Jones County, Georgia: commercial real estate data.
Jones County, Georgia had an estimated 29,047 residents on July 1, 2024, up 2.5 percent since the 2020 census base of 28,349, across 394 square miles. County output reached $651.5 m in 2024, 354 establishments operate here, and the SBA record carries 9 7(a) approvals worth $4.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Jones County
How many people live in Jones County
- Population, American Community Survey 2020-202428,673
- Households10,786
- Average household size2.66
- Median household income$75,500
- Median age41.4
- Median gross rent$964 per month
- Median owner-occupied home value$194,500
- Home value to household income2.6 times
- Annual rent as a share of median income15.3 percent
- Adults 25 and over with a bachelor degree or higher19.9 percent
- Adults 25 and over with a graduate degree6.9 percent
- Adults 25 and over20,107
- Population under 186,525
- Share under 1822.8 percent
- Population 65 and over5,165
- Share 65 and over18.0 percent
- Working age population, 18 to 6416,983
- Civilian labor force13,958
- Unemployment rate3.8 percent
- Labor force participation, adults 18 and over63.0 percent
- Rank by population among Georgia counties67th of 159
- Rank by population among US county-equivalents, Puerto Rico included1515th of 3,222
Jones County is the 67th largest of 159 Georgia counties by population. A median home costs 2.6 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 22.8 percent against 18.0 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Jones County
Is Jones County's population growing?
- Population, July 1, 202429,047
- Census 2020 base population28,349
- Population change since the 2020 census base2.46 percent
- Population change, 2023 to 202447
- Births, 2024239
- Deaths, 2024297
- Natural change, 2024-58
- Net domestic migration, 2024105
- Net international migration, 2024-1
- Total net migration, 2024104
- Cumulative net domestic migration, 2021 to 20241,011
- Rank by growth among US county-equivalents1016th of 3,144
The county has grown 2.46 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Jones County
Where are people moving to Jones County from?
- Tax returns filed by households arriving743
- People arriving, from those returns1,554
- Tax returns filed by households leaving699
- Net household movement44
- Adjusted gross income arriving$38.8 m
- Net adjusted gross income movement$3.8 m
- Average income of an arriving household$52,252
- Average income of a leaving household$50,175
- Largest single originBibb County (247 households)
- Largest single destinationBibb County (275 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Bibb County | 247 | 507 | $10.8 m |
| Baldwin County | 50 | 115 | $2.4 m |
| Houston County | 44 | 90 | $2.1 m |
| Wilkinson County | 27 | 59 | $1.1 m |
Households arriving report $2,077 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Bibb County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Jones County
What is the Jones County economy?
- County GDP, 2024$651.5 m
- County GDP, 2023$584.8 m
- GDP change, 2023 to 202411.4 percent
- GDP change over five years43.8 percent
- Rank by GDP among the Georgia areas BEA publishes101st of 159
- Rank by GDP among the US county areas BEA publishes2211th of 3,127
- GDP per resident$22,721
Output grew 11.4 percent in the latest year and 43.8 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Jones County
Employment by industry in Jones County
- Covered employment, annual average4,199
- Establishments reporting421
- Average annual pay$46,841
- Average weekly wage$901
- Retail trade, employment534
- Retail trade, average annual pay$25,622
- Construction, employment428
- Construction, average annual pay$65,288
- Professional, scientific and technical services, employment268
- Professional, scientific and technical services, average annual pay$82,137
- Administrative and support and waste management services, employment184
- Administrative and support and waste management services, average annual pay$30,012
- Finance and insurance, employment97
- Other services, except public administration, employment97
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 534 | 52 | $25,622 |
| Construction | 428 | 61 | $65,288 |
| Professional, scientific and technical services | 268 | 26 | $82,137 |
| Administrative and support and waste management services | 184 | 28 | $30,012 |
| Finance and insurance | 97 | 18 | $53,499 |
| Other services, except public administration | 97 | 28 | $37,563 |
| Transportation and warehousing | 67 | 16 | $52,742 |
| Agriculture, forestry, fishing and hunting | 49 | 10 | $48,003 |
Retail trade is the largest private sector at 534 jobs, 12.7 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Jones County
How many businesses are in Jones County?
