Toombs County, Georgia: commercial real estate data.
Toombs County, Georgia had an estimated 27,488 residents on July 1, 2024, up 1.7 percent since the 2020 census base of 27,030, across 364 square miles. County output reached $1.52 bn in 2024, 704 establishments operate here, and the SBA record carries 24 7(a) approvals worth $18.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Toombs County
How many people live in Toombs County
- Population, American Community Survey 2020-202427,102
- Households10,409
- Average household size2.60
- Median household income$52,621
- Median age37.3
- Median gross rent$768 per month
- Median owner-occupied home value$137,000
- Home value to household income2.6 times
- Annual rent as a share of median income17.5 percent
- Adults 25 and over with a bachelor degree or higher18.4 percent
- Adults 25 and over with a graduate degree7.1 percent
- Adults 25 and over17,439
- Population under 187,122
- Share under 1826.3 percent
- Population 65 and over4,630
- Share 65 and over17.1 percent
- Working age population, 18 to 6415,350
- Civilian labor force11,775
- Unemployment rate4.4 percent
- Labor force participation, adults 18 and over58.9 percent
- Rank by population among Georgia counties70th of 159
- Rank by population among US county-equivalents, Puerto Rico included1575th of 3,222
Toombs County is the 70th largest of 159 Georgia counties by population. A median home costs 2.6 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 26.3 percent against 17.1 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Toombs County
Is Toombs County's population growing?
- Population, July 1, 202427,488
- Census 2020 base population27,030
- Population change since the 2020 census base1.69 percent
- Population change, 2023 to 2024290
- Births, 2024395
- Deaths, 2024355
- Natural change, 202440
- Net domestic migration, 2024103
- Net international migration, 2024147
- Total net migration, 2024250
- Cumulative net domestic migration, 2021 to 202499
- Rank by growth among US county-equivalents1274th of 3,144
The county has grown 1.69 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Toombs County
Where are people moving to Toombs County from?
- Tax returns filed by households arriving578
- People arriving, from those returns1,210
- Tax returns filed by households leaving594
- Net household movement-16
- Adjusted gross income arriving$26.3 m
- Net adjusted gross income movement$-2.2 m
- Average income of an arriving household$45,578
- Average income of a leaving household$48,062
- Largest single originMontgomery County (80 households)
- Largest single destinationMontgomery County (108 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Montgomery County | 80 | 182 | $2.8 m |
| Tattnall County | 42 | 90 | $1.6 m |
| Emanuel County | 34 | 76 | $962,000 |
| Chatham County | 23 | 42 | $1.2 m |
| Bulloch County | 21 | 36 | $1.4 m |
Households arriving report $2,484 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Montgomery County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Toombs County
What is the Toombs County economy?
- County GDP, 2024$1.52 bn
- County GDP, 2023$1.40 bn
- GDP change, 2023 to 20248.1 percent
- GDP change over five years47.2 percent
- Rank by GDP among the Georgia areas BEA publishes62nd of 159
- Rank by GDP among the US county areas BEA publishes1510th of 3,127
- GDP per resident$55,963
Output grew 8.1 percent in the latest year and 47.2 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Toombs County
Employment by industry in Toombs County
- Covered employment, annual average12,281
- Establishments reporting773
- Average annual pay$45,997
- Average weekly wage$885
- Manufacturing, employment1,703
- Manufacturing, average annual pay$51,142
- Retail trade, employment1,608
- Retail trade, average annual pay$32,828
- Accommodation and food services, employment1,147
- Accommodation and food services, average annual pay$19,222
- Administrative and support and waste management services, employment824
- Administrative and support and waste management services, average annual pay$36,733
- Agriculture, forestry, fishing and hunting, employment583
- Construction, employment559
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 1,703 | 35 | $51,142 |
| Retail trade | 1,608 | 142 | $32,828 |
| Accommodation and food services | 1,147 | 80 | $19,222 |
| Administrative and support and waste management services | 824 | 36 | $36,733 |
| Agriculture, forestry, fishing and hunting | 583 | 33 | $33,576 |
| Construction | 559 | 42 | $81,722 |
| Wholesale trade | 514 | 34 | $52,019 |
| Finance and insurance | 316 | 41 | $56,211 |
Manufacturing is the largest private sector at 1,703 jobs, 13.9 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Toombs County
How many businesses are in Toombs County?
