HomeIllinoisChampaign CountySt. Joseph
St. Joseph, Illinois: commercial real estate data.
St. Joseph is a Census village of 3,778 people across 2.08 square miles of land, in Champaign County. Median household income is $120,789, 84.7 percent of occupied homes are owned.
Underlined figures are computed by MMCG Analytics, not published by the agency.
St. Joseph
What St. Joseph is
- Census place typevillage
- Land area2.08 sq mi
- Water area0.02 sq mi
- Population per square mile of land1,814
- County holding the largest share of its areaChampaign County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Joseph
How many people live in St. Joseph
- Population3,778
- Median age37.9
- Population under 181,069 plus or minus 232
- Share under 1828.3 percent
- Population 65 and over605 plus or minus 193
- Share 65 and over16.0 percent plus or minus 4.9
- Households1,462
- Family households893
- Share of households that are families61.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Joseph
Income and work in St. Joseph
- Median household income$120,789 plus or minus $32,042
- Per capita income$51,434
- Civilian labor force2,092
- Employed2,073
- Unemployed19 plus or minus 23
- Unemployment rate0.9 percent plus or minus 1.1
- Adults 25 and over2,411
- Adults 25 and over with a high school diploma or higher98.9 percent
- Adults 25 and over with a bachelor degree or higher35.3 percent
- Adults 25 and over with a graduate degree13.1 percent plus or minus 3.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Joseph
Housing in St. Joseph
- Housing units1,470
- Occupied units1,462
- Vacant units8 plus or minus 13
- Vacancy rate0.5 percent plus or minus 0.9
- Owner occupied1,239
- Renter occupied223 plus or minus 72
- Ownership rate84.7 percent
- Median owner-occupied home value$270,900
- Median gross rent, monthly$968
- Annual rent as a share of median income9.6 percent plus or minus 2.6
- Single family units1,371
- Share single family93.3 percent
- Units in buildings of two or more99 plus or minus 60
- Share in buildings of two or more6.7 percent plus or minus 3.9
- Mobile homes0
- Median year structure built1996
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Joseph
How St. Joseph gets to work
- Workers 16 and over who commute1,713
- Commuting under 15 minutes276 plus or minus 110
- Share commuting under 15 minutes16.1 percent plus or minus 6.0
- Commuting 30 minutes or more510 plus or minus 142
- Share commuting 30 minutes or more29.8 percent plus or minus 7.0
- Drove alone72.3 percent
- Carpooled9.4 percent plus or minus 6.5
- Public transport0.0 percent
- Walked0.7 percent plus or minus 0.8
- Worked from home17.2 percent plus or minus 4.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Joseph
SBA loans in St. Joseph (504)
- Approvals2
- Gross approval$278,000
- Average approval$139,000
- Median approval$139,000
- Largest approval$193,000
- Jobs supported5
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in St. Joseph, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
St. Joseph
Flood risk in St. Joseph
- NFIP communityVillage of St. Joseph
- NFIP community number170032
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date10/02/13
The Village of St. Joseph participates in the National Flood Insurance Program as community 170032 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Champaign County, not St. Joseph
Champaign County context, not St. Joseph figures
- Establishments in Champaign County4,237
- Covered employment, Champaign County94,777
- Average annual pay, Champaign County$64,216
- Housing units permitted, Champaign County565
Every figure in this section is published for Champaign County as a whole and is not a measurement of St. Joseph.
All Champaign County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
St. Joseph questions, answered from the record.
How many people live in St. Joseph, Illinois?
3,778, in 1,462 households. St. Joseph village covers 2.08 square miles of land, which is 1,814 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is St. Joseph in?
Champaign County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in St. Joseph?
$120,789. The median owner-occupied home is valued at $270,900. Median gross rent is $968 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Is St. Joseph in the National Flood Insurance Program?
Yes. St. Joseph appears in the FEMA Community Status Book as St. Joseph, village of, community 170032, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page St. Joseph figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Champaign County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of St. Joseph.
Is zoning published for St. Joseph?
No. Nothing on this page presents parcel level zoning.
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