HomeGeorgiaPickens CountyTalking Rock
Talking Rock, Georgia: commercial real estate data.
Talking Rock is a Census town of 274 people across 2.06 square miles of land, in Pickens County. Median household income is $250,001, 98.3 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $7.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
This is a small place, and the figures below carry wide margins.
The American Community Survey reaches Talking Rock through a sample, not a count, and in a place this size that sample is thin. The population estimate here is 274 with a margin of error of plus or minus 162, which is 59.1 percent of the estimate itself. Every figure whose margin reaches 20 percent is printed with that margin beside it, so you can see the width of each one rather than having to assume it.
Nothing has been removed or adjusted. These are the published federal estimates, shown with the uncertainty the Census publishes alongside them.
Talking Rock
What Talking Rock is
- Census place typetown
- Land area2.06 sq mi
- Water area0.02 sq mi
- Population per square mile of land133 plus or minus 79
- County holding the largest share of its areaPickens County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Talking Rock
How many people live in Talking Rock
- Population274 plus or minus 162
- Median age56.6 plus or minus 17.8
- Population under 1827 plus or minus 25
- Share under 189.9 percent plus or minus 6.9
- Population 65 and over36 plus or minus 31
- Share 65 and over13.1 percent plus or minus 8.1
- Households115 plus or minus 88
- Family households111 plus or minus 89
- Share of households that are families96.5 percent plus or minus 23.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Talking Rock
Income and work in Talking Rock
- Median household income$250,001
- Per capita income$95,181 plus or minus $72,709
- Civilian labor force154 plus or minus 105
- Employed151 plus or minus 106
- Unemployed3 plus or minus 5
- Unemployment rate1.9 percent plus or minus 3.0
- Adults 25 and over237 plus or minus 160
- Adults 25 and over with a high school diploma or higher92.4 percent plus or minus 82.1
- Adults 25 and over with a bachelor degree or higher34.6 percent plus or minus 30.4
- Adults 25 and over with a graduate degree30.8 percent plus or minus 31.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Talking Rock
Housing in Talking Rock
- Housing units124 plus or minus 88
- Occupied units115 plus or minus 88
- Vacant units9 plus or minus 13
- Vacancy rate7.3 percent plus or minus 9.1
- Owner occupied113 plus or minus 88
- Renter occupied2 plus or minus 3
- Ownership rate98.3 percent
- Median owner-occupied home value$572,200 plus or minus $223,828
- Single family units117 plus or minus 89
- Share single family94.4 percent plus or minus 26.1
- Units in buildings of two or more0
- Share in buildings of two or more0.0 percent
- Mobile homes7 plus or minus 10
- Median year structure built2021
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Talking Rock
How Talking Rock gets to work
- Workers 16 and over who commute151 plus or minus 106
- Commuting under 15 minutes13 plus or minus 19
- Share commuting under 15 minutes8.6 percent plus or minus 10.7
- Commuting 30 minutes or more122 plus or minus 105
- Share commuting 30 minutes or more80.8 percent plus or minus 40.8
- Drove alone100.0 percent
- Carpooled0.0 percent
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home0.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Talking Rock
SBA loans in Talking Rock (7(a))
- Approvals5
- Gross approval$7,199,000
- Average approval$1,439,800
- Median approval$750,000
- Largest approval$2,940,000
- Jobs supported25
- Jobs per approval5.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more40.0 percent
- Share to franchises0.0 percent
- Distinct lenders5
- Distinct industries by NAICS5
Counted by borrower city: approvals to borrowers whose address is in Talking Rock, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Talking Rock
Flood risk in Talking Rock
- NFIP communityTown of Talking Rock
- NFIP community number130150
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/29/10(M)
The Town of Talking Rock participates in the National Flood Insurance Program as community 130150 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Pickens County, not Talking Rock
Pickens County context, not Talking Rock figures
- Establishments in Pickens County809
- Covered employment, Pickens County9,212
- Average annual pay, Pickens County$55,748
- Housing units permitted, Pickens County259
Every figure in this section is published for Pickens County as a whole and is not a measurement of Talking Rock.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Talking Rock questions, answered from the record.
How many people live in Talking Rock, Georgia?
274, in 115 households. Talking Rock town covers 2.06 square miles of land, which is 133 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Talking Rock in?
Pickens County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Talking Rock?
$250,001. The median owner-occupied home is valued at $572,200. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Talking Rock businesses?
5 7(a) approvals totaling $7.2 m since FY2020, across 5 lenders, median approval $750,000. These count approvals to borrowers whose address is in Talking Rock, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Talking Rock borrowers get paid back?
No rate is published for Talking Rock. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Talking Rock in the National Flood Insurance Program?
Yes. Talking Rock appears in the FEMA Community Status Book as Talking Rock, town of, community 130150, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Talking Rock figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Pickens County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Talking Rock.
Is zoning published for Talking Rock?
No. Nothing on this page presents parcel level zoning.