals totaling $26.4 m since FY2020, across 19 lenders, median approval $678,750, plus 6 504 approvals worth $3.7 m since FY2010. These count approvals to borrowers whose address is in Ellijay, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ellijay borrowers get paid back?
No rate is published for Ellijay. Only 10 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Ellijay in the National Flood Insurance Program?
Yes. Ellijay appears in the FEMA Community Status Book as Ellijay, city of, community 130090, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Ellijay figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Gilmer County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ellijay.
Is zoning published for Ellijay?
No. Nothing on this page presents parcel level zoning.
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