HomeGeorgiaMacon CountyMontezuma city
Montezuma city, Georgia: commercial real estate data.
Montezuma city is a Census city of 2,966 people across 4.56 square miles of land, in Macon County. Median household income is $46,875, 68.4 percent of occupied homes are owned, and the SBA record carries 8 7(a) approvals to borrowers here worth $20.2 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Montezuma
What Montezuma is
- Census place typecity
- Land area4.56 sq mi
- Water area0.07 sq mi
- Population per square mile of land650
- County holding the largest share of its areaMacon County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montezuma
How many people live in Montezuma
- Population2,966
- Median age33.9 plus or minus 13.6
- Population under 18541 plus or minus 174
- Share under 1818.2 percent plus or minus 5.9
- Population 65 and over548 plus or minus 158
- Share 65 and over18.5 percent plus or minus 5.3
- Households1,146
- Family households560
- Share of households that are families48.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montezuma
Income and work in Montezuma
- Median household income$46,875 plus or minus $13,471
- Per capita income$30,024 plus or minus $7,456
- Civilian labor force1,450
- Employed1,395
- Unemployed55 plus or minus 78
- Unemployment rate3.8 percent plus or minus 5.4
- Adults 25 and over2,129
- Adults 25 and over with a high school diploma or higher91.2 percent
- Adults 25 and over with a bachelor degree or higher15.8 percent plus or minus 5.6
- Adults 25 and over with a graduate degree4.7 percent plus or minus 2.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montezuma
Housing in Montezuma
- Housing units1,479
- Occupied units1,146
- Vacant units333 plus or minus 112
- Vacancy rate22.5 percent plus or minus 7.0
- Owner occupied784 plus or minus 187
- Renter occupied362 plus or minus 118
- Ownership rate68.4 percent
- Median owner-occupied home value$107,700
- Median gross rent, monthly$673 plus or minus $165
- Annual rent as a share of median income17.2 percent plus or minus 6.5
- Single family units1,163
- Share single family78.6 percent
- Units in buildings of two or more227 plus or minus 107
- Share in buildings of two or more15.3 percent plus or minus 7.0
- Mobile homes89 plus or minus 69
- Median year structure built1969
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montezuma
How Montezuma gets to work
- Workers 16 and over who commute1,286
- Commuting under 15 minutes655 plus or minus 285
- Share commuting under 15 minutes50.9 percent plus or minus 20.3
- Commuting 30 minutes or more379 plus or minus 187
- Share commuting 30 minutes or more29.5 percent plus or minus 13.6
- Drove alone72.0 percent plus or minus 14.8
- Carpooled9.9 percent plus or minus 6.7
- Public transport0.0 percent
- Walked8.3 percent plus or minus 10.6
- Worked from home7.8 percent plus or minus 7.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montezuma
SBA loans in Montezuma (7(a))
- Approvals8
- Gross approval$20,209,300
- Average approval$2,526,163
- Median approval$1,645,100
- Ninetieth percentile approval$5,000,000
- Largest approval$5,000,000
- Jobs supported53
- Jobs per approval6.6
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more37.5 percent
- Share to franchises12.5 percent
- Distinct lenders5
- Distinct industries by NAICS4
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Montezuma
SBA loans in Montezuma (504)
- Approvals3
- Gross approval$632,000
- Average approval$210,667
- Median approval$202,000
- Largest approval$297,000
- Jobs supported3
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Montezuma
Flood risk in Montezuma
- Listed NFIP communities1
- Of those, participating1
- NFIP community number130132
- Currently effective map date08/18/09
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Macon County, not Montezuma
Macon County context, not Montezuma figures
These are Macon County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Montezuma measurements.
- Establishments in Macon County172
- Employment at those establishments, Macon County1,948
- Covered employment, Macon County2,873
- Average annual pay, Macon County$54,399
- Average weekly wage, Macon County$1,046
- Housing units permitted, Macon County13
- Of those, single family, Macon County13
- County product, 2024, Macon County$615,540,000
- County product change over the prior year, Macon County10.0 percent
- Average income of an arriving household, Macon County$37,106
Every figure in this section is published for Macon County as a whole and is not a measurement of Montezuma. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Montezuma questions, answered from the record.
How many people live in Montezuma, Georgia?
2,966, in 1,146 households. Montezuma city covers 4.56 square miles of land, which is 650 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Montezuma in?
Macon County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Montezuma?
$46,875. The median owner-occupied home is valued at $107,700. Median gross rent is $673 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Montezuma businesses?
8 7(a) approvals totalling $20.2 m, across 5 lenders, median approval $1,645,100, plus 3 504 approvals worth $632,000. These count approvals to borrowers whose address is in Montezuma, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Montezuma borrowers get paid back?
No rate is published for Montezuma. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Montezuma in the National Flood Insurance Program?
Yes. Montezuma appears in the FEMA Community Status Book as community 130132, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Montezuma figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Macon County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Montezuma.
Is zoning published for Montezuma?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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