Schley County, Georgia: commercial real estate data.
Schley County, Georgia had an estimated 4,503 residents on July 1, 2024, down 1.0 percent since the 2020 census base of 4,550, across 167 square miles. County output reached $155.2 m in 2024, 74 establishments operate here, and the SBA record carries 1 7(a) approvals worth $715,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Schley County
How many people live in Schley County
- Population, American Community Survey 2020-20244,513
- Households1,639
- Average household size2.75
- Median household income$56,875
- Median age41.5
- Median gross rent$816 per month
- Median owner-occupied home value$143,900
- Home value to household income2.5 times
- Annual rent as a share of median income17.2 percent
- Adults 25 and over with a bachelor degree or higher22.2 percent
- Adults 25 and over with a graduate degree10.0 percent
- Adults 25 and over3,101
- Population under 181,112
- Share under 1824.6 percent
- Population 65 and over660
- Share 65 and over14.6 percent
- Working age population, 18 to 642,741
- Civilian labor force1,983
- Unemployment rate7.6 percent
- Labor force participation, adults 18 and over58.3 percent
- Rank by population among Georgia counties152nd of 159
- Rank by population among US county-equivalents, Puerto Rico included2933rd of 3,222
Schley County is the 152nd largest of 159 Georgia counties by population. A median home costs 2.5 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 24.6 percent against 14.6 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Schley County
Is Schley County's population growing?
- Population, July 1, 20244,503
- Census 2020 base population4,550
- Population change since the 2020 census base-1.03 percent
- Population change, 2023 to 2024-31
- Births, 202447
- Deaths, 202463
- Natural change, 2024-16
- Net domestic migration, 2024-14
- Net international migration, 20240
- Total net migration, 2024-14
- Cumulative net domestic migration, 2021 to 2024-14
- Rank by growth among US county-equivalents2197th of 3,144
The county has lost 1.03 percent of its population since the 2020 census base. The population fell in 2024 from both sources: deaths exceeded births and more people left than moved in.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Schley County
Where are people moving to Schley County from?
- Tax returns filed by households arriving113
- People arriving, from those returns262
- Tax returns filed by households leaving96
- Net household movement17
- Adjusted gross income arriving$7.0 m
- Net adjusted gross income movement$3.1 m
- Average income of an arriving household$61,558
- Average income of a leaving household$40,542
- Largest single originSumter County (33 households)
- Largest single destinationSumter County (29 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Sumter County | 33 | 86 | $1.7 m |
Households arriving report $21,016 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Sumter County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Schley County
What is the Schley County economy?
- County GDP, 2024$155.2 m
- County GDP, 2023$143.7 m
- GDP change, 2023 to 20248.0 percent
- GDP change over five years31.3 percent
- Rank by GDP among the Georgia areas BEA publishes149th of 159
- Rank by GDP among the US county areas BEA publishes2969th of 3,127
- GDP per resident$34,395
Output grew 8.0 percent in the latest year and 31.3 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Schley County
Employment by industry in Schley County
- Covered employment, annual average1,152
- Establishments reporting78
- Average annual pay$46,268
- Average weekly wage$890
- Wholesale trade, employment83
- Wholesale trade, average annual pay$46,145
- Retail trade, employment76
- Retail trade, average annual pay$27,256
- Accommodation and food services, employment44
- Accommodation and food services, average annual pay$24,229
- Other services, except public administration, employment31
- Other services, except public administration, average annual pay$44,610
- Unclassified establishments, employment4
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Wholesale trade | 83 | 4 | $46,145 |
| Retail trade | 76 | 8 | $27,256 |
| Accommodation and food services | 44 | 4 | $24,229 |
| Other services, except public administration | 31 | 9 | $44,610 |
| Unclassified establishments | 4 | 4 | $17,694 |
Wholesale trade is the largest private sector at 83 jobs, 7.2 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Schley County
How many businesses are in Schley County?
- Establishments, all industries74
- Employment at those establishments937
- Annual payroll$40.4 m
- Establishments per 1,000 residents16.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Schley County
Building permits in Schley County
- Housing units authorized by permit, 202418
- Declared construction value permitted$3.8 m
- Single family units authorized18
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$212,798
- Units authorized per 1,000 households11.0
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Schley County
SBA loans in Schley County (7(a) and 504)
- 7(a) approvals recorded1
- 7(a) gross approval dollars$715,000
- Average 7(a) approval$715,000
- Median 7(a) approval$715,000
- Largest single approval$715,000
- Jobs reported supported, 7(a)2
- Jobs per approval2.0
- Distinct 7(a) lenders active1
- Distinct industries receiving approvals1
- Median 7(a) term180 months
- Share of loans on real estate terms, 240 months or longer0.0 percent
- Loans on real estate terms0
- Loans on working capital terms, 120 months or shorter0
- Franchise loans0
- Franchise share of approvals0.0 percent
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Schley County
SBA loan default and charge-off rates in Schley County
Do SBA loans in Schley County get paid back?
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Exempt from disclosure1
Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Schley County
How large is Schley County?
- Land area167 sq mi
- Rank by land area among Georgia counties151st of 159
- Width, east to west14.5 mi
- Height, north to south17.6 mi
- Geographies sharing a boundary4
- Residents per square mile of land27
- Establishments per square mile0.44
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Schley County
Flood risk in Schley County
- Participation of the county's own NFIP community Schley County, unincorporated areasParticipating, community 135267
- Communities in the county in the NFIP Community Status Book2
- Of those, participating in the NFIP2
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Schley County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Schley County (community 135267), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Schley County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Schley County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Schley County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-20244,513
- Households1,639
- Average household size2.75
- Median household income$56,875
- Median age41.5
Common questions
Schley County questions, answered from the record.
How many people live in Schley County, Georgia?
The Census Bureau estimates 4,503 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 4,513, in 1,639 households, ranking 152nd of 159 Georgia counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Schley County's population growing?
The population has fallen 1.03 percent since the 2020 census base of 4,550, to 4,503 on July 1, 2024. In 2024 there were 47 births against 63 deaths, with net migration of -14. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Schley County?
$56,875. The median owner-occupied home is valued at $143,900, which is 2.5 times income, and median gross rent is $816 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Schley County?
74 establishments, employing 937 people with an annual payroll of $40.4 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Schley County?
Wholesale trade is the largest private sector at 83 jobs, 7.2 percent of covered employment. Covered employment averages 1,152 jobs at an average annual pay of $46,268, or $890 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Schley County?
1 7(a) approvals totaling $715,000 since FY2020, across 1 lenders, with a median approval of $715,000. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Schley County?
18 housing units were authorized by permit in 2024, with a declared construction value of $3.8 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Schley County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Schley County come from?
The largest single origin is Sumter County, with 33 households. Arriving households report an average income of $61,558 against $40,542 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Schley County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Schley County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Schley County
Cities and places in Schley.
1 Census place lies wholly or partly in Schley County. It carries enough published place level data for a page of its own and is linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Ellaville | city | 1,668 | 1 | Wholly in this county |
Nearby