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HomeGeorgiaStephens CountyMartin town

Martin town, Georgia: commercial real estate data.

Martin town is a Census town of 422 people across 2.51 square miles of land, lying across Stephens County and Franklin County. Median household income is $45,313, 72.4 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $2.1 m.

71 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency

Martin

What Martin is

  • Census place typetown
  • Land area2.51 sq mi
  • Water area0.02 sq mi
  • Population per square mile of land168 plus or minus 66
  • County holding the largest share of its areaStephens County, 96.9 percent
  • Counties this place lies inStephens County 96.9 percent, Franklin County 3.1 percent

Martin town crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Martin

How many people live in Martin

  • Population422 plus or minus 165
  • Median age35.0 plus or minus 8.2
  • Population under 18113 plus or minus 56
  • Share under 1826.8 percent plus or minus 8.2
  • Population 65 and over79 plus or minus 31
  • Share 65 and over18.7 percent
  • Households170 plus or minus 59
  • Family households99 plus or minus 50
  • Share of households that are families58.2 percent plus or minus 21.4

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Martin

Income and work in Martin

  • Median household income$45,313 plus or minus $13,525
  • Per capita income$31,710 plus or minus $11,659
  • Civilian labor force204 plus or minus 95
  • Employed187 plus or minus 86
  • Unemployed17 plus or minus 29
  • Unemployment rate8.3 percent plus or minus 13.7
  • Adults 25 and over292 plus or minus 105
  • Adults 25 and over with a high school diploma or higher83.9 percent plus or minus 40.0
  • Adults 25 and over with a bachelor degree or higher4.8 percent plus or minus 6.6
  • Adults 25 and over with a graduate degree1.4 percent plus or minus 5.2

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Martin

Housing in Martin

  • Housing units188 plus or minus 64
  • Occupied units170 plus or minus 59
  • Vacant units18 plus or minus 20
  • Vacancy rate9.6 percent plus or minus 10.1
  • Owner occupied123 plus or minus 53
  • Renter occupied47 plus or minus 28
  • Ownership rate72.4 percent plus or minus 18.5
  • Median owner-occupied home value$164,400
  • Median gross rent, monthly$869 plus or minus $200
  • Annual rent as a share of median income23.0 percent plus or minus 8.7
  • Single family units131 plus or minus 58
  • Share single family69.7 percent plus or minus 19.5
  • Units in buildings of two or more0
  • Share in buildings of two or more0.0 percent
  • Mobile homes57 plus or minus 24
  • Median year structure built1977

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Martin

How Martin gets to work

  • Workers 16 and over who commute152 plus or minus 75
  • Commuting under 15 minutes48 plus or minus 40
  • Share commuting under 15 minutes31.6 percent plus or minus 21.2
  • Commuting 30 minutes or more49 plus or minus 35
  • Share commuting 30 minutes or more32.2 percent plus or minus 17.0
  • Drove alone69.1 percent plus or minus 22.1
  • Carpooled16.3 percent plus or minus 13.2
  • Public transport0.0 percent
  • Walked0.0 percent
  • Worked from home14.6 percent plus or minus 11.0

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Martin

SBA loans in Martin (7(a))

  • Approvals2
  • Gross approval$2,107,600
  • Average approval$1,053,800
  • Median approval$1,250,000
  • Ninetieth percentile approval$1,250,000
  • Largest approval$1,250,000
  • Jobs supported4
  • Jobs per approval2.0
  • Loans with a final outcome2
  • Paid in full2
  • Charged off0
  • Median term240 months
  • Share on real estate terms of 20 years or more100.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders2
  • Distinct industries by NAICS1

A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Martin

Flood risk in Martin

  • Listed NFIP communities1
  • Of those, participating0
  • NFIP community number130392
  • Currently effective map date09/26/08

This community carries no Community Rating System class, so no CRS premium discount applies to it.

FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.

Stephens County, not Martin

Stephens County context, not Martin figures

These are Stephens County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Martin measurements.

  • Establishments in Stephens County539
  • Employment at those establishments, Stephens County7,799
  • Covered employment, Stephens County8,540
  • Average annual pay, Stephens County$49,830
  • Average weekly wage, Stephens County$958
  • Housing units permitted, Stephens County54
  • Of those, single family, Stephens County54
  • County product, 2024, Stephens County$1,440,312,000
  • County product change over the prior year, Stephens County5.6 percent
  • Average income of an arriving household, Stephens County$57,584

Every figure in this section is published for Stephens County as a whole and is not a measurement of Martin. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Martin questions, answered from the record.

How many people live in Martin, Georgia?

422, in 170 households. Martin town covers 2.51 square miles of land, which is 168 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Martin in?

Martin lies in more than one. By area it is 96.9 percent in Stephens County, 3.1 percent in Franklin County. This page sits under Stephens County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.

What is the median household income in Martin?

$45,313. The median owner-occupied home is valued at $164,400. Median gross rent is $869 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Martin businesses?

2 7(a) approvals totalling $2.1 m, across 2 lenders, median approval $1,250,000. These count approvals to borrowers whose address is in Martin, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Martin borrowers get paid back?

No rate is published for Martin. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Is Martin in the National Flood Insurance Program?

It is listed but not shown as participating. Martin appears in the FEMA Community Status Book as community 130392, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Martin figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Stephens County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Martin.

Is zoning published for Martin?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.