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Franklin, Georgia: commercial real estate data.

Franklin is a Census city of 958 people across 3.22 square miles of land, in Heard County. Median household income is $32,917, 29.1 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $1.3 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Franklin

What Franklin is

  • Census place typecity
  • Land area3.22 sq mi
  • Water area0.14 sq mi
  • Population per square mile of land298 plus or minus 79
  • County holding the largest share of its areaHeard County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Franklin

How many people live in Franklin

  • Population958 plus or minus 254
  • Median age52.4
  • Population under 18125 plus or minus 64
  • Share under 1813.0 percent plus or minus 5.7
  • Population 65 and over215 plus or minus 75
  • Share 65 and over22.4 percent plus or minus 5.1
  • Households433 plus or minus 120
  • Family households231 plus or minus 87
  • Share of households that are families53.3 percent plus or minus 13.6

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Franklin

Income and work in Franklin

  • Median household income$32,917 plus or minus $19,873
  • Per capita income$24,523 plus or minus $5,089
  • Civilian labor force374 plus or minus 143
  • Employed374 plus or minus 143
  • Unemployed0
  • Unemployment rate0.0 percent
  • Adults 25 and over748 plus or minus 197
  • Adults 25 and over with a high school diploma or higher78.2 percent
  • Adults 25 and over with a bachelor degree or higher13.2 percent plus or minus 8.3
  • Adults 25 and over with a graduate degree9.4 percent plus or minus 7.9

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Franklin

Housing in Franklin

  • Housing units496 plus or minus 127
  • Occupied units433 plus or minus 120
  • Vacant units63 plus or minus 32
  • Vacancy rate12.7 percent plus or minus 5.6
  • Owner occupied126 plus or minus 67
  • Renter occupied307 plus or minus 98
  • Ownership rate29.1 percent plus or minus 13.2
  • Median owner-occupied home value$366,700 plus or minus $279,342
  • Median gross rent, monthly$570 plus or minus $126
  • Annual rent as a share of median income20.8 percent plus or minus 13.4
  • Single family units233 plus or minus 89
  • Share single family47.0 percent plus or minus 13.3
  • Units in buildings of two or more243 plus or minus 94
  • Share in buildings of two or more49.0 percent plus or minus 14.2
  • Mobile homes20 plus or minus 21
  • Median year structure built1969

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Franklin

How Franklin gets to work

  • Workers 16 and over who commute305 plus or minus 125
  • Commuting under 15 minutes146 plus or minus 90
  • Share commuting under 15 minutes47.9 percent plus or minus 21.9
  • Commuting 30 minutes or more131 plus or minus 55
  • Share commuting 30 minutes or more43.0 percent
  • Drove alone74.1 percent plus or minus 18.9
  • Carpooled9.9 percent plus or minus 9.7
  • Public transport4.8 percent plus or minus 6.4
  • Walked6.4 percent plus or minus 5.5
  • Worked from home2.6 percent plus or minus 4.0

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Franklin

SBA loans in Franklin (7(a))

  • Approvals5
  • Gross approval$1,336,200
  • Average approval$267,240
  • Median approval$150,000
  • Largest approval$648,000
  • Jobs supported49
  • Jobs per approval9.8
  • Loans with a final outcome1
  • Paid in full0
  • Charged off1
  • Median term120 months
  • Share on real estate terms of 20 years or more20.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders4
  • Distinct industries by NAICS3

Counted by borrower city: approvals to borrowers whose address is in Franklin, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Franklin

Flood risk in Franklin

  • NFIP communityCity of Franklin
  • NFIP community number130106
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date04/19/17

The City of Franklin participates in the National Flood Insurance Program as community 130106 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Heard County, not Franklin

Heard County context, not Franklin figures

  • Establishments in Heard County120
  • Covered employment, Heard County2,138
  • Average annual pay, Heard County$61,776
  • Housing units permitted, Heard County70

Every figure in this section is published for Heard County as a whole and is not a measurement of Franklin.

All Heard County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Franklin questions, answered from the record.

How many people live in Franklin, Georgia?

958, in 433 households. Franklin city covers 3.22 square miles of land, which is 298 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Franklin in?

Heard County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Franklin?

$32,917. The median owner-occupied home is valued at $366,700. Median gross rent is $570 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Franklin businesses?

5 7(a) approvals totaling $1.3 m since FY2020, across 4 lenders, median approval $150,000. These count approvals to borrowers whose address is in Franklin, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Franklin borrowers get paid back?

No rate is published for Franklin. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Franklin in the National Flood Insurance Program?

Yes. Franklin appears in the FEMA Community Status Book as Franklin, city of, community 130106, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Franklin figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Heard County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Franklin.

Is zoning published for Franklin?

No. Nothing on this page presents parcel level zoning.