Elmore County, Idaho: commercial real estate data.
Elmore County, Idaho had an estimated 29,729 residents on July 1, 2024, up 3.7 percent since the 2020 census base of 28,674, across 3,075 square miles. County output reached $1.91 bn in 2024, 477 establishments operate here, and the SBA record carries 19 7(a) approvals worth $5.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Elmore County
How many people live in Elmore County
- Population, American Community Survey 2020-202429,321
- Households11,067
- Average household size2.65
- Median household income$65,359
- Median age33.1
- Median gross rent$1,243 per month
- Median owner-occupied home value$316,500
- Home value to household income4.8 times
- Annual rent as a share of median income22.8 percent
- Adults 25 and over with a bachelor degree or higher22.4 percent
- Adults 25 and over with a graduate degree6.4 percent
- Adults 25 and over18,726
- Population under 187,101
- Share under 1824.2 percent
- Population 65 and over4,338
- Share 65 and over14.8 percent
- Working age population, 18 to 6417,882
- Civilian labor force11,361
- Unemployment rate6.0 percent
- Labor force participation, adults 18 and over51.1 percent
- Rank by population among Idaho counties13th of 44
- Rank by population among US county-equivalents, Puerto Rico included1493rd of 3,222
Elmore County is the 13th largest of 44 Idaho counties by population. A median home costs 4.8 times median household income, which is seriously unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 24.2 percent against 14.8 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Elmore County
Is Elmore County's population growing?
- Population, July 1, 202429,729
- Census 2020 base population28,674
- Population change since the 2020 census base3.68 percent
- Population change, 2023 to 202423
- Births, 2024480
- Deaths, 2024241
- Natural change, 2024239
- Net domestic migration, 2024-385
- Net international migration, 2024172
- Total net migration, 2024-213
- Cumulative net domestic migration, 2021 to 2024-357
- Rank by growth among US county-equivalents746th of 3,144
The county has grown 3.68 percent since the 2020 census base. Births exceeded deaths in 2024 by more than net migration took away, so the population grew even though more people left than moved in.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Elmore County
Where are people moving to Elmore County from?
- Tax returns filed by households arriving1,395
- People arriving, from those returns2,788
- Tax returns filed by households leaving1,295
- Net household movement100
- Adjusted gross income arriving$69.9 m
- Net adjusted gross income movement$4.0 m
- Average income of an arriving household$50,080
- Average income of a leaving household$50,883
- Largest single originAda County (302 households)
- Largest single destinationAda County (244 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Ada County | 302 | 545 | $14.9 m |
| Foreign - APO/FPO ZIPs | 125 | 274 | $6.3 m |
| Canyon County | 84 | 190 | $4.3 m |
| Owyhee County | 21 | 46 | $1.2 m |
| Maricopa County | 20 | 51 | $1.4 m |
| Twin Falls County | 20 | 42 | $1.5 m |
Households arriving report $803 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Ada County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Elmore County
What is the Elmore County economy?
- County GDP, 2024$1.91 bn
- County GDP, 2023$1.75 bn
- GDP change, 2023 to 20249.0 percent
- GDP change over five years44.8 percent
- Rank by GDP among the Idaho areas BEA publishes15th of 44
- Rank by GDP among the US county areas BEA publishes1322nd of 3,127
- GDP per resident$65,059
Output grew 9.0 percent in the latest year and 44.8 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Elmore County
Employment by industry in Elmore County
- Covered employment, annual average7,531
- Establishments reporting771
- Average annual pay$47,221
- Average weekly wage$908
- Retail trade, employment899
- Retail trade, average annual pay$34,782
- Health care and social assistance, employment845
- Health care and social assistance, average annual pay$48,437
- Accommodation and food services, employment786
- Accommodation and food services, average annual pay$20,753
- Manufacturing, employment773
- Manufacturing, average annual pay$46,273
- Construction, employment385
- Transportation and warehousing, employment375
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 899 | 67 | $34,782 |
| Health care and social assistance | 845 | 102 | $48,437 |
| Accommodation and food services | 786 | 78 | $20,753 |
| Manufacturing | 773 | 18 | $46,273 |
| Construction | 385 | 84 | $53,529 |
| Transportation and warehousing | 375 | 32 | $72,237 |
| Administrative and support and waste management services | 217 | 56 | $43,298 |
| Finance and insurance | 198 | 32 | $66,779 |
Retail trade is the largest private sector at 899 jobs, 11.9 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Elmore County
How many businesses are in Elmore County?
