HomeGeorgiaPolk CountyCedartown
Cedartown, Georgia: commercial real estate data.
Cedartown is a Census city of 10,227 people across 9.11 square miles of land, in Polk County. Median household income is $34,754, 43.3 percent of occupied homes are owned, and the SBA record carries 10 7(a) approvals to borrowers here worth $9.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Cedartown
What Cedartown is
- Census place typecity
- Land area9.11 sq mi
- Water area0.03 sq mi
- Population per square mile of land1,123
- County holding the largest share of its areaPolk County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cedartown
How many people live in Cedartown
- Population10,227
- Median age29.5
- Population under 182,890
- Share under 1828.3 percent
- Population 65 and over1,301
- Share 65 and over12.7 percent
- Households3,728
- Family households2,330
- Share of households that are families62.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cedartown
Income and work in Cedartown
- Median household income$34,754 plus or minus $9,511
- Per capita income$25,938 plus or minus $5,494
- Civilian labor force4,302
- Employed4,010
- Unemployed292 plus or minus 152
- Unemployment rate6.8 percent plus or minus 3.5
- Adults 25 and over6,008
- Adults 25 and over with a high school diploma or higher81.4 percent
- Adults 25 and over with a bachelor degree or higher15.0 percent plus or minus 5.0
- Adults 25 and over with a graduate degree5.5 percent plus or minus 2.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cedartown
Housing in Cedartown
- Housing units4,050
- Occupied units3,728
- Vacant units322 plus or minus 171
- Vacancy rate8.0 percent plus or minus 4.2
- Owner occupied1,615 plus or minus 343
- Renter occupied2,113
- Ownership rate43.3 percent
- Median owner-occupied home value$147,200
- Median gross rent, monthly$896
- Annual rent as a share of median income30.9 percent plus or minus 8.8
- Single family units2,954
- Share single family72.9 percent
- Units in buildings of two or more982 plus or minus 297
- Share in buildings of two or more24.2 percent plus or minus 7.1
- Mobile homes114 plus or minus 61
- Median year structure built1974
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cedartown
How Cedartown gets to work
- Workers 16 and over who commute3,964
- Commuting under 15 minutes1,363 plus or minus 319
- Share commuting under 15 minutes34.4 percent plus or minus 7.5
- Commuting 30 minutes or more1,628 plus or minus 416
- Share commuting 30 minutes or more41.1 percent plus or minus 9.9
- Drove alone78.1 percent
- Carpooled11.9 percent plus or minus 6.1
- Public transport1.8 percent plus or minus 2.6
- Walked2.5 percent plus or minus 2.1
- Worked from home0.9 percent plus or minus 1.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cedartown
SBA loans in Cedartown (7(a))
- Approvals10
- Gross approval$9,234,300
- Average approval$923,430
- Median approval$547,750
- Largest approval$2,967,100
- Jobs supported29
- Jobs per approval2.9
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more70.0 percent
- Share to franchises50.0 percent
- Distinct lenders9
- Distinct industries by NAICS7
Counted by borrower city: approvals to borrowers whose address is in Cedartown, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cedartown
SBA loans in Cedartown (504)
- Approvals4
- Gross approval$3,625,000
- Average approval$906,250
- Median approval$898,500
- Largest approval$1,750,000
- Jobs supported61
- Loans with a final outcome1
- Charged off0
- Median term270 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Cedartown, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cedartown
Flood risk in Cedartown
- NFIP communityCity of Cedartown
- NFIP community number130153
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/26/08
The City of Cedartown participates in the National Flood Insurance Program as community 130153 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Polk County, not Cedartown
Polk County context, not Cedartown figures
- Establishments in Polk County670
- Covered employment, Polk County11,149
- Average annual pay, Polk County$48,735
- Housing units permitted, Polk County147
Every figure in this section is published for Polk County as a whole and is not a measurement of Cedartown.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Cedartown questions, answered from the record.
How many people live in Cedartown, Georgia?
10,227, in 3,728 households. Cedartown city covers 9.11 square miles of land, which is 1,123 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cedartown in?
Polk County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cedartown?
$34,754. The median owner-occupied home is valued at $147,200. Median gross rent is $896 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cedartown businesses?
10 7(a) approvals totaling $9.2 m since FY2020, across 9 lenders, median approval $547,750, plus 4 504 approvals worth $3.6 m since FY2010. These count approvals to borrowers whose address is in Cedartown, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cedartown borrowers get paid back?
No rate is published for Cedartown. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Cedartown in the National Flood Insurance Program?
Yes. Cedartown appears in the FEMA Community Status Book as Cedartown, city of, community 130153, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cedartown figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Polk County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cedartown.
Is zoning published for Cedartown?
No. Nothing on this page presents parcel level zoning.