HomeGeorgiaWhite CountyCleveland city
Cleveland city, Georgia: commercial real estate data.
Cleveland city is a Census city of 3,534 people across 3.88 square miles of land, in White County. Median household income is $64,450, 61.0 percent of occupied homes are owned, and the SBA record carries 16 7(a) approvals to borrowers here worth $16.0 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Cleveland
What Cleveland is
- Census place typecity
- Land area3.88 sq mi
- Water area0.01 sq mi
- Population per square mile of land911
- County holding the largest share of its areaWhite County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cleveland
How many people live in Cleveland
- Population3,534
- Median age41.7
- Population under 18543 plus or minus 207
- Share under 1815.4 percent plus or minus 5.9
- Population 65 and over675 plus or minus 216
- Share 65 and over19.1 percent plus or minus 6.1
- Households1,511
- Family households666 plus or minus 148
- Share of households that are families44.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cleveland
Income and work in Cleveland
- Median household income$64,450 plus or minus $28,751
- Per capita income$34,372 plus or minus $9,210
- Civilian labor force1,837
- Employed1,816
- Unemployed21 plus or minus 29
- Unemployment rate1.1 percent plus or minus 1.6
- Adults 25 and over2,385
- Adults 25 and over with a high school diploma or higher79.0 percent plus or minus 17.0
- Adults 25 and over with a bachelor degree or higher21.3 percent plus or minus 7.5
- Adults 25 and over with a graduate degree11.3 percent plus or minus 5.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cleveland
Housing in Cleveland
- Housing units1,613
- Occupied units1,511
- Vacant units102 plus or minus 88
- Vacancy rate6.3 percent plus or minus 5.4
- Owner occupied921 plus or minus 191
- Renter occupied590 plus or minus 187
- Ownership rate61.0 percent
- Median owner-occupied home value$334,000
- Median gross rent, monthly$1,099
- Annual rent as a share of median income20.5 percent plus or minus 9.2
- Single family units975
- Share single family60.4 percent
- Units in buildings of two or more598 plus or minus 239
- Share in buildings of two or more37.1 percent plus or minus 14.1
- Mobile homes40 plus or minus 49
- Median year structure built1993
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cleveland
How Cleveland gets to work
- Workers 16 and over who commute1,717 plus or minus 349
- Commuting under 15 minutes1,005 plus or minus 347
- Share commuting under 15 minutes58.5 percent plus or minus 16.3
- Commuting 30 minutes or more527 plus or minus 240
- Share commuting 30 minutes or more30.7 percent plus or minus 12.5
- Drove alone84.8 percent
- Carpooled0.7 percent plus or minus 0.9
- Public transport0.0 percent
- Walked4.9 percent plus or minus 3.6
- Worked from home8.3 percent plus or minus 7.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cleveland
SBA loans in Cleveland (7(a))
- Approvals16
- Gross approval$16,021,500
- Average approval$1,001,344
- Median approval$875,000
- Ninetieth percentile approval$2,349,200
- Largest approval$2,400,000
- Jobs supported154
- Jobs per approval9.6
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term240 months
- Share on real estate terms of 20 years or more56.3 percent
- Share to franchises37.5 percent
- Distinct lenders11
- Distinct industries by NAICS12
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cleveland
SBA loans in Cleveland (504)
- Approvals11
- Gross approval$4,090,000
- Average approval$371,818
- Median approval$320,000
- Largest approval$852,000
- Jobs supported50
- Loans with a final outcome3
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cleveland
Flood risk in Cleveland
- Listed NFIP communities1
- Of those, participating1
- NFIP community number130418
- Currently effective map date01/05/18
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
White County, not Cleveland
White County context, not Cleveland figures
These are White County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Cleveland measurements.
- Establishments in White County733
- Employment at those establishments, White County7,240
- Covered employment, White County9,487
- Average annual pay, White County$40,185
- Average weekly wage, White County$773
- Housing units permitted, White County180
- Of those, single family, White County180
- County product, 2024, White County$1,290,647,000
- County product change over the prior year, White County6.8 percent
- Average income of an arriving household, White County$65,195
Every figure in this section is published for White County as a whole and is not a measurement of Cleveland. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Cleveland questions, answered from the record.
How many people live in Cleveland, Georgia?
3,534, in 1,511 households. Cleveland city covers 3.88 square miles of land, which is 911 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cleveland in?
White County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cleveland?
$64,450. The median owner-occupied home is valued at $334,000. Median gross rent is $1,099 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cleveland businesses?
16 7(a) approvals totalling $16.0 m, across 11 lenders, median approval $875,000, plus 11 504 approvals worth $4.1 m. These count approvals to borrowers whose address is in Cleveland, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cleveland borrowers get paid back?
No rate is published for Cleveland. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Cleveland in the National Flood Insurance Program?
Yes. Cleveland appears in the FEMA Community Status Book as community 130418, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cleveland figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for White County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cleveland.
Is zoning published for Cleveland?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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