HomeGeorgiaRabun CountyClayton
Clayton, Georgia: commercial real estate data.
Clayton is a Census city of 2,018 people across 3.40 square miles of land, in Rabun County. Median household income is $57,083, 63.5 percent of occupied homes are owned, and the SBA record carries 11 7(a) approvals to borrowers here worth $7.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Clayton
What Clayton is
- Census place typecity
- Land area3.4 sq mi
- Water area0 sq mi
- Population per square mile of land594
- County holding the largest share of its areaRabun County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clayton
How many people live in Clayton
- Population2,018
- Median age45.7
- Population under 18368 plus or minus 116
- Share under 1818.2 percent plus or minus 4.6
- Population 65 and over495 plus or minus 126
- Share 65 and over24.5 percent
- Households944
- Family households480 plus or minus 125
- Share of households that are families50.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clayton
Income and work in Clayton
- Median household income$57,083 plus or minus $22,100
- Per capita income$35,335
- Civilian labor force956 plus or minus 229
- Employed945 plus or minus 231
- Unemployed11 plus or minus 11
- Unemployment rate1.2 percent plus or minus 1.1
- Adults 25 and over1,489
- Adults 25 and over with a high school diploma or higher81.7 percent plus or minus 19.6
- Adults 25 and over with a bachelor degree or higher25.5 percent plus or minus 6.1
- Adults 25 and over with a graduate degree7.5 percent plus or minus 3.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clayton
Housing in Clayton
- Housing units1,156
- Occupied units944
- Vacant units212 plus or minus 99
- Vacancy rate18.3 percent plus or minus 7.9
- Owner occupied599 plus or minus 134
- Renter occupied345 plus or minus 125
- Ownership rate63.5 percent
- Median owner-occupied home value$249,600 plus or minus $52,334
- Median gross rent, monthly$814
- Annual rent as a share of median income17.1 percent plus or minus 6.9
- Single family units817 plus or minus 172
- Share single family70.7 percent
- Units in buildings of two or more295 plus or minus 114
- Share in buildings of two or more25.5 percent plus or minus 8.7
- Mobile homes44 plus or minus 38
- Median year structure built1978
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clayton
How Clayton gets to work
- Workers 16 and over who commute788 plus or minus 216
- Commuting under 15 minutes476 plus or minus 157
- Share commuting under 15 minutes60.4 percent
- Commuting 30 minutes or more138 plus or minus 86
- Share commuting 30 minutes or more17.5 percent plus or minus 9.8
- Drove alone66.5 percent
- Carpooled11.9 percent plus or minus 8.4
- Public transport0.0 percent
- Walked2.4 percent plus or minus 3.0
- Worked from home16.6 percent plus or minus 9.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clayton
SBA loans in Clayton (7(a))
- Approvals11
- Gross approval$7,200,100
- Average approval$654,555
- Median approval$470,000
- Largest approval$2,539,400
- Jobs supported89
- Jobs per approval8.1
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more54.5 percent
- Share to franchises9.1 percent
- Distinct lenders8
- Distinct industries by NAICS10
Counted by borrower city: approvals to borrowers whose address is in Clayton, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Clayton
SBA loans in Clayton (504)
- Approvals7
- Gross approval$5,075,000
- Average approval$725,000
- Median approval$411,000
- Largest approval$2,419,000
- Jobs supported47
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Clayton, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Clayton
Flood risk in Clayton
- NFIP communityCity of Clayton
- NFIP community number130157
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date11/13/26(>)
The City of Clayton participates in the National Flood Insurance Program as community 130157 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Rabun County, not Clayton
Rabun County context, not Clayton figures
- Establishments in Rabun County535
- Covered employment, Rabun County5,758
- Average annual pay, Rabun County$41,641
- Housing units permitted, Rabun County146
Every figure in this section is published for Rabun County as a whole and is not a measurement of Clayton.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Clayton questions, answered from the record.
How many people live in Clayton, Georgia?
2,018, in 944 households. Clayton city covers 3.40 square miles of land, which is 594 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Clayton in?
Rabun County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Clayton?
$57,083. The median owner-occupied home is valued at $249,600. Median gross rent is $814 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Clayton businesses?
11 7(a) approvals totaling $7.2 m since FY2020, across 8 lenders, median approval $470,000, plus 7 504 approvals worth $5.1 m since FY2010. These count approvals to borrowers whose address is in Clayton, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Clayton borrowers get paid back?
No rate is published for Clayton. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Clayton in the National Flood Insurance Program?
Yes. Clayton appears in the FEMA Community Status Book as Clayton, city of, community 130157, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Clayton figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Rabun County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Clayton.
Is zoning published for Clayton?
No. Nothing on this page presents parcel level zoning.
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