- Establishments, all industries354
- Employment at those establishments3,165
- Annual payroll$124.1 m
- Establishments per 1,000 residents12.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Jones County
Building permits in Jones County
- Housing units authorized by permit, 2024106
- Declared construction value permitted$23.4 m
- Single family units authorized90
- Multifamily units authorized16
- Multifamily share of units15.1 percent
- Average declared value per unit$220,306
- Units authorized per 1,000 households9.8
Single-family homes are 84.9 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Jones County
SBA loans in Jones County (7(a) and 504)
- 7(a) approvals recorded9
- 7(a) gross approval dollars$4.9 m
- Average 7(a) approval$547,089
- Median 7(a) approval$350,000
- Largest single approval$1,827,000
- Jobs reported supported, 7(a)58
- Jobs per approval6.4
- Distinct 7(a) lenders active7
- Distinct industries receiving approvals9
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer22.2 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter7
- Franchise loans2
- Franchise share of approvals22.2 percent
- 504 approvals recorded4
- 504 gross approval dollars$1.3 m
- Average 504 approval$325,000
- Median 504 approval$295,000
- Distinct CDCs active2
- 504 jobs per approval6.8
- 504 jobs per million dollars approved20.8
- Most active CDCFlorida Business Development Corporation (3)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$6.2 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Jones County
SBA loan default and charge-off rates in Jones County
Do SBA loans in Jones County get paid back?
- Loans with a final outcome recorded4
- Paid in full4
- Charged off0
- Status: Paid in full4
- Status: Exempt from disclosure4
- Status: Cancelled1
Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Jones County
SBA lending by place in Jones County
- Borrower cities with recorded lending2
- Gray, approvals8
- Macon, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Gray | 8 | $3,319,800 |
| Macon | 1 | $1,604,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Jones County
How large is Jones County?
- Land area394 sq mi
- Rank by land area among Georgia counties58th of 159
- Width, east to west26.6 mi
- Height, north to south23.5 mi
- Geographies sharing a boundary7
- Residents per square mile of land73
- Establishments per square mile0.90
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Jones County
Flood risk in Jones County
- Participation of the county's own NFIP community Jones County, unincorporated areasParticipating, community 130434
- Communities in the county in the NFIP Community Status Book3
- Of those, participating in the NFIP3
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Jones County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Jones County (community 130434), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Jones County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Jones County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Jones County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202428,673
- Households10,786
- Average household size2.66
- Median household income$75,500
- Median age41.4
Common questions
Jones County questions, answered from the record.
How many people live in Jones County, Georgia?
The Census Bureau estimates 29,047 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 28,673, in 10,786 households, ranking 67th of 159 Georgia counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Jones County's population growing?
The population has grown 2.46 percent since the 2020 census base of 28,349, to 29,047 on July 1, 2024. In 2024 there were 239 births against 297 deaths, with net migration of 104. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Jones County?
$75,500. The median owner-occupied home is valued at $194,500, which is 2.6 times income, and median gross rent is $964 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Jones County?
354 establishments, employing 3,165 people with an annual payroll of $124.1 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Jones County?
Retail trade is the largest private sector at 534 jobs, 12.7 percent of covered employment. Covered employment averages 4,199 jobs at an average annual pay of $46,841, or $901 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Jones County?
9 7(a) approvals totaling $4.9 m since FY2020, across 7 lenders, with a median approval of $350,000, plus 4 504 approvals worth $1.3 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Jones County?
106 housing units were authorized by permit in 2024, with a declared construction value of $23.4 m. Multifamily was 15.1 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Jones County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Jones County come from?
The largest single origin is Bibb County, with 247 households. Arriving households report an average income of $52,252 against $50,175 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Jones County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Jones County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Jones County
Cities and places in Jones.
1 Census place lies wholly or partly in Jones County. It carries enough published place level data for a page of its own and is linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Gray | city | 3,512 | 8 | Wholly in this county |
A further 1 of the county's 9 SBA 7(a) approvals are to borrowers in cities that match no Census place in Jones County, the largest being Macon (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby