Bannock County, Idaho: commercial real estate data.
Bannock County, Idaho had an estimated 91,010 residents on July 1, 2024, up 4.6 percent since the 2020 census base of 87,023, across 1,112 square miles. County output reached $4.41 bn in 2024, 2,353 establishments operate here, and the SBA record carries 143 7(a) approvals worth $47.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Bannock County
How many people live in Bannock County
- Population, American Community Survey 2020-202489,454
- Households33,590
- Average household size2.66
- Median household income$66,499
- Median age35.2
- Median gross rent$960 per month
- Median owner-occupied home value$300,700
- Home value to household income4.5 times
- Annual rent as a share of median income17.3 percent
- Adults 25 and over with a bachelor degree or higher30.6 percent
- Adults 25 and over with a graduate degree11.2 percent
- Adults 25 and over57,776
- Population under 1822,469
- Share under 1825.1 percent
- Population 65 and over13,708
- Share 65 and over15.3 percent
- Working age population, 18 to 6453,277
- Civilian labor force43,942
- Unemployment rate4.3 percent
- Labor force participation, adults 18 and over65.6 percent
- Rank by population among Idaho counties6th of 44
- Rank by population among US county-equivalents, Puerto Rico included673rd of 3,222
Bannock County is the 6th largest of 44 Idaho counties by population. A median home costs 4.5 times median household income, which is seriously unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 25.1 percent against 15.3 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Bannock County
Is Bannock County's population growing?
- Population, July 1, 202491,010
- Census 2020 base population87,023
- Population change since the 2020 census base4.58 percent
- Population change, 2023 to 2024425
- Births, 20241,041
- Deaths, 2024884
- Natural change, 2024157
- Net domestic migration, 2024-11
- Net international migration, 2024275
- Total net migration, 2024264
- Cumulative net domestic migration, 2021 to 20242,302
- Rank by growth among US county-equivalents598th of 3,144
The county has grown 4.58 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Bannock County
Where are people moving to Bannock County from?
- Tax returns filed by households arriving2,267
- People arriving, from those returns4,399
- Tax returns filed by households leaving2,093
- Net household movement174
- Adjusted gross income arriving$123.4 m
- Net adjusted gross income movement$14.4 m
- Average income of an arriving household$54,420
- Average income of a leaving household$52,067
- Largest single originBingham County (212 households)
- Largest single destinationBingham County (188 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Bingham County | 212 | 419 | $8.2 m |
| Bonneville County | 171 | 306 | $7.8 m |
| Ada County | 124 | 211 | $6.5 m |
| Power County | 89 | 170 | $5.6 m |
| Salt Lake County | 89 | 151 | $4.0 m |
| Madison County | 71 | 147 | $3.2 m |
| Twin Falls County | 59 | 94 | $2.0 m |
| Canyon County | 48 | 88 | $2.2 m |
Households arriving report $2,353 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Bingham County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Bannock County
What is the Bannock County economy?
- County GDP, 2024$4.41 bn
- County GDP, 2023$4.16 bn
- GDP change, 2023 to 20246.1 percent
- GDP change over five years41.4 percent
- Rank by GDP among the Idaho areas BEA publishes6th of 44
- Rank by GDP among the US county areas BEA publishes763rd of 3,127
- GDP per resident$49,302
Output grew 6.1 percent in the latest year and 41.4 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Bannock County
Employment by industry in Bannock County
- Covered employment, annual average37,594
- Establishments reporting3,231
- Average annual pay$47,720
- Average weekly wage$918
- Health care and social assistance, employment7,026
- Health care and social assistance, average annual pay$49,052
- Retail trade, employment4,531
- Retail trade, average annual pay$34,645
- Accommodation and food services, employment3,935
- Accommodation and food services, average annual pay$19,410
- Construction, employment2,488
- Construction, average annual pay$56,463
- Manufacturing, employment2,393
- Administrative and support and waste management services, employment1,859
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Health care and social assistance | 7,026 | 619 | $49,052 |
| Retail trade | 4,531 | 344 | $34,645 |
| Accommodation and food services | 3,935 | 260 | $19,410 |
| Construction | 2,488 | 400 | $56,463 |
| Manufacturing | 2,393 | 102 | $57,627 |
| Administrative and support and waste management services | 1,859 | 176 | $36,918 |
| Wholesale trade | 1,233 | 124 | $74,363 |
| Finance and insurance | 1,049 | 188 | $71,811 |
Health care and social assistance is the largest private sector at 7,026 jobs, 18.7 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Bannock County
How many businesses are in Bannock County?
