HomeGeorgiaRichmond CountyHephzibah
Hephzibah, Georgia: commercial real estate data.
Hephzibah is a Census city of 3,747 people across 19.49 square miles of land, in Richmond County. Median household income is $65,109, 71.0 percent of occupied homes are owned, and the SBA record carries 9 7(a) approvals to borrowers here worth $8.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Hephzibah
What Hephzibah is
- Census place typecity
- Land area19.49 sq mi
- Water area0.07 sq mi
- Population per square mile of land192
- County holding the largest share of its areaRichmond County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hephzibah
How many people live in Hephzibah
- Population3,747
- Median age36.4
- Population under 181,015 plus or minus 274
- Share under 1827.1 percent plus or minus 7.1
- Population 65 and over709 plus or minus 175
- Share 65 and over18.9 percent plus or minus 4.5
- Households1,188
- Family households742
- Share of households that are families62.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hephzibah
Income and work in Hephzibah
- Median household income$65,109 plus or minus $24,821
- Per capita income$28,722
- Civilian labor force1,482
- Employed1,381
- Unemployed101 plus or minus 95
- Unemployment rate6.8 percent plus or minus 6.3
- Adults 25 and over2,457
- Adults 25 and over with a high school diploma or higher84.7 percent
- Adults 25 and over with a bachelor degree or higher20.1 percent plus or minus 7.3
- Adults 25 and over with a graduate degree6.1 percent plus or minus 4.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hephzibah
Housing in Hephzibah
- Housing units1,384
- Occupied units1,188
- Vacant units196 plus or minus 104
- Vacancy rate14.2 percent plus or minus 7.3
- Owner occupied844 plus or minus 170
- Renter occupied344 plus or minus 112
- Ownership rate71.0 percent
- Median owner-occupied home value$185,700
- Median gross rent, monthly$1,127 plus or minus $514
- Annual rent as a share of median income20.8 percent plus or minus 12.3
- Single family units947
- Share single family68.4 percent
- Units in buildings of two or more14 plus or minus 26
- Share in buildings of two or more1.0 percent plus or minus 1.9
- Mobile homes423 plus or minus 165
- Median year structure built1985
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hephzibah
How Hephzibah gets to work
- Workers 16 and over who commute1,253 plus or minus 252
- Commuting under 15 minutes149 plus or minus 84
- Share commuting under 15 minutes11.9 percent plus or minus 6.2
- Commuting 30 minutes or more773 plus or minus 264
- Share commuting 30 minutes or more61.7 percent plus or minus 17.0
- Drove alone81.2 percent
- Carpooled9.7 percent plus or minus 7.7
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home8.3 percent plus or minus 4.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hephzibah
SBA loans in Hephzibah (7(a))
- Approvals9
- Gross approval$8,752,500
- Average approval$972,500
- Median approval$1,677,000
- Largest approval$1,821,500
- Jobs supported31
- Jobs per approval3.4
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more44.4 percent
- Share to franchises11.1 percent
- Distinct lenders6
- Distinct industries by NAICS9
Counted by borrower city: approvals to borrowers whose address is in Hephzibah, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Hephzibah
SBA loans in Hephzibah (504)
- Approvals2
- Gross approval$2,267,000
- Average approval$1,133,500
- Median approval$1,133,500
- Largest approval$1,873,000
- Jobs supported17
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Hephzibah, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Hephzibah
Flood risk in Hephzibah
- NFIP communityCity of Hephzibah
- NFIP community number130442
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date11/15/19
The City of Hephzibah participates in the National Flood Insurance Program as community 130442 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Richmond County, not Hephzibah
Richmond County context, not Hephzibah figures
- Establishments in Richmond County4,279
- Covered employment, Richmond County104,210
- Average annual pay, Richmond County$58,481
- Housing units permitted, Richmond County558
Every figure in this section is published for Richmond County as a whole and is not a measurement of Hephzibah.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Hephzibah questions, answered from the record.
How many people live in Hephzibah, Georgia?
3,747, in 1,188 households. Hephzibah city covers 19.49 square miles of land, which is 192 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Hephzibah in?
Richmond County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Hephzibah?
$65,109. The median owner-occupied home is valued at $185,700. Median gross rent is $1,127 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Hephzibah businesses?
9 7(a) approvals totaling $8.8 m since FY2020, across 6 lenders, median approval $1,677,000, plus 2 504 approvals worth $2.3 m since FY2010. These count approvals to borrowers whose address is in Hephzibah, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Hephzibah borrowers get paid back?
No rate is published for Hephzibah. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Hephzibah in the National Flood Insurance Program?
Yes. Hephzibah appears in the FEMA Community Status Book as Hephzibah, city of, community 130442, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Hephzibah figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Richmond County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Hephzibah.
Is zoning published for Hephzibah?
No. Nothing on this page presents parcel level zoning.