HomeGeorgiaOconee CountyWatkinsville
Watkinsville, Georgia: commercial real estate data.
Watkinsville is a Census city of 3,350 people across 3.30 square miles of land, in Oconee County. Median household income is $92,147, 73.1 percent of occupied homes are owned, and the SBA record carries 27 7(a) approvals to borrowers here worth $13.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Watkinsville
What Watkinsville is
- Census place typecity
- Land area3.3 sq mi
- Water area0.04 sq mi
- Population per square mile of land1,014
- County holding the largest share of its areaOconee County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Watkinsville
How many people live in Watkinsville
- Population3,350
- Median age34.1
- Population under 18883
- Share under 1826.4 percent
- Population 65 and over415 plus or minus 132
- Share 65 and over12.4 percent plus or minus 3.9
- Households1,115
- Family households823
- Share of households that are families73.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Watkinsville
Income and work in Watkinsville
- Median household income$92,147
- Per capita income$40,431
- Civilian labor force1,908
- Employed1,822
- Unemployed86 plus or minus 60
- Unemployment rate4.5 percent plus or minus 3.1
- Adults 25 and over2,037
- Adults 25 and over with a high school diploma or higher96.0 percent
- Adults 25 and over with a bachelor degree or higher53.2 percent
- Adults 25 and over with a graduate degree25.9 percent plus or minus 6.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Watkinsville
Housing in Watkinsville
- Housing units1,190
- Occupied units1,115
- Vacant units75 plus or minus 66
- Vacancy rate6.3 percent plus or minus 5.5
- Owner occupied815
- Renter occupied300 plus or minus 102
- Ownership rate73.1 percent
- Median owner-occupied home value$367,800
- Median gross rent, monthly$1,541
- Annual rent as a share of median income20.1 percent plus or minus 4.6
- Single family units1,131
- Share single family95.0 percent
- Units in buildings of two or more39 plus or minus 31
- Share in buildings of two or more3.3 percent plus or minus 2.6
- Mobile homes16 plus or minus 26
- Median year structure built1989
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Watkinsville
How Watkinsville gets to work
- Workers 16 and over who commute1,607
- Commuting under 15 minutes370 plus or minus 102
- Share commuting under 15 minutes23.0 percent plus or minus 5.9
- Commuting 30 minutes or more360 plus or minus 118
- Share commuting 30 minutes or more22.4 percent plus or minus 6.9
- Drove alone82.5 percent
- Carpooled6.3 percent plus or minus 4.0
- Public transport0.0 percent
- Walked0.7 percent plus or minus 1.1
- Worked from home10.1 percent plus or minus 3.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Watkinsville
SBA loans in Watkinsville (7(a))
- Approvals27
- Gross approval$13,788,300
- Average approval$510,678
- Median approval$300,000
- Ninetieth percentile approval$1,053,400
- Largest approval$3,557,000
- Jobs supported318
- Jobs per approval11.8
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more18.5 percent
- Share to franchises37.0 percent
- Distinct lenders12
- Distinct industries by NAICS17
Counted by borrower city: approvals to borrowers whose address is in Watkinsville, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Watkinsville
SBA loans in Watkinsville (504)
- Approvals16
- Gross approval$15,106,000
- Average approval$944,125
- Median approval$480,000
- Largest approval$4,091,000
- Jobs supported91
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Watkinsville, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Watkinsville
Flood risk in Watkinsville
- NFIP communityCity of Watkinsville
- NFIP community number130369
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/15/22
The City of Watkinsville participates in the National Flood Insurance Program as community 130369 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Oconee County, not Watkinsville
Oconee County context, not Watkinsville figures
- Establishments in Oconee County1,458
- Covered employment, Oconee County16,112
- Average annual pay, Oconee County$51,898
- Housing units permitted, Oconee County334
Every figure in this section is published for Oconee County as a whole and is not a measurement of Watkinsville.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Watkinsville questions, answered from the record.
How many people live in Watkinsville, Georgia?
3,350, in 1,115 households. Watkinsville city covers 3.30 square miles of land, which is 1,014 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Watkinsville in?
Oconee County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Watkinsville?
$92,147. The median owner-occupied home is valued at $367,800. Median gross rent is $1,541 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Watkinsville businesses?
27 7(a) approvals totaling $13.8 m since FY2020, across 12 lenders, median approval $300,000, plus 16 504 approvals worth $15.1 m since FY2010. These count approvals to borrowers whose address is in Watkinsville, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Watkinsville borrowers get paid back?
No rate is published for Watkinsville. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Watkinsville in the National Flood Insurance Program?
Yes. Watkinsville appears in the FEMA Community Status Book as Watkinsville, city of, community 130369, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Watkinsville figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Oconee County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Watkinsville.
Is zoning published for Watkinsville?
No. Nothing on this page presents parcel level zoning.
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