HomeGeorgiaJasper CountyMonticello city
Monticello city, Georgia: commercial real estate data.
Monticello city is a Census city of 2,747 people across 4.16 square miles of land, in Jasper County. Median household income is $48,812, 68.8 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $372,500.
70 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Monticello
What Monticello is
- Census place typecity
- Land area4.16 sq mi
- Water area0.12 sq mi
- Population per square mile of land660
- County holding the largest share of its areaJasper County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monticello
How many people live in Monticello
- Population2,747
- Median age39.8
- Population under 18618 plus or minus 148
- Share under 1822.5 percent plus or minus 5.4
- Population 65 and over617 plus or minus 162
- Share 65 and over22.5 percent plus or minus 5.9
- Households1,031
- Family households677
- Share of households that are families65.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monticello
Income and work in Monticello
- Median household income$48,812
- Per capita income$29,730 plus or minus $10,544
- Civilian labor force1,306
- Employed1,119
- Unemployed187 plus or minus 94
- Unemployment rate14.3 percent plus or minus 6.9
- Adults 25 and over1,854
- Adults 25 and over with a high school diploma or higher90.3 percent
- Adults 25 and over with a bachelor degree or higher18.0 percent plus or minus 5.6
- Adults 25 and over with a graduate degree6.8 percent plus or minus 3.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monticello
Housing in Monticello
- Housing units1,090
- Occupied units1,031
- Vacant units59 plus or minus 67
- Vacancy rate5.4 percent plus or minus 6.1
- Owner occupied709
- Renter occupied322 plus or minus 112
- Ownership rate68.8 percent
- Median owner-occupied home value$168,400 plus or minus $81,921
- Median gross rent, monthly$1,056
- Annual rent as a share of median income26.0 percent
- Single family units910
- Share single family83.5 percent
- Units in buildings of two or more101 plus or minus 67
- Share in buildings of two or more9.3 percent plus or minus 6.1
- Mobile homes79 plus or minus 48
- Median year structure built1978
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monticello
How Monticello gets to work
- Workers 16 and over who commute974
- Commuting under 15 minutes340 plus or minus 93
- Share commuting under 15 minutes34.9 percent plus or minus 7.5
- Commuting 30 minutes or more459 plus or minus 127
- Share commuting 30 minutes or more47.1 percent plus or minus 10.4
- Drove alone72.1 percent
- Carpooled13.7 percent plus or minus 5.9
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home10.2 percent plus or minus 4.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monticello
SBA loans in Monticello (7(a))
- Approvals3
- Gross approval$372,500
- Average approval$124,167
- Median approval$135,000
- Ninetieth percentile approval$230,000
- Largest approval$230,000
- Jobs supported3
- Jobs per approval1.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises66.7 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Monticello
Flood risk in Monticello
- Listed NFIP communities1
- Of those, participating1
- NFIP community number130510
- Currently effective map date10/13/22(M)
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Jasper County, not Monticello
Jasper County context, not Monticello figures
These are Jasper County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Monticello measurements.
- Establishments in Jasper County225
- Employment at those establishments, Jasper County1,911
- Covered employment, Jasper County2,435
- Average annual pay, Jasper County$40,328
- Average weekly wage, Jasper County$776
- Housing units permitted, Jasper County183
- Of those, single family, Jasper County183
- County product, 2024, Jasper County$433,383,000
- County product change over the prior year, Jasper County8.5 percent
- Average income of an arriving household, Jasper County$74,470
Every figure in this section is published for Jasper County as a whole and is not a measurement of Monticello. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Monticello questions, answered from the record.
How many people live in Monticello, Georgia?
2,747, in 1,031 households. Monticello city covers 4.16 square miles of land, which is 660 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Monticello in?
Jasper County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Monticello?
$48,812. The median owner-occupied home is valued at $168,400. Median gross rent is $1,056 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Monticello businesses?
3 7(a) approvals totalling $372,500, across 2 lenders, median approval $135,000. These count approvals to borrowers whose address is in Monticello, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Monticello borrowers get paid back?
No rate is published for Monticello. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Monticello in the National Flood Insurance Program?
Yes. Monticello appears in the FEMA Community Status Book as community 130510, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Monticello figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Jasper County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Monticello.
Is zoning published for Monticello?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.