HomeGeorgiaHart CountyHartwell
Hartwell, Georgia: commercial real estate data.
Hartwell is a Census city of 4,562 people across 5.53 square miles of land, in Hart County. Median household income is $49,280, 57.5 percent of occupied homes are owned, and the SBA record carries 13 7(a) approvals to borrowers here worth $13.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Hartwell
What Hartwell is
- Census place typecity
- Land area5.53 sq mi
- Water area0.02 sq mi
- Population per square mile of land825
- County holding the largest share of its areaHart County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hartwell
How many people live in Hartwell
- Population4,562
- Median age44.0
- Population under 18925 plus or minus 284
- Share under 1820.3 percent plus or minus 6.2
- Population 65 and over1,030 plus or minus 209
- Share 65 and over22.6 percent plus or minus 4.6
- Households1,973
- Family households1,095
- Share of households that are families55.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hartwell
Income and work in Hartwell
- Median household income$49,280
- Per capita income$27,302
- Civilian labor force2,158
- Employed2,141
- Unemployed17 plus or minus 30
- Unemployment rate0.8 percent plus or minus 1.4
- Adults 25 and over3,440
- Adults 25 and over with a high school diploma or higher77.8 percent
- Adults 25 and over with a bachelor degree or higher14.9 percent plus or minus 4.4
- Adults 25 and over with a graduate degree5.3 percent plus or minus 2.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hartwell
Housing in Hartwell
- Housing units2,315
- Occupied units1,973
- Vacant units342 plus or minus 134
- Vacancy rate14.8 percent plus or minus 5.6
- Owner occupied1,134
- Renter occupied839 plus or minus 216
- Ownership rate57.5 percent
- Median owner-occupied home value$165,700 plus or minus $34,306
- Median gross rent, monthly$728
- Annual rent as a share of median income17.7 percent
- Single family units1,699
- Share single family73.4 percent
- Units in buildings of two or more500 plus or minus 185
- Share in buildings of two or more21.6 percent plus or minus 7.7
- Mobile homes116 plus or minus 78
- Median year structure built1973
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hartwell
How Hartwell gets to work
- Workers 16 and over who commute1,984
- Commuting under 15 minutes963 plus or minus 260
- Share commuting under 15 minutes48.5 percent plus or minus 11.1
- Commuting 30 minutes or more468 plus or minus 214
- Share commuting 30 minutes or more23.6 percent plus or minus 10.3
- Drove alone80.2 percent
- Carpooled10.0 percent plus or minus 5.7
- Public transport0.0 percent
- Walked0.4 percent plus or minus 0.8
- Worked from home6.4 percent plus or minus 4.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hartwell
SBA loans in Hartwell (7(a))
- Approvals13
- Gross approval$13,560,600
- Average approval$1,043,123
- Median approval$839,500
- Largest approval$3,366,000
- Jobs supported57
- Jobs per approval4.4
- Loans with a final outcome5
- Paid in full5
- Charged off0
- Median term211 months
- Share on real estate terms of 20 years or more46.2 percent
- Share to franchises53.8 percent
- Distinct lenders11
- Distinct industries by NAICS9
Counted by borrower city: approvals to borrowers whose address is in Hartwell, in any county, FY2020 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Hartwell
SBA loans in Hartwell (504)
- Approvals5
- Gross approval$6,294,000
- Average approval$1,258,800
- Median approval$763,000
- Largest approval$3,714,000
- Jobs supported96
- Loans with a final outcome2
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Hartwell, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Hartwell
Flood risk in Hartwell
- NFIP communityCity of Hartwell
- NFIP community number130480
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date12/20/19(M)
The City of Hartwell participates in the National Flood Insurance Program as community 130480 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Hart County, not Hartwell
Hart County context, not Hartwell figures
- Establishments in Hart County491
- Covered employment, Hart County7,936
- Average annual pay, Hart County$49,680
- Housing units permitted, Hart County172
Every figure in this section is published for Hart County as a whole and is not a measurement of Hartwell.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Hartwell questions, answered from the record.
How many people live in Hartwell, Georgia?
4,562, in 1,973 households. Hartwell city covers 5.53 square miles of land, which is 825 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Hartwell in?
Hart County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Hartwell?
$49,280. The median owner-occupied home is valued at $165,700. Median gross rent is $728 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Hartwell businesses?
13 7(a) approvals totaling $13.6 m since FY2020, across 11 lenders, median approval $839,500, plus 5 504 approvals worth $6.3 m since FY2010. These count approvals to borrowers whose address is in Hartwell, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Hartwell borrowers get paid back?
No rate is published for Hartwell. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Hartwell in the National Flood Insurance Program?
Yes. Hartwell appears in the FEMA Community Status Book as Hartwell, city of, community 130480, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Hartwell figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Hart County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Hartwell.
Is zoning published for Hartwell?
No. Nothing on this page presents parcel level zoning.
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