Kapaa, Hawaii: commercial real estate data.
Kapaa is a Census CDP of 11,094 people across 10.03 square miles of land, in Kauai County. Median household income is $89,477, 69.0 percent of occupied homes are owned, and the SBA record carries 15 7(a) approvals to borrowers here worth $3.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Kapaa
What Kapaa is
- Census place typeCDP
- Land area10.03 sq mi
- Water area0.33 sq mi
- Population per square mile of land1,106
- County holding the largest share of its areaKauai County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kapaa
How many people live in Kapaa
- Population11,094
- Median age48.4
- Population under 181,854 plus or minus 387
- Share under 1816.7 percent
- Population 65 and over2,640
- Share 65 and over23.8 percent
- Households3,647
- Family households2,332
- Share of households that are families63.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kapaa
Income and work in Kapaa
- Median household income$89,477
- Per capita income$41,091
- Civilian labor force6,048
- Employed5,911
- Unemployed137 plus or minus 93
- Unemployment rate2.3 percent plus or minus 1.5
- Adults 25 and over8,468
- Adults 25 and over with a high school diploma or higher94.1 percent
- Adults 25 and over with a bachelor degree or higher29.7 percent
- Adults 25 and over with a graduate degree10.6 percent plus or minus 2.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kapaa
Housing in Kapaa
- Housing units4,169
- Occupied units3,647
- Vacant units522 plus or minus 197
- Vacancy rate12.5 percent plus or minus 4.6
- Owner occupied2,517
- Renter occupied1,130 plus or minus 280
- Ownership rate69.0 percent
- Median owner-occupied home value$861,300
- Median gross rent, monthly$2,020
- Annual rent as a share of median income27.1 percent
- Single family units3,321
- Share single family79.7 percent
- Units in buildings of two or more848 plus or minus 267
- Share in buildings of two or more20.3 percent plus or minus 6.2
- Mobile homes0
- Median year structure built1984
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kapaa
How Kapaa gets to work
- Workers 16 and over who commute5,421
- Commuting under 15 minutes949 plus or minus 327
- Share commuting under 15 minutes17.5 percent plus or minus 5.3
- Commuting 30 minutes or more2,683 plus or minus 578
- Share commuting 30 minutes or more49.5 percent
- Drove alone71.4 percent
- Carpooled21.2 percent plus or minus 8.1
- Public transport0.9 percent plus or minus 1.3
- Walked0.6 percent plus or minus 0.7
- Worked from home5.6 percent plus or minus 2.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kapaa
SBA loans in Kapaa (7(a))
- Approvals15
- Gross approval$3,833,800
- Average approval$255,587
- Median approval$150,000
- Largest approval$977,500
- Jobs supported159
- Jobs per approval10.6
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more20.0 percent
- Share to franchises0.0 percent
- Distinct lenders8
- Distinct industries by NAICS10
Counted by borrower city: approvals to borrowers whose address is in Kapaa, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Kapaa
SBA loans in Kapaa (504)
- Approvals9
- Gross approval$3,612,000
- Average approval$401,333
- Median approval$274,000
- Largest approval$1,175,000
- Jobs supported28
- Loans with a final outcome4
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Kapaa, in any county, FY2010 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Kauai County, not Kapaa
Kauai County context, not Kapaa figures
- Establishments in Kauai County2,281
- Covered employment, Kauai County32,830
- Average annual pay, Kauai County$59,731
- Housing units permitted, Kauai County141
Every figure in this section is published for Kauai County as a whole and is not a measurement of Kapaa.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Kapaa questions, answered from the record.
How many people live in Kapaa, Hawaii?
11,094, in 3,647 households. Kapaa CDP covers 10.03 square miles of land, which is 1,106 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Kapaa in?
Kauai County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Kapaa?
$89,477. The median owner-occupied home is valued at $861,300. Median gross rent is $2,020 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Kapaa businesses?
15 7(a) approvals totaling $3.8 m since FY2020, across 8 lenders, median approval $150,000, plus 9 504 approvals worth $3.6 m since FY2010. These count approvals to borrowers whose address is in Kapaa, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Kapaa borrowers get paid back?
No rate is published for Kapaa. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Are the county figures on this page Kapaa figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Kauai County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Kapaa.
Is zoning published for Kapaa?
No. Nothing on this page presents parcel level zoning.
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