HomeIllinoisCook CountyOak Forest city
Oak Forest city, Illinois: commercial real estate data.
Oak Forest city is a Census city of 26,805 people across 6.03 square miles of land, in Cook County. Median household income is $91,990, 82.4 percent of occupied homes are owned, and the SBA record carries 27 7(a) approvals to borrowers here worth $13.6 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Oak Forest
What Oak Forest is
- Census place typecity
- Land area6.03 sq mi
- Water area0.05 sq mi
- Population per square mile of land4,443
- County holding the largest share of its areaCook County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oak Forest
How many people live in Oak Forest
- Population26,805
- Median age40.5
- Population under 185,683
- Share under 1821.2 percent
- Population 65 and over4,495
- Share 65 and over16.8 percent
- Households10,355
- Family households7,146
- Share of households that are families69.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oak Forest
Income and work in Oak Forest
- Median household income$91,990
- Per capita income$43,191
- Civilian labor force14,976
- Employed14,169
- Unemployed807 plus or minus 276
- Unemployment rate5.4 percent plus or minus 1.8
- Adults 25 and over19,105
- Adults 25 and over with a high school diploma or higher94.1 percent
- Adults 25 and over with a bachelor degree or higher31.2 percent
- Adults 25 and over with a graduate degree10.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oak Forest
Housing in Oak Forest
- Housing units10,659
- Occupied units10,355
- Vacant units304 plus or minus 171
- Vacancy rate2.9 percent plus or minus 1.6
- Owner occupied8,536
- Renter occupied1,819 plus or minus 388
- Ownership rate82.4 percent
- Median owner-occupied home value$255,100
- Median gross rent, monthly$1,328
- Annual rent as a share of median income17.3 percent
- Single family units7,811
- Share single family73.3 percent
- Units in buildings of two or more2,848
- Share in buildings of two or more26.7 percent
- Mobile homes0
- Median year structure built1975
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oak Forest
How Oak Forest gets to work
- Workers 16 and over who commute12,327
- Commuting under 15 minutes1,947 plus or minus 440
- Share commuting under 15 minutes15.8 percent plus or minus 3.5
- Commuting 30 minutes or more6,294
- Share commuting 30 minutes or more51.1 percent
- Drove alone76.8 percent
- Carpooled4.9 percent plus or minus 1.9
- Public transport5.6 percent plus or minus 1.9
- Walked1.1 percent plus or minus 1.0
- Worked from home10.5 percent plus or minus 2.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oak Forest
SBA loans in Oak Forest (7(a))
- Approvals27
- Gross approval$13,611,000
- Average approval$504,111
- Median approval$150,000
- Ninetieth percentile approval$1,678,500
- Largest approval$2,860,000
- Jobs supported212
- Jobs per approval7.9
- Loans with a final outcome5
- Paid in full5
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more18.5 percent
- Share to franchises3.7 percent
- Distinct lenders12
- Distinct industries by NAICS20
A charge-off rate is not published here. only 5 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Oak Forest
SBA loans in Oak Forest (504)
- Approvals6
- Gross approval$4,628,000
- Average approval$771,333
- Median approval$332,000
- Largest approval$2,595,000
- Jobs supported58
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Oak Forest
Flood risk in Oak Forest
- Listed NFIP communities1
- Of those, participating1
- NFIP community number170136
- Currently effective map date11/01/19
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Cook County, not Oak Forest
Cook County context, not Oak Forest figures
These are Cook County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Oak Forest measurements.
- Establishments in Cook County134,513
- Employment at those establishments, Cook County2,492,328
- Covered employment, Cook County2,565,567
- Average annual pay, Cook County$86,931
- Average weekly wage, Cook County$1,672
- Housing units permitted, Cook County6,507
- Of those, single family, Cook County1,142
- County product, 2024, Cook County$546,440,623,000
- County product change over the prior year, Cook County4.6 percent
- Average income of an arriving household, Cook County$91,691
Every figure in this section is published for Cook County as a whole and is not a measurement of Oak Forest. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Oak Forest questions, answered from the record.
How many people live in Oak Forest, Illinois?
26,805, in 10,355 households. Oak Forest city covers 6.03 square miles of land, which is 4,443 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Oak Forest in?
Cook County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Oak Forest?
$91,990. The median owner-occupied home is valued at $255,100. Median gross rent is $1,328 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Oak Forest businesses?
27 7(a) approvals totalling $13.6 m, across 12 lenders, median approval $150,000, plus 6 504 approvals worth $4.6 m. These count approvals to borrowers whose address is in Oak Forest, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Oak Forest borrowers get paid back?
No rate is published for Oak Forest. only 5 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Oak Forest in the National Flood Insurance Program?
Yes. Oak Forest appears in the FEMA Community Status Book as community 170136, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Oak Forest figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Cook County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Oak Forest.
Is zoning published for Oak Forest?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.