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HomeIdahoElmore CountyMountain Home

Mountain Home, Idaho: commercial real estate data.

Mountain Home is a Census city of 16,493 people across 7.11 square miles of land, in Elmore County. Median household income is $63,125, 67.1 percent of occupied homes are owned, and the SBA record carries 16 7(a) approvals to borrowers here worth $4.8 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Mountain Home

What Mountain Home is

  • Census place typecity
  • Land area7.11 sq mi
  • Water area0.29 sq mi
  • Population per square mile of land2,321
  • County holding the largest share of its areaElmore County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Mountain Home

How many people live in Mountain Home

  • Population16,493
  • Median age31.7
  • Population under 184,136
  • Share under 1825.1 percent
  • Population 65 and over2,183
  • Share 65 and over13.2 percent
  • Households6,349
  • Family households3,762
  • Share of households that are families59.3 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Mountain Home

Income and work in Mountain Home

  • Median household income$63,125
  • Per capita income$31,551
  • Civilian labor force6,477
  • Employed6,079
  • Unemployed398 plus or minus 147
  • Unemployment rate6.1 percent plus or minus 2.2
  • Adults 25 and over10,509
  • Adults 25 and over with a high school diploma or higher90.5 percent
  • Adults 25 and over with a bachelor degree or higher22.0 percent
  • Adults 25 and over with a graduate degree5.7 percent plus or minus 1.7

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Mountain Home

Housing in Mountain Home

  • Housing units6,630
  • Occupied units6,349
  • Vacant units281 plus or minus 138
  • Vacancy rate4.2 percent plus or minus 2.1
  • Owner occupied4,261
  • Renter occupied2,088
  • Ownership rate67.1 percent
  • Median owner-occupied home value$309,400
  • Median gross rent, monthly$1,155
  • Annual rent as a share of median income22.0 percent
  • Single family units5,237
  • Share single family79.0 percent
  • Units in buildings of two or more1,171 plus or minus 264
  • Share in buildings of two or more17.7 percent plus or minus 3.9
  • Mobile homes191 plus or minus 107
  • Median year structure built1989

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Mountain Home

How Mountain Home gets to work

  • Workers 16 and over who commute7,347
  • Commuting under 15 minutes2,909
  • Share commuting under 15 minutes39.6 percent
  • Commuting 30 minutes or more1,801
  • Share commuting 30 minutes or more24.5 percent
  • Drove alone87.6 percent
  • Carpooled5.2 percent plus or minus 2.0
  • Public transport0.0 percent
  • Walked1.7 percent plus or minus 0.8
  • Worked from home3.6 percent plus or minus 1.4

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Mountain Home

SBA loans in Mountain Home (7(a))

  • Approvals16
  • Gross approval$4,789,600
  • Average approval$299,350
  • Median approval$37,500
  • Largest approval$3,190,200
  • Jobs supported66
  • Jobs per approval4.1
  • Loans with a final outcome2
  • Paid in full2
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more6.3 percent
  • Share to franchises6.3 percent
  • Distinct lenders9
  • Distinct industries by NAICS13

Counted by borrower city: approvals to borrowers whose address is in Mountain Home, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Mountain Home

SBA loans in Mountain Home (504)

  • Approvals8
  • Gross approval$2,519,000
  • Average approval$314,875
  • Median approval$233,000
  • Largest approval$639,000
  • Jobs supported23
  • Loans with a final outcome2
  • Charged off0
  • Median term300 months
  • Distinct CDCs3

Counted by borrower city: approvals to borrowers whose address is in Mountain Home, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Mountain Home

Flood risk in Mountain Home

  • NFIP communityCity of Mountain Home
  • NFIP community number160058
  • Participating in the NFIPYes
  • Community Rating System classClass 10
  • Currently effective map date03/15/94

The City of Mountain Home participates in the National Flood Insurance Program as community 160058 and carries Community Rating System class 10, a flood insurance premium discount for policies written there.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Elmore County, not Mountain Home

Elmore County context, not Mountain Home figures

  • Establishments in Elmore County477
  • Covered employment, Elmore County7,531
  • Average annual pay, Elmore County$47,221
  • Housing units permitted, Elmore County131

Every figure in this section is published for Elmore County as a whole and is not a measurement of Mountain Home.

All Elmore County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Mountain Home questions, answered from the record.

How many people live in Mountain Home, Idaho?

16,493, in 6,349 households. Mountain Home city covers 7.11 square miles of land, which is 2,321 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Mountain Home in?

Elmore County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Mountain Home?

$63,125. The median owner-occupied home is valued at $309,400. Median gross rent is $1,155 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Mountain Home businesses?

16 7(a) approvals totaling $4.8 m since FY2020, across 9 lenders, median approval $37,500, plus 8 504 approvals worth $2.5 m since FY2010. These count approvals to borrowers whose address is in Mountain Home, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Mountain Home borrowers get paid back?

No rate is published for Mountain Home. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Mountain Home in the National Flood Insurance Program?

Yes. Mountain Home appears in the FEMA Community Status Book as Mountain Home, city of, community 160058, carrying Community Rating System class 10, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Mountain Home figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Elmore County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Mountain Home.

Is zoning published for Mountain Home?

No. Nothing on this page presents parcel level zoning.