HomeIllinoisCook CountyWestchester village
Westchester village, Illinois: commercial real estate data.
Westchester village is a Census village of 16,436 people across 3.69 square miles of land, in Cook County. Median household income is $98,954, 90.8 percent of occupied homes are owned, and the SBA record carries 22 7(a) approvals to borrowers here worth $7.5 m.
81 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Westchester
What Westchester is
- Census place typevillage
- Land area3.69 sq mi
- Water area0 sq mi
- Population per square mile of land4,459
- County holding the largest share of its areaCook County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Westchester
How many people live in Westchester
- Population16,436
- Median age51.6
- Population under 182,781
- Share under 1816.9 percent
- Population 65 and over4,773
- Share 65 and over29.0 percent
- Households6,908
- Family households4,732
- Share of households that are families68.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Westchester
Income and work in Westchester
- Median household income$98,954
- Per capita income$51,964
- Civilian labor force8,800
- Employed8,340
- Unemployed460 plus or minus 222
- Unemployment rate5.2 percent plus or minus 2.5
- Adults 25 and over12,545
- Adults 25 and over with a high school diploma or higher93.3 percent
- Adults 25 and over with a bachelor degree or higher43.6 percent
- Adults 25 and over with a graduate degree15.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Westchester
Housing in Westchester
- Housing units7,181
- Occupied units6,908
- Vacant units273 plus or minus 155
- Vacancy rate3.8 percent plus or minus 2.1
- Owner occupied6,275
- Renter occupied633 plus or minus 171
- Ownership rate90.8 percent
- Median owner-occupied home value$327,300
- Median gross rent, monthly$1,794
- Annual rent as a share of median income21.8 percent
- Single family units6,471
- Share single family90.1 percent
- Units in buildings of two or more693 plus or minus 181
- Share in buildings of two or more9.7 percent plus or minus 2.5
- Mobile homes17 plus or minus 23
- Median year structure built1957
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Westchester
How Westchester gets to work
- Workers 16 and over who commute7,055
- Commuting under 15 minutes1,612 plus or minus 378
- Share commuting under 15 minutes22.8 percent plus or minus 5.1
- Commuting 30 minutes or more2,851
- Share commuting 30 minutes or more40.4 percent
- Drove alone69.7 percent
- Carpooled7.0 percent plus or minus 2.8
- Public transport4.7 percent plus or minus 1.8
- Walked3.6 percent plus or minus 3.2
- Worked from home14.0 percent plus or minus 3.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Westchester
SBA loans in Westchester (7(a))
- Approvals22
- Gross approval$7,514,700
- Average approval$341,577
- Median approval$250,000
- Ninetieth percentile approval$550,000
- Largest approval$2,154,000
- Jobs supported107
- Jobs per approval4.9
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more18.2 percent
- Share to franchises4.5 percent
- Distinct lenders14
- Distinct industries by NAICS16
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Westchester
SBA loans in Westchester (504)
- Approvals3
- Gross approval$1,911,000
- Average approval$637,000
- Median approval$199,000
- Largest approval$1,646,000
- Jobs supported10
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Westchester
Flood risk in Westchester
- Listed NFIP communities1
- Of those, participating1
- Best Community Rating System classClass 7
- NFIP community number170170
- Currently effective map date08/19/08
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Cook County, not Westchester
Cook County context, not Westchester figures
These are Cook County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Westchester measurements.
- Establishments in Cook County134,513
- Employment at those establishments, Cook County2,492,328
- Covered employment, Cook County2,565,567
- Average annual pay, Cook County$86,931
- Average weekly wage, Cook County$1,672
- Housing units permitted, Cook County6,507
- Of those, single family, Cook County1,142
- County product, 2024, Cook County$546,440,623,000
- County product change over the prior year, Cook County4.6 percent
- Average income of an arriving household, Cook County$91,691
Every figure in this section is published for Cook County as a whole and is not a measurement of Westchester. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Westchester questions, answered from the record.
How many people live in Westchester, Illinois?
16,436, in 6,908 households. Westchester village covers 3.69 square miles of land, which is 4,459 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Westchester in?
Cook County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Westchester?
$98,954. The median owner-occupied home is valued at $327,300. Median gross rent is $1,794 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Westchester businesses?
22 7(a) approvals totalling $7.5 m, across 14 lenders, median approval $250,000, plus 3 504 approvals worth $1.9 m. These count approvals to borrowers whose address is in Westchester, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Westchester borrowers get paid back?
No rate is published for Westchester. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Westchester in the National Flood Insurance Program?
Yes. Westchester appears in the FEMA Community Status Book as community 170170, carrying Community Rating System class 7, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Westchester figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Cook County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Westchester.
Is zoning published for Westchester?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.