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HomeGeorgiaLowndes CountyValdosta city

Valdosta city, Georgia: commercial real estate data.

Valdosta city is a Census city of 55,252 people across 35.99 square miles of land, in Lowndes County. Median household income is $45,925, 41.7 percent of occupied homes are owned, and the SBA record carries 53 7(a) approvals to borrowers here worth $63.1 m.

82 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency

Valdosta

What Valdosta is

  • Census place typecity
  • Land area35.99 sq mi
  • Water area0.44 sq mi
  • Population per square mile of land1,535
  • County holding the largest share of its areaLowndes County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Valdosta

How many people live in Valdosta

  • Population55,252
  • Median age28.9
  • Population under 1812,510
  • Share under 1822.6 percent
  • Population 65 and over7,848
  • Share 65 and over14.2 percent
  • Households22,532
  • Family households11,329
  • Share of households that are families50.3 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Valdosta

Income and work in Valdosta

  • Median household income$45,925
  • Per capita income$26,721
  • Civilian labor force24,443
  • Employed23,044
  • Unemployed1,399 plus or minus 392
  • Unemployment rate5.7 percent plus or minus 1.6
  • Adults 25 and over31,263
  • Adults 25 and over with a high school diploma or higher88.7 percent
  • Adults 25 and over with a bachelor degree or higher28.3 percent
  • Adults 25 and over with a graduate degree12.5 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Valdosta

Housing in Valdosta

  • Housing units25,667
  • Occupied units22,532
  • Vacant units3,135
  • Vacancy rate12.2 percent
  • Owner occupied9,397
  • Renter occupied13,135
  • Ownership rate41.7 percent
  • Median owner-occupied home value$182,800
  • Median gross rent, monthly$1,054
  • Annual rent as a share of median income27.5 percent
  • Single family units16,088
  • Share single family62.7 percent
  • Units in buildings of two or more9,203
  • Share in buildings of two or more35.9 percent
  • Mobile homes376 plus or minus 134
  • Median year structure built1986

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Valdosta

How Valdosta gets to work

  • Workers 16 and over who commute22,559
  • Commuting under 15 minutes10,829
  • Share commuting under 15 minutes48.0 percent
  • Commuting 30 minutes or more2,496
  • Share commuting 30 minutes or more11.1 percent
  • Drove alone79.0 percent
  • Carpooled9.5 percent plus or minus 2.4
  • Public transport0.3 percent plus or minus 0.4
  • Walked2.8 percent plus or minus 1.1
  • Worked from home6.2 percent plus or minus 1.7

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Valdosta

SBA loans in Valdosta (7(a))

  • Approvals53
  • Gross approval$63,099,000
  • Average approval$1,190,547
  • Median approval$315,000
  • Ninetieth percentile approval$3,975,000
  • Largest approval$5,000,000
  • Jobs supported875
  • Jobs per approval16.5
  • Loans with a final outcome11
  • Paid in full11
  • Charged off0
  • Charge-off rate over resolved loans0.0 percent
  • Median term120 months
  • Share on real estate terms of 20 years or more24.5 percent
  • Share to franchises18.9 percent
  • Distinct lenders29
  • Distinct industries by NAICS36

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Valdosta

SBA loans in Valdosta (504)

  • Approvals21
  • Gross approval$14,521,000
  • Average approval$691,476
  • Median approval$340,000
  • Largest approval$3,886,000
  • Jobs supported493
  • Loans with a final outcome10
  • Charged off0
  • Charge-off rate over resolved loans0.0 percent
  • Median term240 months
  • Distinct CDCs5

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Valdosta

Flood risk in Valdosta

  • Listed NFIP communities1
  • Of those, participating1
  • NFIP community number130200
  • Currently effective map date07/07/26

This community carries no Community Rating System class, so no CRS premium discount applies to it.

FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.

Lowndes County, not Valdosta

Lowndes County context, not Valdosta figures

These are Lowndes County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Valdosta measurements.

  • Establishments in Lowndes County2,872
  • Employment at those establishments, Lowndes County41,979
  • Covered employment, Lowndes County49,348
  • Average annual pay, Lowndes County$48,531
  • Average weekly wage, Lowndes County$933
  • Housing units permitted, Lowndes County899
  • Of those, single family, Lowndes County893
  • County product, 2024, Lowndes County$7,135,102,000
  • County product change over the prior year, Lowndes County6.0 percent
  • Average income of an arriving household, Lowndes County$46,664

Every figure in this section is published for Lowndes County as a whole and is not a measurement of Valdosta. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Valdosta questions, answered from the record.

How many people live in Valdosta, Georgia?

55,252, in 22,532 households. Valdosta city covers 35.99 square miles of land, which is 1,535 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Valdosta in?

Lowndes County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Valdosta?

$45,925. The median owner-occupied home is valued at $182,800. Median gross rent is $1,054 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Valdosta businesses?

53 7(a) approvals totalling $63.1 m, across 29 lenders, median approval $315,000, plus 21 504 approvals worth $14.5 m. These count approvals to borrowers whose address is in Valdosta, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Valdosta borrowers get paid back?

Of the 11 loans that have reached a final outcome, 11 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded because they have not yet succeeded or failed.

Is Valdosta in the National Flood Insurance Program?

Yes. Valdosta appears in the FEMA Community Status Book as community 130200, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Valdosta figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lowndes County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Valdosta.

Is zoning published for Valdosta?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.