HomeGeorgiaLincoln CountyLincolnton
Lincolnton, Georgia: commercial real estate data.
Lincolnton is a Census city of 1,768 people across 3.51 square miles of land, in Lincoln County. Median household income is $43,935, 59.1 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $50,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Lincolnton
What Lincolnton is
- Census place typecity
- Land area3.51 sq mi
- Water area0.01 sq mi
- Population per square mile of land503
- County holding the largest share of its areaLincoln County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lincolnton
How many people live in Lincolnton
- Population1,768
- Median age48.1
- Population under 18321 plus or minus 97
- Share under 1818.2 percent plus or minus 4.2
- Population 65 and over481 plus or minus 123
- Share 65 and over27.2 percent
- Households711
- Family households464 plus or minus 106
- Share of households that are families65.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lincolnton
Income and work in Lincolnton
- Median household income$43,935
- Per capita income$26,336
- Civilian labor force768 plus or minus 207
- Employed755 plus or minus 206
- Unemployed13 plus or minus 14
- Unemployment rate1.7 percent plus or minus 1.8
- Adults 25 and over1,307
- Adults 25 and over with a high school diploma or higher87.1 percent
- Adults 25 and over with a bachelor degree or higher16.6 percent plus or minus 4.7
- Adults 25 and over with a graduate degree7.0 percent plus or minus 2.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lincolnton
Housing in Lincolnton
- Housing units754
- Occupied units711
- Vacant units43 plus or minus 47
- Vacancy rate5.7 percent plus or minus 6.1
- Owner occupied420 plus or minus 111
- Renter occupied291 plus or minus 88
- Ownership rate59.1 percent
- Median owner-occupied home value$207,100 plus or minus $49,742
- Median gross rent, monthly$734
- Annual rent as a share of median income20.0 percent
- Single family units516 plus or minus 133
- Share single family68.4 percent
- Units in buildings of two or more108 plus or minus 67
- Share in buildings of two or more14.3 percent plus or minus 8.4
- Mobile homes130 plus or minus 63
- Median year structure built1976
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lincolnton
How Lincolnton gets to work
- Workers 16 and over who commute703 plus or minus 200
- Commuting under 15 minutes267 plus or minus 87
- Share commuting under 15 minutes38.0 percent
- Commuting 30 minutes or more340 plus or minus 141
- Share commuting 30 minutes or more48.4 percent plus or minus 14.6
- Drove alone81.4 percent
- Carpooled10.1 percent plus or minus 7.1
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home3.8 percent plus or minus 3.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lincolnton
SBA loans in Lincolnton (7(a))
- Approvals1
- Gross approval$50,000
- Average approval$50,000
- Median approval$50,000
- Largest approval$50,000
- Jobs supported0
- Jobs per approval0.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Lincolnton, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lincolnton
Flood risk in Lincolnton
- NFIP communityCity of Lincolnton
- NFIP community number130666
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date04/17/20(M)
The City of Lincolnton participates in the National Flood Insurance Program as community 130666 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Lincoln County, not Lincolnton
Lincoln County context, not Lincolnton figures
- Establishments in Lincoln County162
- Covered employment, Lincoln County1,453
- Average annual pay, Lincoln County$42,032
- Housing units permitted, Lincoln County78
Every figure in this section is published for Lincoln County as a whole and is not a measurement of Lincolnton.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Lincolnton questions, answered from the record.
How many people live in Lincolnton, Georgia?
1,768, in 711 households. Lincolnton city covers 3.51 square miles of land, which is 503 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Lincolnton in?
Lincoln County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Lincolnton?
$43,935. The median owner-occupied home is valued at $207,100. Median gross rent is $734 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Lincolnton businesses?
1 7(a) approvals totaling $50,000 since FY2020, across 1 lenders, median approval $50,000. These count approvals to borrowers whose address is in Lincolnton, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Lincolnton borrowers get paid back?
No rate is published for Lincolnton. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Lincolnton in the National Flood Insurance Program?
Yes. Lincolnton appears in the FEMA Community Status Book as Lincolnton, city of, community 130666, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Lincolnton figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lincoln County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Lincolnton.
Is zoning published for Lincolnton?
No. Nothing on this page presents parcel level zoning.