HomeHawaiiHawaii CountyHilo CDP
Hilo CDP, Hawaii: commercial real estate data.
Hilo CDP is a Census CDP of 50,404 people across 53.61 square miles of land, in Hawaii County. Median household income is $81,779, 66.1 percent of occupied homes are owned, and the SBA record carries 22 7(a) approvals to borrowers here worth $6.2 m.
76 sourced place values · tier FULL · 8 sections
Hilo
What Hilo is
- Census place typeCDP
- Land area53.61 sq mi
- Water area6.01 sq mi
- Population per square mile of land940
- County holding the largest share of its areaHawaii County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hilo
How many people live in Hilo
- Population50,404
- Median age42.7
- Population under 1810,104
- Share under 1820.0 percent
- Population 65 and over11,451
- Share 65 and over22.7 percent
- Households17,750
- Family households11,187
- Share of households that are families63.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hilo
Income and work in Hilo
- Median household income$81,779
- Per capita income$41,708
- Civilian labor force24,506
- Employed22,823
- Unemployed1,683 plus or minus 454
- Unemployment rate6.9 percent plus or minus 1.8
- Adults 25 and over35,875
- Adults 25 and over with a high school diploma or higher94.2 percent
- Adults 25 and over with a bachelor degree or higher34.6 percent
- Adults 25 and over with a graduate degree12.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hilo
Housing in Hilo
- Housing units19,265
- Occupied units17,750
- Vacant units1,515 plus or minus 330
- Vacancy rate7.9 percent plus or minus 1.7
- Owner occupied11,736
- Renter occupied6,014
- Ownership rate66.1 percent
- Median owner-occupied home value$483,000
- Median gross rent, monthly$1,427
- Annual rent as a share of median income20.9 percent
- Single family units15,331
- Share single family79.6 percent
- Units in buildings of two or more3,864
- Share in buildings of two or more20.1 percent
- Mobile homes70 plus or minus 68
- Median year structure built1978
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hilo
How Hilo gets to work
- Workers 16 and over who commute20,306
- Commuting under 15 minutes8,898
- Share commuting under 15 minutes43.8 percent
- Commuting 30 minutes or more3,303
- Share commuting 30 minutes or more16.3 percent
- Drove alone71.8 percent
- Carpooled13.5 percent
- Public transport0.9 percent plus or minus 0.5
- Walked2.3 percent plus or minus 0.7
- Worked from home8.9 percent plus or minus 2.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hilo
SBA 7(a) lending to Hilo borrowers
- Approvals22
- Gross approval$6,202,000
- Average approval$281,909
- Median approval$100,000
- Ninetieth percentile approval$550,000
- Largest approval$3,070,000
- Jobs supported169
- Jobs per approval7.7
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more18.2 percent
- Share to franchises0.0 percent
- Distinct lenders10
- Distinct industries by NAICS17
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Hilo
SBA 504 lending to Hilo borrowers
- Approvals21
- Gross approval$14,260,000
- Average approval$679,048
- Median approval$347,000
- Largest approval$3,149,000
- Jobs supported63
- Loans with a final outcome4
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Hawaii County, not Hilo
Hawaii County context, not Hilo figures
These are Hawaii County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Hilo measurements.
- Establishments in Hawaii County4,400
- Employment at those establishments, Hawaii County54,716
- Covered employment, Hawaii County74,029
- Average annual pay, Hawaii County$57,868
- Average weekly wage, Hawaii County$1,113
- Housing units permitted, Hawaii County982
- Of those, single family, Hawaii County974
- County product, 2024, Hawaii County$12,193,115,000
- County product change over the prior year, Hawaii County6.7 percent
- Average income of an arriving household, Hawaii County$102,477
Every figure in this section is published for Hawaii County as a whole and is not a measurement of Hilo. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Hilo questions, answered from the record.
How many people live in Hilo, Hawaii?
50,404, in 17,750 households. Hilo CDP covers 53.61 square miles of land, which is 940 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Hilo in?
Hawaii County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Hilo?
$81,779. The median owner-occupied home is valued at $483,000. Median gross rent is $1,427 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Hilo businesses?
22 7(a) approvals totalling $6.2 m, across 10 lenders, median approval $100,000, plus 21 504 approvals worth $14.3 m. These count approvals to borrowers whose address is in Hilo, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Hilo borrowers get paid back?
No rate is published for Hilo. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Hilo figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Hawaii County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Hilo.
Is zoning published for Hilo?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.