HomeHawaiiKauai CountyKapaa CDP
Kapaa CDP, Hawaii: commercial real estate data.
Kapaa CDP is a Census CDP of 11,094 people across 10.03 square miles of land, in Kauai County. Median household income is $89,477, 69.0 percent of occupied homes are owned, and the SBA record carries 15 7(a) approvals to borrowers here worth $3.8 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Kapaa
What Kapaa is
- Census place typeCDP
- Land area10.03 sq mi
- Water area0.33 sq mi
- Population per square mile of land1,106
- County holding the largest share of its areaKauai County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kapaa
How many people live in Kapaa
- Population11,094
- Median age48.4
- Population under 181,854 plus or minus 387
- Share under 1816.7 percent
- Population 65 and over2,640
- Share 65 and over23.8 percent
- Households3,647
- Family households2,332
- Share of households that are families63.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kapaa
Income and work in Kapaa
- Median household income$89,477
- Per capita income$41,091
- Civilian labor force6,048
- Employed5,911
- Unemployed137 plus or minus 93
- Unemployment rate2.3 percent plus or minus 1.5
- Adults 25 and over8,468
- Adults 25 and over with a high school diploma or higher94.1 percent
- Adults 25 and over with a bachelor degree or higher29.7 percent
- Adults 25 and over with a graduate degree10.6 percent plus or minus 2.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kapaa
Housing in Kapaa
- Housing units4,169
- Occupied units3,647
- Vacant units522 plus or minus 197
- Vacancy rate12.5 percent plus or minus 4.6
- Owner occupied2,517
- Renter occupied1,130 plus or minus 280
- Ownership rate69.0 percent
- Median owner-occupied home value$861,300
- Median gross rent, monthly$2,020
- Annual rent as a share of median income27.1 percent
- Single family units3,321
- Share single family79.7 percent
- Units in buildings of two or more848 plus or minus 267
- Share in buildings of two or more20.3 percent plus or minus 6.2
- Mobile homes0
- Median year structure built1984
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kapaa
How Kapaa gets to work
- Workers 16 and over who commute5,421
- Commuting under 15 minutes949 plus or minus 327
- Share commuting under 15 minutes17.5 percent plus or minus 5.3
- Commuting 30 minutes or more2,683 plus or minus 578
- Share commuting 30 minutes or more49.5 percent
- Drove alone71.4 percent
- Carpooled21.2 percent plus or minus 8.1
- Public transport0.9 percent plus or minus 1.3
- Walked0.6 percent plus or minus 0.7
- Worked from home5.6 percent plus or minus 2.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kapaa
SBA loans in Kapaa (7(a))
- Approvals15
- Gross approval$3,833,800
- Average approval$255,587
- Median approval$150,000
- Ninetieth percentile approval$750,000
- Largest approval$977,500
- Jobs supported159
- Jobs per approval10.6
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more20.0 percent
- Share to franchises0.0 percent
- Distinct lenders8
- Distinct industries by NAICS10
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Kapaa
SBA loans in Kapaa (504)
- Approvals9
- Gross approval$3,612,000
- Average approval$401,333
- Median approval$274,000
- Largest approval$1,175,000
- Jobs supported28
- Loans with a final outcome4
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Kauai County, not Kapaa
Kauai County context, not Kapaa figures
These are Kauai County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Kapaa measurements.
- Establishments in Kauai County2,281
- Employment at those establishments, Kauai County27,099
- Covered employment, Kauai County32,830
- Average annual pay, Kauai County$59,731
- Average weekly wage, Kauai County$1,149
- Housing units permitted, Kauai County141
- Of those, single family, Kauai County141
- County product, 2024, Kauai County$5,552,396,000
- County product change over the prior year, Kauai County4.5 percent
- Average income of an arriving household, Kauai County$117,886
Every figure in this section is published for Kauai County as a whole and is not a measurement of Kapaa. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Kapaa questions, answered from the record.
How many people live in Kapaa, Hawaii?
11,094, in 3,647 households. Kapaa CDP covers 10.03 square miles of land, which is 1,106 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Kapaa in?
Kauai County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Kapaa?
$89,477. The median owner-occupied home is valued at $861,300. Median gross rent is $2,020 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Kapaa businesses?
15 7(a) approvals totalling $3.8 m, across 8 lenders, median approval $150,000, plus 9 504 approvals worth $3.6 m. These count approvals to borrowers whose address is in Kapaa, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Kapaa borrowers get paid back?
No rate is published for Kapaa. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Kapaa figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Kauai County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Kapaa.
Is zoning published for Kapaa?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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