- Establishments, all industries704
- Employment at those establishments11,694
- Annual payroll$563.0 m
- Establishments per 1,000 residents26.0
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Toombs County
Building permits in Toombs County
- Housing units authorized by permit, 202433
- Declared construction value permitted$3.9 m
- Single family units authorized9
- Multifamily units authorized24
- Multifamily share of units72.7 percent
- Average declared value per unit$118,158
- Units authorized per 1,000 households3.2
Multifamily is 72.7 percent of units authorized, so the pipeline is being built for renters rather than buyers.
US Census Bureau, Building Permits Survey, 2024 annual.
Toombs County
SBA loans in Toombs County (7(a) and 504)
- 7(a) approvals recorded24
- 7(a) gross approval dollars$18.0 m
- Average 7(a) approval$748,767
- Median 7(a) approval$539,950
- 10th percentile approval$146,500
- 90th percentile approval$1,511,320
- Largest single approval$2,418,000
- Jobs reported supported, 7(a)440
- Jobs per approval18.3
- Distinct 7(a) lenders active11
- Distinct industries receiving approvals15
- Median 7(a) term180 months
- Share of loans on real estate terms, 240 months or longer41.7 percent
- Loans on real estate terms10
- Loans on working capital terms, 120 months or shorter9
- Franchise loans3
- Franchise share of approvals12.5 percent
- Most active lenderPeoples Bank (9)
- 504 approvals recorded9
- 504 gross approval dollars$4.8 m
- Average 504 approval$536,556
- Median 504 approval$516,000
- Distinct CDCs active4
- 504 jobs per approval8.3
- 504 jobs per million dollars approved15.5
- Most active CDCCoastal Area District Development Authority, Inc. (4)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$22.8 m
The average approval of $748,767 sits well above the median of $539,950, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. 41.7 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Toombs County
SBA loan default and charge-off rates in Toombs County
Do SBA loans in Toombs County get paid back?
- Loans with a final outcome recorded5
- Paid in full5
- Charged off0
- Status: Exempt from disclosure16
- Status: Paid in full5
- Status: Cancelled3
Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Toombs County
SBA lending by place in Toombs County
- Borrower cities with recorded lending2
- Vidalia, approvals19
- Lyons, approvals5
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Vidalia | 19 | $13,628,200 |
| Lyons | 5 | $4,342,200 |
Vidalia accounts for 19 approvals against 5 in Lyons. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Toombs County
How large is Toombs County?
- Land area364 sq mi
- Rank by land area among Georgia counties70th of 159
- Width, east to west17.6 mi
- Height, north to south30.4 mi
- Geographies sharing a boundary6
- Residents per square mile of land74
- Establishments per square mile1.93
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Toombs County
Flood risk in Toombs County
- Participation of the county's own NFIP community Toombs County, unincorporated areasParticipating, community 130173
- Communities in the county in the NFIP Community Status Book4
- Of those, participating in the NFIP4
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Toombs County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Toombs County (community 130173), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Toombs County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Toombs County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Toombs County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202427,102
- Households10,409
- Average household size2.60
- Median household income$52,621
- Median age37.3
Common questions
Toombs County questions, answered from the record.
How many people live in Toombs County, Georgia?
The Census Bureau estimates 27,488 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 27,102, in 10,409 households, ranking 70th of 159 Georgia counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Toombs County's population growing?
The population has grown 1.69 percent since the 2020 census base of 27,030, to 27,488 on July 1, 2024. In 2024 there were 395 births against 355 deaths, with net migration of 250. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Toombs County?
$52,621. The median owner-occupied home is valued at $137,000, which is 2.6 times income, and median gross rent is $768 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Toombs County?
704 establishments, employing 11,694 people with an annual payroll of $563.0 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Toombs County?
Manufacturing is the largest private sector at 1,703 jobs, 13.9 percent of covered employment. Covered employment averages 12,281 jobs at an average annual pay of $45,997, or $885 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Toombs County?
24 7(a) approvals totaling $18.0 m since FY2020, across 11 lenders, with a median approval of $539,950, plus 9 504 approvals worth $4.8 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Toombs County?
33 housing units were authorized by permit in 2024, with a declared construction value of $3.9 m. Multifamily was 72.7 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Toombs County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Toombs County come from?
The largest single origin is Montgomery County, with 80 households. Arriving households report an average income of $45,578 against $48,062 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Toombs County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Toombs County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Toombs County
Cities and places in Toombs.
4 Census places lie wholly or partly in Toombs County. All 4 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Vidalia | city | 10,752 | 19 | 95.6 percent here, 4.4 percent Montgomery County |
| Lyons | city | 4,219 | 5 | Wholly in this county |
| Santa Claus | city | 169 | None recorded | Wholly in this county |
| Ohoopee | CDP | 5 | None recorded | Wholly in this county |
Nearby