Oneida County, Idaho: commercial real estate data.
Oneida County, Idaho had an estimated 4,976 residents on July 1, 2024, up 9.0 percent since the 2020 census base of 4,564, across 1,200 square miles. County output reached $201.0 m in 2024, 100 establishments operate here, and the SBA record carries 2 7(a) approvals worth $433,800 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Oneida County
How many people live in Oneida County
- Population, American Community Survey 2020-20244,768
- Households1,921
- Average household size2.48
- Median household income$74,954
- Median age40.8
- Median gross rent$859 per month
- Median owner-occupied home value$272,000
- Home value to household income3.6 times
- Annual rent as a share of median income13.8 percent
- Adults 25 and over with a bachelor degree or higher26.6 percent
- Adults 25 and over with a graduate degree8.5 percent
- Adults 25 and over3,133
- Population under 181,289
- Share under 1827.0 percent
- Population 65 and over949
- Share 65 and over19.9 percent
- Working age population, 18 to 642,530
- Civilian labor force2,276
- Unemployment rate1.4 percent
- Labor force participation, adults 18 and over65.4 percent
- Rank by population among Idaho counties38th of 44
- Rank by population among US county-equivalents, Puerto Rico included2915th of 3,222
Oneida County is the 38th largest of 44 Idaho counties by population. A median home costs 3.6 times median household income, which is moderately unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 27.0 percent against 19.9 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Oneida County
Is Oneida County's population growing?
- Population, July 1, 20244,976
- Census 2020 base population4,564
- Population change since the 2020 census base9.03 percent
- Population change, 2023 to 202421
- Births, 202449
- Deaths, 202443
- Natural change, 20246
- Net domestic migration, 202415
- Net international migration, 20240
- Total net migration, 202415
- Cumulative net domestic migration, 2021 to 2024392
- Rank by growth among US county-equivalents186th of 3,144
The county has grown 9.03 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Oneida County
Where are people moving to Oneida County from?
- Tax returns filed by households arriving160
- People arriving, from those returns415
- Tax returns filed by households leaving94
- Net household movement66
- Adjusted gross income arriving$10.2 m
- Net adjusted gross income movement$4.5 m
- Average income of an arriving household$63,638
- Average income of a leaving household$60,532
- Largest single originCache County (26 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Cache County | 26 | 74 | $1.8 m |
| Box Elder County | 21 | 42 | $935,000 |
Households arriving report $3,106 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Cache County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Oneida County
What is the Oneida County economy?
- County GDP, 2024$201.0 m
- County GDP, 2023$213.6 m
- GDP change, 2023 to 2024-5.9 percent
- GDP change over five years44.5 percent
- Rank by GDP among the Idaho areas BEA publishes42nd of 44
- Rank by GDP among the US county areas BEA publishes2900th of 3,127
- GDP per resident$42,158
Output grew -5.9 percent in the latest year and 44.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Oneida County
Employment by industry in Oneida County
- Covered employment, annual average1,707
- Establishments reporting180
- Average annual pay$38,378
- Average weekly wage$738
- Retail trade, employment226
- Retail trade, average annual pay$23,603
- Accommodation and food services, employment112
- Accommodation and food services, average annual pay$11,857
- Health care and social assistance, employment68
- Health care and social assistance, average annual pay$20,267
- Construction, employment38
- Construction, average annual pay$40,697
- Manufacturing, employment37
- Wholesale trade, employment28
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 226 | 20 | $23,603 |
| Accommodation and food services | 112 | 14 | $11,857 |
| Health care and social assistance | 68 | 17 | $20,267 |
| Construction | 38 | 20 | $40,697 |
| Manufacturing | 37 | 6 | $32,007 |
| Wholesale trade | 28 | 9 | $86,962 |
| Professional, scientific and technical services | 21 | 9 | $140,917 |
| Transportation and warehousing | 20 | 19 | $38,270 |
Retail trade is the largest private sector at 226 jobs, 13.2 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Oneida County
How many businesses are in Oneida County?
- Establishments, all industries100
- Employment at those establishments882
- Annual payroll$34.1 m
- Establishments per 1,000 residents21.0
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Oneida County
Building permits in Oneida County
- Housing units authorized by permit, 202440
- Declared construction value permitted$12.3 m
- Single family units authorized40
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$307,437
- Units authorized per 1,000 households20.8
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Oneida County
SBA loans in Oneida County (7(a) and 504)
- 7(a) approvals recorded2
- 7(a) gross approval dollars$433,800
- Average 7(a) approval$216,900
- Median 7(a) approval$216,900
- Largest single approval$385,000
- Jobs reported supported, 7(a)7
- Jobs per approval3.5
- Distinct 7(a) lenders active2
- Distinct industries receiving approvals2
- Median 7(a) term210 months
- Share of loans on real estate terms, 240 months or longer50.0 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter1
- Franchise loans0
- Franchise share of approvals0.0 percent
- 504 approvals recorded3
- 504 gross approval dollars$576,000
- Average 504 approval$192,000
- Median 504 approval$186,000
- Distinct CDCs active2
- 504 jobs per approval3.0
- 504 jobs per million dollars approved15.6
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$1.0 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Oneida County
SBA loan default and charge-off rates in Oneida County
Do SBA loans in Oneida County get paid back?
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Cancelled1
- Status: Exempt from disclosure1
Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Oneida County
How large is Oneida County?
- Land area1,200 sq mi
- Rank by land area among Idaho counties26th of 44
- Width, east to west47.7 mi
- Height, north to south35 mi
- Geographies sharing a boundary6
- Residents per square mile of land4
- Establishments per square mile0.08
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Oneida County
Flood risk in Oneida County
- Participation of the county's own NFIP community Oneida County, unincorporated areasParticipating, community 160229
- Communities in the county in the NFIP Community Status Book2
- Of those, participating in the NFIP2
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Oneida County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Oneida County (community 160229), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Oneida County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Oneida County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Oneida County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-20244,768
- Households1,921
- Average household size2.48
- Median household income$74,954
- Median age40.8
Common questions
Oneida County questions, answered from the record.
How many people live in Oneida County, Idaho?
The Census Bureau estimates 4,976 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 4,768, in 1,921 households, ranking 38th of 44 Idaho counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Oneida County's population growing?
The population has grown 9.03 percent since the 2020 census base of 4,564, to 4,976 on July 1, 2024. In 2024 there were 49 births against 43 deaths, with net migration of 15. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Oneida County?
$74,954. The median owner-occupied home is valued at $272,000, which is 3.6 times income, and median gross rent is $859 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Oneida County?
100 establishments, employing 882 people with an annual payroll of $34.1 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Oneida County?
Retail trade is the largest private sector at 226 jobs, 13.2 percent of covered employment. Covered employment averages 1,707 jobs at an average annual pay of $38,378, or $738 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Oneida County?
2 7(a) approvals totaling $433,800 since FY2020, across 2 lenders, with a median approval of $216,900, plus 3 504 approvals worth $576,000 since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Oneida County?
40 housing units were authorized by permit in 2024, with a declared construction value of $12.3 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Oneida County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Oneida County come from?
The largest single origin is Cache County, with 26 households. Arriving households report an average income of $63,638 against $60,532 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Oneida County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Oneida County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Oneida County
Cities and places in Oneida.
1 Census place lies wholly or partly in Oneida County. It carries enough published place level data for a page of its own and is linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Malad City | city | 2,601 | 2 | Wholly in this county |
Nearby