HomeIllinoisChampaign CountyChampaign
Champaign, Illinois: commercial real estate data.
Champaign is a Census city of 89,996 people across 23.03 square miles of land, in Champaign County. Median household income is $56,118, 43.8 percent of occupied homes are owned, and the SBA record carries 75 7(a) approvals to borrowers here worth $40.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Champaign
What Champaign is
- Census place typecity
- Land area23.03 sq mi
- Water area0.14 sq mi
- Population per square mile of land3,908
- County holding the largest share of its areaChampaign County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Champaign
How many people live in Champaign
- Population89,996
- Median age26.6
- Population under 1814,284
- Share under 1815.9 percent
- Population 65 and over9,854
- Share 65 and over10.9 percent
- Households36,815
- Family households16,200
- Share of households that are families44.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Champaign
Income and work in Champaign
- Median household income$56,118
- Per capita income$36,223
- Civilian labor force45,773
- Employed43,577
- Unemployed2,196 plus or minus 463
- Unemployment rate4.8 percent plus or minus 1.0
- Adults 25 and over47,104
- Adults 25 and over with a high school diploma or higher94.9 percent
- Adults 25 and over with a bachelor degree or higher52.7 percent
- Adults 25 and over with a graduate degree30.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Champaign
Housing in Champaign
- Housing units41,299
- Occupied units36,815
- Vacant units4,484
- Vacancy rate10.9 percent
- Owner occupied16,126
- Renter occupied20,689
- Ownership rate43.8 percent
- Median owner-occupied home value$210,900
- Median gross rent, monthly$1,123
- Annual rent as a share of median income24.0 percent
- Single family units20,047
- Share single family48.5 percent
- Units in buildings of two or more20,669
- Share in buildings of two or more50.0 percent
- Mobile homes583 plus or minus 198
- Median year structure built1985
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Champaign
How Champaign gets to work
- Workers 16 and over who commute35,490
- Commuting under 15 minutes19,010
- Share commuting under 15 minutes53.6 percent
- Commuting 30 minutes or more2,867
- Share commuting 30 minutes or more8.1 percent
- Drove alone58.7 percent
- Carpooled8.1 percent
- Public transport4.5 percent plus or minus 1.2
- Walked8.9 percent
- Worked from home17.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Champaign
SBA loans in Champaign (7(a))
- Approvals75
- Gross approval$40,050,600
- Average approval$534,008
- Median approval$250,000
- Ninetieth percentile approval$1,470,000
- Largest approval$4,374,000
- Jobs supported809
- Jobs per approval10.8
- Loans with a final outcome8
- Paid in full7
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more9.3 percent
- Share to franchises20.0 percent
- Distinct lenders28
- Distinct industries by NAICS46
Counted by borrower city: approvals to borrowers whose address is in Champaign, in any county, FY2020 to FY2026. Only 8 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Champaign
SBA loans in Champaign (504)
- Approvals42
- Gross approval$34,295,000
- Average approval$816,548
- Median approval$726,500
- Largest approval$3,378,000
- Jobs supported542
- Loans with a final outcome12
- Charged off0
- Median term240 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Champaign, in any county, FY2010 to FY2026. Only 12 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Champaign
Flood risk in Champaign
- NFIP communityCity of Champaign
- NFIP community number170026
- Participating in the NFIPYes
- Community Rating System classClass 5
- Currently effective map date10/02/13
The City of Champaign participates in the National Flood Insurance Program as community 170026 and carries Community Rating System class 5, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Champaign County, not Champaign
Champaign County context, not Champaign figures
- Establishments in Champaign County4,237
- Covered employment, Champaign County94,777
- Average annual pay, Champaign County$64,216
- Housing units permitted, Champaign County565
Every figure in this section is published for Champaign County as a whole and is not a measurement of Champaign.
All Champaign County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Champaign questions, answered from the record.
How many people live in Champaign, Illinois?
89,996, in 36,815 households. Champaign city covers 23.03 square miles of land, which is 3,908 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Champaign in?
Champaign County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Champaign?
$56,118. The median owner-occupied home is valued at $210,900. Median gross rent is $1,123 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Champaign businesses?
75 7(a) approvals totaling $40.1 m since FY2020, across 28 lenders, median approval $250,000, plus 42 504 approvals worth $34.3 m since FY2010. These count approvals to borrowers whose address is in Champaign, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Champaign borrowers get paid back?
No rate is published for Champaign. Only 8 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Champaign in the National Flood Insurance Program?
Yes. Champaign appears in the FEMA Community Status Book as Champaign, city of, community 170026, carrying Community Rating System class 5, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Champaign figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Champaign County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Champaign.
Is zoning published for Champaign?
No. Nothing on this page presents parcel level zoning.
Nearby