HomeIllinoisCook CountyHarvey city
Harvey city, Illinois: commercial real estate data.
Harvey city is a Census city of 20,230 people across 6.21 square miles of land, in Cook County. Median household income is $42,429, 57.6 percent of occupied homes are owned, and the SBA record carries 13 7(a) approvals to borrowers here worth $10.1 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Harvey
What Harvey is
- Census place typecity
- Land area6.21 sq mi
- Water area0 sq mi
- Population per square mile of land3,260
- County holding the largest share of its areaCook County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harvey
How many people live in Harvey
- Population20,230
- Median age36.6
- Population under 184,724
- Share under 1823.4 percent
- Population 65 and over3,250
- Share 65 and over16.1 percent
- Households7,512
- Family households4,549
- Share of households that are families60.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harvey
Income and work in Harvey
- Median household income$42,429
- Per capita income$24,272
- Civilian labor force9,767
- Employed8,456
- Unemployed1,311 plus or minus 395
- Unemployment rate13.4 percent plus or minus 3.9
- Adults 25 and over13,528
- Adults 25 and over with a high school diploma or higher77.2 percent
- Adults 25 and over with a bachelor degree or higher10.9 percent plus or minus 2.6
- Adults 25 and over with a graduate degree2.0 percent plus or minus 1.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harvey
Housing in Harvey
- Housing units9,857
- Occupied units7,512
- Vacant units2,345
- Vacancy rate23.8 percent
- Owner occupied4,324
- Renter occupied3,188
- Ownership rate57.6 percent
- Median owner-occupied home value$88,100
- Median gross rent, monthly$960
- Annual rent as a share of median income27.2 percent
- Single family units6,424
- Share single family65.2 percent
- Units in buildings of two or more2,770
- Share in buildings of two or more28.1 percent
- Mobile homes660 plus or minus 314
- Median year structure built1960
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harvey
How Harvey gets to work
- Workers 16 and over who commute7,454
- Commuting under 15 minutes1,904 plus or minus 472
- Share commuting under 15 minutes25.5 percent plus or minus 5.8
- Commuting 30 minutes or more3,622
- Share commuting 30 minutes or more48.6 percent
- Drove alone65.2 percent
- Carpooled12.3 percent plus or minus 3.9
- Public transport9.4 percent plus or minus 3.4
- Walked1.0 percent plus or minus 1.2
- Worked from home5.5 percent plus or minus 2.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harvey
SBA loans in Harvey (7(a))
- Approvals13
- Gross approval$10,114,800
- Average approval$778,062
- Median approval$90,000
- Ninetieth percentile approval$3,105,000
- Largest approval$3,271,400
- Jobs supported133
- Jobs per approval10.2
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more38.5 percent
- Share to franchises15.4 percent
- Distinct lenders6
- Distinct industries by NAICS6
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Harvey
SBA loans in Harvey (504)
- Approvals5
- Gross approval$1,985,000
- Average approval$397,000
- Median approval$374,000
- Largest approval$783,000
- Jobs supported81
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Harvey
Flood risk in Harvey
- Listed NFIP communities1
- Of those, participating1
- NFIP community number170100
- Currently effective map date08/19/08
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Cook County, not Harvey
Cook County context, not Harvey figures
These are Cook County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Harvey measurements.
- Establishments in Cook County134,513
- Employment at those establishments, Cook County2,492,328
- Covered employment, Cook County2,565,567
- Average annual pay, Cook County$86,931
- Average weekly wage, Cook County$1,672
- Housing units permitted, Cook County6,507
- Of those, single family, Cook County1,142
- County product, 2024, Cook County$546,440,623,000
- County product change over the prior year, Cook County4.6 percent
- Average income of an arriving household, Cook County$91,691
Every figure in this section is published for Cook County as a whole and is not a measurement of Harvey. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Harvey questions, answered from the record.
How many people live in Harvey, Illinois?
20,230, in 7,512 households. Harvey city covers 6.21 square miles of land, which is 3,260 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Harvey in?
Cook County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Harvey?
$42,429. The median owner-occupied home is valued at $88,100. Median gross rent is $960 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Harvey businesses?
13 7(a) approvals totalling $10.1 m, across 6 lenders, median approval $90,000, plus 5 504 approvals worth $2.0 m. These count approvals to borrowers whose address is in Harvey, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Harvey borrowers get paid back?
No rate is published for Harvey. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Harvey in the National Flood Insurance Program?
Yes. Harvey appears in the FEMA Community Status Book as community 170100, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Harvey figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Cook County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Harvey.
Is zoning published for Harvey?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.