HomeGeorgiaPolk CountyCedartown city
Cedartown city, Georgia: commercial real estate data.
Cedartown city is a Census city of 10,227 people across 9.11 square miles of land, in Polk County. Median household income is $34,754, 43.3 percent of occupied homes are owned, and the SBA record carries 10 7(a) approvals to borrowers here worth $9.2 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Cedartown
What Cedartown is
- Census place typecity
- Land area9.11 sq mi
- Water area0.03 sq mi
- Population per square mile of land1,123
- County holding the largest share of its areaPolk County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cedartown
How many people live in Cedartown
- Population10,227
- Median age29.5
- Population under 182,890
- Share under 1828.3 percent
- Population 65 and over1,301
- Share 65 and over12.7 percent
- Households3,728
- Family households2,330
- Share of households that are families62.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cedartown
Income and work in Cedartown
- Median household income$34,754 plus or minus $9,511
- Per capita income$25,938 plus or minus $5,494
- Civilian labor force4,302
- Employed4,010
- Unemployed292 plus or minus 152
- Unemployment rate6.8 percent plus or minus 3.5
- Adults 25 and over6,008
- Adults 25 and over with a high school diploma or higher81.4 percent
- Adults 25 and over with a bachelor degree or higher15.0 percent plus or minus 5.0
- Adults 25 and over with a graduate degree5.5 percent plus or minus 2.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cedartown
Housing in Cedartown
- Housing units4,050
- Occupied units3,728
- Vacant units322 plus or minus 171
- Vacancy rate8.0 percent plus or minus 4.2
- Owner occupied1,615 plus or minus 343
- Renter occupied2,113
- Ownership rate43.3 percent
- Median owner-occupied home value$147,200
- Median gross rent, monthly$896
- Annual rent as a share of median income30.9 percent plus or minus 8.8
- Single family units2,954
- Share single family72.9 percent
- Units in buildings of two or more982 plus or minus 297
- Share in buildings of two or more24.2 percent plus or minus 7.1
- Mobile homes114 plus or minus 61
- Median year structure built1974
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cedartown
How Cedartown gets to work
- Workers 16 and over who commute3,964
- Commuting under 15 minutes1,363 plus or minus 319
- Share commuting under 15 minutes34.4 percent plus or minus 7.5
- Commuting 30 minutes or more1,628 plus or minus 416
- Share commuting 30 minutes or more41.1 percent plus or minus 9.9
- Drove alone78.1 percent
- Carpooled11.9 percent plus or minus 6.1
- Public transport1.8 percent plus or minus 2.6
- Walked2.5 percent plus or minus 2.1
- Worked from home0.9 percent plus or minus 1.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cedartown
SBA loans in Cedartown (7(a))
- Approvals10
- Gross approval$9,234,300
- Average approval$923,430
- Median approval$935,000
- Ninetieth percentile approval$2,967,100
- Largest approval$2,967,100
- Jobs supported29
- Jobs per approval2.9
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more70.0 percent
- Share to franchises50.0 percent
- Distinct lenders9
- Distinct industries by NAICS7
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cedartown
SBA loans in Cedartown (504)
- Approvals4
- Gross approval$3,625,000
- Average approval$906,250
- Median approval$1,275,000
- Largest approval$1,750,000
- Jobs supported61
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cedartown
Flood risk in Cedartown
- Listed NFIP communities1
- Of those, participating1
- NFIP community number130153
- Currently effective map date09/26/08
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Polk County, not Cedartown
Polk County context, not Cedartown figures
These are Polk County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Cedartown measurements.
- Establishments in Polk County670
- Employment at those establishments, Polk County10,640
- Covered employment, Polk County11,149
- Average annual pay, Polk County$48,735
- Average weekly wage, Polk County$937
- Housing units permitted, Polk County147
- Of those, single family, Polk County130
- County product, 2024, Polk County$1,740,318,000
- County product change over the prior year, Polk County4.6 percent
- Average income of an arriving household, Polk County$49,375
Every figure in this section is published for Polk County as a whole and is not a measurement of Cedartown. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Cedartown questions, answered from the record.
How many people live in Cedartown, Georgia?
10,227, in 3,728 households. Cedartown city covers 9.11 square miles of land, which is 1,123 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cedartown in?
Polk County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cedartown?
$34,754. The median owner-occupied home is valued at $147,200. Median gross rent is $896 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cedartown businesses?
10 7(a) approvals totalling $9.2 m, across 9 lenders, median approval $935,000, plus 4 504 approvals worth $3.6 m. These count approvals to borrowers whose address is in Cedartown, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cedartown borrowers get paid back?
No rate is published for Cedartown. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Cedartown in the National Flood Insurance Program?
Yes. Cedartown appears in the FEMA Community Status Book as community 130153, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cedartown figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Polk County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cedartown.
Is zoning published for Cedartown?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.