HomeGeorgiaTroup CountyWest Point city
West Point city, Georgia: commercial real estate data.
West Point city is a Census city of 3,403 people across 12.92 square miles of land, lying across Troup County and Harris County. Median household income is $57,214, 74.9 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $1.1 m.
81 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
West Point
What West Point is
- Census place typecity
- Land area12.92 sq mi
- Water area0.2 sq mi
- Population per square mile of land263
- County holding the largest share of its areaTroup County, 81.1 percent
- Counties this place lies inTroup County 81.1 percent, Harris County 18.9 percent
West Point city crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
West Point
How many people live in West Point
- Population3,403
- Median age31.2 plus or minus 6.7
- Population under 18979 plus or minus 342
- Share under 1828.8 percent plus or minus 9.7
- Population 65 and over349 plus or minus 150
- Share 65 and over10.3 percent plus or minus 4.3
- Households1,184 plus or minus 319
- Family households804 plus or minus 182
- Share of households that are families67.9 percent plus or minus 23.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
West Point
Income and work in West Point
- Median household income$57,214 plus or minus $22,668
- Per capita income$25,598 plus or minus $6,819
- Civilian labor force1,421 plus or minus 361
- Employed1,414 plus or minus 361
- Unemployed7 plus or minus 14
- Unemployment rate0.5 percent plus or minus 1.0
- Adults 25 and over1,902 plus or minus 385
- Adults 25 and over with a high school diploma or higher95.8 percent plus or minus 20.3
- Adults 25 and over with a bachelor degree or higher28.7 percent plus or minus 11.4
- Adults 25 and over with a graduate degree17.1 percent plus or minus 9.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
West Point
Housing in West Point
- Housing units1,404 plus or minus 383
- Occupied units1,184 plus or minus 319
- Vacant units220 plus or minus 201
- Vacancy rate15.7 percent plus or minus 13.7
- Owner occupied887 plus or minus 313
- Renter occupied297 plus or minus 183
- Ownership rate74.9 percent plus or minus 17.1
- Median owner-occupied home value$199,500
- Median gross rent, monthly$789
- Annual rent as a share of median income16.5 percent plus or minus 6.6
- Single family units1,143 plus or minus 383
- Share single family81.4 percent
- Units in buildings of two or more261 plus or minus 202
- Share in buildings of two or more18.6 percent plus or minus 13.5
- Mobile homes0
- Median year structure built1975
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
West Point
How West Point gets to work
- Workers 16 and over who commute1,217 plus or minus 280
- Commuting under 15 minutes367 plus or minus 214
- Share commuting under 15 minutes30.2 percent plus or minus 16.2
- Commuting 30 minutes or more69 plus or minus 64
- Share commuting 30 minutes or more5.7 percent plus or minus 5.1
- Drove alone78.6 percent
- Carpooled8.4 percent plus or minus 9.7
- Public transport0.0 percent
- Walked0.9 percent plus or minus 1.1
- Worked from home10.0 percent plus or minus 10.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
West Point
SBA loans in West Point (7(a))
- Approvals4
- Gross approval$1,082,200
- Average approval$270,550
- Median approval$300,000
- Ninetieth percentile approval$675,000
- Largest approval$675,000
- Jobs supported24
- Jobs per approval6.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises25.0 percent
- Distinct lenders4
- Distinct industries by NAICS4
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
West Point
SBA loans in West Point (504)
- Approvals1
- Gross approval$779,000
- Average approval$779,000
- Median approval$779,000
- Largest approval$779,000
- Jobs supported30
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
West Point
Flood risk in West Point
- Listed NFIP communities1
- Of those, participating1
- NFIP community number130178
- Currently effective map date04/19/17
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Troup County, not West Point
Troup County context, not West Point figures
These are Troup County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as West Point measurements.
- Establishments in Troup County1,580
- Employment at those establishments, Troup County35,642
- Covered employment, Troup County42,086
- Average annual pay, Troup County$56,630
- Average weekly wage, Troup County$1,089
- Housing units permitted, Troup County402
- Of those, single family, Troup County400
- County product, 2024, Troup County$5,276,476,000
- County product change over the prior year, Troup County6.9 percent
- Average income of an arriving household, Troup County$58,294
Every figure in this section is published for Troup County as a whole and is not a measurement of West Point. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
West Point questions, answered from the record.
How many people live in West Point, Georgia?
3,403, in 1,184 households. West Point city covers 12.92 square miles of land, which is 263 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is West Point in?
West Point lies in more than one. By area it is 81.1 percent in Troup County, 18.9 percent in Harris County. This page sits under Troup County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in West Point?
$57,214. The median owner-occupied home is valued at $199,500. Median gross rent is $789 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to West Point businesses?
4 7(a) approvals totalling $1.1 m, across 4 lenders, median approval $300,000, plus 1 504 approvals worth $779,000. These count approvals to borrowers whose address is in West Point, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to West Point borrowers get paid back?
No rate is published for West Point. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is West Point in the National Flood Insurance Program?
Yes. West Point appears in the FEMA Community Status Book as community 130178, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page West Point figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Troup County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of West Point.
Is zoning published for West Point?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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