- Establishments, all industries477
- Employment at those establishments4,848
- Annual payroll$204.2 m
- Establishments per 1,000 residents16.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Elmore County
Building permits in Elmore County
- Housing units authorized by permit, 2024131
- Declared construction value permitted$24.3 m
- Single family units authorized131
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$185,290
- Units authorized per 1,000 households11.8
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Elmore County
SBA loans in Elmore County (7(a) and 504)
- 7(a) approvals recorded19
- 7(a) gross approval dollars$5.7 m
- Average 7(a) approval$298,137
- Median 7(a) approval$50,000
- Largest single approval$3,190,200
- Jobs reported supported, 7(a)88
- Jobs per approval4.6
- Distinct 7(a) lenders active9
- Distinct industries receiving approvals16
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer10.5 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter16
- Franchise loans1
- Franchise share of approvals5.3 percent
- Leading industry by approval countGeneral Automotive Repair (3)
- Most active lenderD. L. Evans Bank (5)
- 504 approvals recorded9
- 504 gross approval dollars$3.2 m
- Average 504 approval$359,444
- Median 504 approval$249,000
- Distinct CDCs active3
- 504 jobs per approval4.2
- 504 jobs per million dollars approved11.7
- Most active CDCCapital Matrix, Inc. (7)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$8.9 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Elmore County
SBA loan default and charge-off rates in Elmore County
Do SBA loans in Elmore County get paid back?
- Loans with a final outcome recorded2
- Paid in full2
- Charged off0
- Status: Exempt from disclosure13
- Status: Cancelled4
- Status: Paid in full2
Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Elmore County
SBA lending by place in Elmore County
- Borrower cities with recorded lending3
- Mountain Home, approvals16
- Boise, approvals2
- Glenns Ferry, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Mountain Home | 16 | $4,789,600 |
| Boise | 2 | $200,000 |
| Glenns Ferry | 1 | $675,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Elmore County
How large is Elmore County?
- Land area3,075 sq mi
- Rank by land area among Idaho counties6th of 44
- Width, east to west65 mi
- Height, north to south91.9 mi
- Geographies sharing a boundary8
- Residents per square mile of land10
- Establishments per square mile0.16
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Elmore County
Flood risk in Elmore County
- Participation of the county's own NFIP community Elmore County, unincorporated areasParticipating, community 160212
- Community Rating System class of the county's own communityClass 10
- Communities in the county in the NFIP Community Status Book3
- Of those, participating in the NFIP3
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 10
- Communities carrying a CRS class2
- Radon levels in Elmore County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Elmore County (community 160212), participates in the National Flood Insurance Program and carries Community Rating System class 10, a flood insurance premium discount for policies written there. The EPA places Elmore County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 10, which carries a flood insurance premium discount for policies written in that community. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Elmore County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Elmore County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202429,321
- Households11,067
- Average household size2.65
- Median household income$65,359
- Median age33.1
Common questions
Elmore County questions, answered from the record.
How many people live in Elmore County, Idaho?
The Census Bureau estimates 29,729 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 29,321, in 11,067 households, ranking 13th of 44 Idaho counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Elmore County's population growing?
The population has grown 3.68 percent since the 2020 census base of 28,674, to 29,729 on July 1, 2024. In 2024 there were 480 births against 241 deaths, with net migration of -213. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Elmore County?
$65,359. The median owner-occupied home is valued at $316,500, which is 4.8 times income, and median gross rent is $1,243 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Elmore County?
477 establishments, employing 4,848 people with an annual payroll of $204.2 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Elmore County?
Retail trade is the largest private sector at 899 jobs, 11.9 percent of covered employment. Covered employment averages 7,531 jobs at an average annual pay of $47,221, or $908 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Elmore County?
19 7(a) approvals totaling $5.7 m since FY2020, across 9 lenders, with a median approval of $50,000, plus 9 504 approvals worth $3.2 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Elmore County?
131 housing units were authorized by permit in 2024, with a declared construction value of $24.3 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Elmore County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Elmore County come from?
The largest single origin is Ada County, with 302 households. Arriving households report an average income of $50,080 against $50,883 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Elmore County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Elmore County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Elmore County
Cities and places in Elmore.
4 Census places lie wholly or partly in Elmore County. All 4 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Mountain Home | city | 16,493 | 16 | Wholly in this county |
| Mountain Home AFB | CDP | 3,219 | None recorded | Wholly in this county |
| Glenns Ferry | city | 1,438 | 1 | Wholly in this county |
| Hammett | CDP | 319 | None recorded | Wholly in this county |
A further 2 of the county's 19 SBA 7(a) approvals are to borrowers in cities that match no Census place in Elmore County, the largest being Boise (2). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.