HomeIllinoisCook CountyWestchester
Westchester, Illinois: commercial real estate data.
Westchester is a Census village of 16,436 people across 3.69 square miles of land, in Cook County. Median household income is $98,954, 90.8 percent of occupied homes are owned, and the SBA record carries 22 7(a) approvals to borrowers here worth $7.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Westchester
What Westchester is
- Census place typevillage
- Land area3.69 sq mi
- Water area0 sq mi
- Population per square mile of land4,459
- County holding the largest share of its areaCook County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Westchester
How many people live in Westchester
- Population16,436
- Median age51.6
- Population under 182,781
- Share under 1816.9 percent
- Population 65 and over4,773
- Share 65 and over29.0 percent
- Households6,908
- Family households4,732
- Share of households that are families68.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Westchester
Income and work in Westchester
- Median household income$98,954
- Per capita income$51,964
- Civilian labor force8,800
- Employed8,340
- Unemployed460 plus or minus 222
- Unemployment rate5.2 percent plus or minus 2.5
- Adults 25 and over12,545
- Adults 25 and over with a high school diploma or higher93.3 percent
- Adults 25 and over with a bachelor degree or higher43.6 percent
- Adults 25 and over with a graduate degree15.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Westchester
Housing in Westchester
- Housing units7,181
- Occupied units6,908
- Vacant units273 plus or minus 155
- Vacancy rate3.8 percent plus or minus 2.1
- Owner occupied6,275
- Renter occupied633 plus or minus 171
- Ownership rate90.8 percent
- Median owner-occupied home value$327,300
- Median gross rent, monthly$1,794
- Annual rent as a share of median income21.8 percent
- Single family units6,471
- Share single family90.1 percent
- Units in buildings of two or more693 plus or minus 181
- Share in buildings of two or more9.7 percent plus or minus 2.5
- Mobile homes17 plus or minus 23
- Median year structure built1957
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Westchester
How Westchester gets to work
- Workers 16 and over who commute7,055
- Commuting under 15 minutes1,612 plus or minus 378
- Share commuting under 15 minutes22.8 percent plus or minus 5.1
- Commuting 30 minutes or more2,851
- Share commuting 30 minutes or more40.4 percent
- Drove alone69.7 percent
- Carpooled7.0 percent plus or minus 2.8
- Public transport4.7 percent plus or minus 1.8
- Walked3.6 percent plus or minus 3.2
- Worked from home14.0 percent plus or minus 3.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Westchester
SBA loans in Westchester (7(a))
- Approvals22
- Gross approval$7,514,700
- Average approval$341,577
- Median approval$250,000
- Ninetieth percentile approval$532,500
- Largest approval$2,154,000
- Jobs supported107
- Jobs per approval4.9
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more18.2 percent
- Share to franchises4.5 percent
- Distinct lenders14
- Distinct industries by NAICS16
Counted by borrower city: approvals to borrowers whose address is in Westchester, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Westchester
SBA loans in Westchester (504)
- Approvals3
- Gross approval$1,911,000
- Average approval$637,000
- Median approval$199,000
- Largest approval$1,646,000
- Jobs supported10
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Westchester, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Westchester
Flood risk in Westchester
- NFIP communityVillage of Westchester
- NFIP community number170170
- Participating in the NFIPYes
- Community Rating System classClass 7
- Currently effective map date08/19/08
The Village of Westchester participates in the National Flood Insurance Program as community 170170 and carries Community Rating System class 7, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Cook County, not Westchester
Cook County context, not Westchester figures
- Establishments in Cook County134,513
- Covered employment, Cook County2,565,567
- Average annual pay, Cook County$86,931
- Housing units permitted, Cook County6,507
Every figure in this section is published for Cook County as a whole and is not a measurement of Westchester.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Westchester questions, answered from the record.
How many people live in Westchester, Illinois?
16,436, in 6,908 households. Westchester village covers 3.69 square miles of land, which is 4,459 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Westchester in?
Cook County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Westchester?
$98,954. The median owner-occupied home is valued at $327,300. Median gross rent is $1,794 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Westchester businesses?
22 7(a) approvals totaling $7.5 m since FY2020, across 14 lenders, median approval $250,000, plus 3 504 approvals worth $1.9 m since FY2010. These count approvals to borrowers whose address is in Westchester, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Westchester borrowers get paid back?
No rate is published for Westchester. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Westchester in the National Flood Insurance Program?
Yes. Westchester appears in the FEMA Community Status Book as Westchester, village of, community 170170, carrying Community Rating System class 7, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Westchester figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Cook County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Westchester.
Is zoning published for Westchester?
No. Nothing on this page presents parcel level zoning.