- Establishments, all industries2,353
- Employment at those establishments28,575
- Annual payroll$1.27 bn
- Establishments per 1,000 residents26.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Bannock County
Building permits in Bannock County
- Housing units authorized by permit, 2024323
- Declared construction value permitted$62.5 m
- Single family units authorized277
- Multifamily units authorized46
- Multifamily share of units14.2 percent
- Average declared value per unit$193,397
- Units authorized per 1,000 households9.6
Single-family homes are 85.8 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Bannock County
SBA loans in Bannock County (7(a) and 504)
- 7(a) approvals recorded143
- 7(a) gross approval dollars$47.5 m
- Average 7(a) approval$332,472
- Median 7(a) approval$150,000
- 10th percentile approval$25,000
- 90th percentile approval$877,380
- Largest single approval$3,030,000
- Jobs reported supported, 7(a)1,299
- Jobs per approval9.1
- Distinct 7(a) lenders active32
- Distinct industries receiving approvals81
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer18.9 percent
- Loans on real estate terms27
- Loans on working capital terms, 120 months or shorter112
- Franchise loans16
- Franchise share of approvals11.2 percent
- Leading industry by approval countSnack and Nonalcoholic Beverage Bars (8)
- Most active lenderZions Bank, A Division of (36)
- 504 approvals recorded85
- 504 gross approval dollars$56.0 m
- Average 504 approval$659,271
- Median 504 approval$379,000
- Distinct CDCs active5
- 504 jobs per approval7.7
- 504 jobs per million dollars approved11.7
- Most active CDCEastern Idaho Development Corporation (46)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$103.6 m
The average approval of $332,472 sits well above the median of $150,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 18.9 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Bannock County
SBA loan default and charge-off rates in Bannock County
Do SBA loans in Bannock County get paid back?
- Loans with a final outcome recorded28
- Paid in full27
- Charged off1
- Status: Paid in full27
- Status: Exempt from disclosure93
- Status: Cancelled16
- Status: Charged off1
- Status: Committed, not yet disbursed6
Only 28 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bannock County
SBA lending by place in Bannock County
- Borrower cities with recorded lending8
- Pocatello, approvals110
- Chubbuck, approvals15
- Lava Hot Springs, approvals5
- Downey, approvals5
- McCammon, approvals3
- Inkom, approvals3
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Pocatello | 110 | $37,157,100 |
| Chubbuck | 15 | $4,864,200 |
| Lava Hot Springs | 5 | $2,329,500 |
| Downey | 5 | $736,000 |
| McCammon | 3 | $843,700 |
| Inkom | 3 | $553,000 |
| Arimo | 1 | $710,000 |
| Pocetello | 1 | $350,000 |
Pocatello accounts for 110 approvals against 15 in Chubbuck. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bannock County
How large is Bannock County?
- Land area1,112 sq mi
- Rank by land area among Idaho counties27th of 44
- Width, east to west44.5 mi
- Height, north to south52.9 mi
- Geographies sharing a boundary5
- Residents per square mile of land80
- Establishments per square mile2.12
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Bannock County
Flood risk in Bannock County
- Participation of the county's own NFIP community Bannock County, unincorporated areasParticipating, community 160009
- Community Rating System class of the county's own communityClass 10
- Communities in the county in the NFIP Community Status Book7
- Of those, participating in the NFIP7
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 10
- Communities carrying a CRS class2
- Radon levels in Bannock County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Bannock County (community 160009), participates in the National Flood Insurance Program and carries Community Rating System class 10, a flood insurance premium discount for policies written there. The EPA places Bannock County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 10, which carries a flood insurance premium discount for policies written in that community. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Bannock County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Bannock County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202489,454
- Households33,590
- Average household size2.66
- Median household income$66,499
- Median age35.2
Common questions
Bannock County questions, answered from the record.
How many people live in Bannock County, Idaho?
The Census Bureau estimates 91,010 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 89,454, in 33,590 households, ranking 6th of 44 Idaho counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Bannock County's population growing?
The population has grown 4.58 percent since the 2020 census base of 87,023, to 91,010 on July 1, 2024. In 2024 there were 1,041 births against 884 deaths, with net migration of 264. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Bannock County?
$66,499. The median owner-occupied home is valued at $300,700, which is 4.5 times income, and median gross rent is $960 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Bannock County?
2,353 establishments, employing 28,575 people with an annual payroll of $1.27 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Bannock County?
Health care and social assistance is the largest private sector at 7,026 jobs, 18.7 percent of covered employment. Covered employment averages 37,594 jobs at an average annual pay of $47,720, or $918 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Bannock County?
143 7(a) approvals totaling $47.5 m since FY2020, across 32 lenders, with a median approval of $150,000, plus 85 504 approvals worth $56.0 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Bannock County?
323 housing units were authorized by permit in 2024, with a declared construction value of $62.5 m. Multifamily was 14.2 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Bannock County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Bannock County come from?
The largest single origin is Bingham County, with 212 households. Arriving households report an average income of $54,420 against $52,067 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Bannock County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Bannock County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Bannock County
Cities and places in Bannock.
9 Census places lie wholly or partly in Bannock County. All 9 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Pocatello | city | 57,635 | 110 | 84.1 percent here, 15.9 percent Power County |
| Chubbuck | city | 16,126 | 15 | Wholly in this county |
| Fort Hall | CDP | 2,654 | None recorded | 58.3 percent here, 41.7 percent Bingham County |
| Tyhee | CDP | 1,568 | None recorded | Wholly in this county |
| Inkom | city | 936 | 3 | Wholly in this county |
| McCammon | city | 909 | 3 | Wholly in this county |
| Downey | city | 803 | 5 | Wholly in this county |
| Arimo | city | 351 | 1 | Wholly in this county |
| Lava Hot Springs | city | 218 | 5 | Wholly in this county |
A further 1 of the county's 143 SBA 7(a) approvals are to borrowers in cities that match no Census place in Bannock County, the largest being Pocetello (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby