HomeIllinoisCook CountyPalos Heights
Palos Heights, Illinois: commercial real estate data.
Palos Heights is a Census city of 12,152 people across 3.78 square miles of land, in Cook County. Median household income is $108,740, 93.4 percent of occupied homes are owned, and the SBA record carries 22 7(a) approvals to borrowers here worth $5.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Palos Heights
What Palos Heights is
- Census place typecity
- Land area3.78 sq mi
- Water area0.1 sq mi
- Population per square mile of land3,214
- County holding the largest share of its areaCook County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Palos Heights
How many people live in Palos Heights
- Population12,152
- Median age50.2
- Population under 182,293
- Share under 1818.9 percent
- Population 65 and over3,923
- Share 65 and over32.3 percent
- Households4,779
- Family households3,397
- Share of households that are families71.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Palos Heights
Income and work in Palos Heights
- Median household income$108,740
- Per capita income$57,205
- Civilian labor force5,570
- Employed5,371
- Unemployed199 plus or minus 91
- Unemployment rate3.6 percent plus or minus 1.6
- Adults 25 and over9,180
- Adults 25 and over with a high school diploma or higher96.7 percent
- Adults 25 and over with a bachelor degree or higher43.6 percent
- Adults 25 and over with a graduate degree18.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Palos Heights
Housing in Palos Heights
- Housing units5,043
- Occupied units4,779
- Vacant units264 plus or minus 116
- Vacancy rate5.2 percent plus or minus 2.3
- Owner occupied4,464
- Renter occupied315 plus or minus 147
- Ownership rate93.4 percent
- Median owner-occupied home value$367,100
- Median gross rent, monthly$2,558 plus or minus $1,375
- Annual rent as a share of median income28.2 percent plus or minus 15.4
- Single family units4,138
- Share single family82.1 percent
- Units in buildings of two or more905 plus or minus 225
- Share in buildings of two or more17.9 percent plus or minus 4.4
- Mobile homes0
- Median year structure built1976
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Palos Heights
How Palos Heights gets to work
- Workers 16 and over who commute4,496
- Commuting under 15 minutes988 plus or minus 223
- Share commuting under 15 minutes22.0 percent plus or minus 4.6
- Commuting 30 minutes or more2,139
- Share commuting 30 minutes or more47.6 percent
- Drove alone73.6 percent
- Carpooled5.2 percent plus or minus 2.0
- Public transport3.7 percent plus or minus 2.0
- Walked1.8 percent plus or minus 1.6
- Worked from home14.3 percent plus or minus 3.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Palos Heights
SBA loans in Palos Heights (7(a))
- Approvals22
- Gross approval$5,483,400
- Average approval$249,245
- Median approval$150,000
- Ninetieth percentile approval$424,710
- Largest approval$1,515,500
- Jobs supported101
- Jobs per approval4.6
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more13.6 percent
- Share to franchises22.7 percent
- Distinct lenders11
- Distinct industries by NAICS17
Counted by borrower city: approvals to borrowers whose address is in Palos Heights, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Palos Heights
SBA loans in Palos Heights (504)
- Approvals6
- Gross approval$4,523,000
- Average approval$753,833
- Median approval$506,000
- Largest approval$2,113,000
- Jobs supported69
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Palos Heights, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Palos Heights
Flood risk in Palos Heights
- NFIP communityCity of Palos Heights
- NFIP community number170142
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date11/01/19
The City of Palos Heights participates in the National Flood Insurance Program as community 170142 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Cook County, not Palos Heights
Cook County context, not Palos Heights figures
- Establishments in Cook County134,513
- Covered employment, Cook County2,565,567
- Average annual pay, Cook County$86,931
- Housing units permitted, Cook County6,507
Every figure in this section is published for Cook County as a whole and is not a measurement of Palos Heights.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Palos Heights questions, answered from the record.
How many people live in Palos Heights, Illinois?
12,152, in 4,779 households. Palos Heights city covers 3.78 square miles of land, which is 3,214 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Palos Heights in?
Cook County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Palos Heights?
$108,740. The median owner-occupied home is valued at $367,100. Median gross rent is $2,558 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Palos Heights businesses?
22 7(a) approvals totaling $5.5 m since FY2020, across 11 lenders, median approval $150,000, plus 6 504 approvals worth $4.5 m since FY2010. These count approvals to borrowers whose address is in Palos Heights, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Palos Heights borrowers get paid back?
No rate is published for Palos Heights. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Palos Heights in the National Flood Insurance Program?
Yes. Palos Heights appears in the FEMA Community Status Book as Palos Heights, city of, community 170142, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Palos Heights figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Cook County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Palos Heights.
Is zoning published for Palos Heights?
No. Nothing on this page presents parcel level zoning.