HomeIllinoisDouglas CountyArcola city
Arcola city, Illinois: commercial real estate data.
Arcola city is a Census city of 2,892 people across 2.02 square miles of land, in Douglas County. Median household income is $89,827, 74.7 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $3.6 m.
70 sourced place values · tier FULL · 8 sections
Arcola
What Arcola is
- Census place typecity
- Land area2.02 sq mi
- Water area0.02 sq mi
- Population per square mile of land1,430
- County holding the largest share of its areaDouglas County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Arcola
How many people live in Arcola
- Population2,892
- Median age36.4
- Population under 18791
- Share under 1827.4 percent
- Population 65 and over401 plus or minus 100
- Share 65 and over13.9 percent plus or minus 3.4
- Households969
- Family households723
- Share of households that are families74.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Arcola
Income and work in Arcola
- Median household income$89,827
- Per capita income$32,486
- Civilian labor force1,487
- Employed1,406
- Unemployed81 plus or minus 46
- Unemployment rate5.4 percent plus or minus 3.0
- Adults 25 and over1,889
- Adults 25 and over with a high school diploma or higher84.6 percent
- Adults 25 and over with a bachelor degree or higher20.9 percent plus or minus 6.1
- Adults 25 and over with a graduate degree11.0 percent plus or minus 4.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Arcola
Housing in Arcola
- Housing units1,042
- Occupied units969
- Vacant units73 plus or minus 44
- Vacancy rate7.0 percent plus or minus 4.2
- Owner occupied724
- Renter occupied245 plus or minus 73
- Ownership rate74.7 percent
- Median owner-occupied home value$124,100
- Median gross rent, monthly$803 plus or minus $241
- Annual rent as a share of median income10.7 percent plus or minus 3.3
- Single family units894
- Share single family85.8 percent
- Units in buildings of two or more98 plus or minus 51
- Share in buildings of two or more9.4 percent plus or minus 4.9
- Mobile homes50 plus or minus 37
- Median year structure built1971
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Arcola
How Arcola gets to work
- Workers 16 and over who commute1,332
- Commuting under 15 minutes901
- Share commuting under 15 minutes67.6 percent
- Commuting 30 minutes or more226 plus or minus 77
- Share commuting 30 minutes or more17.0 percent plus or minus 5.5
- Drove alone78.1 percent
- Carpooled12.3 percent plus or minus 6.3
- Public transport0.0 percent
- Walked1.0 percent plus or minus 1.3
- Worked from home5.3 percent plus or minus 2.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Arcola
SBA 7(a) lending to Arcola borrowers
- Approvals5
- Gross approval$3,585,400
- Average approval$717,080
- Median approval$227,200
- Ninetieth percentile approval$2,933,900
- Largest approval$2,933,900
- Jobs supported22
- Jobs per approval4.4
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more40.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS5
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Arcola
Flood programme status in Arcola
- Listed NFIP communities1
- Of those, participating1
- NFIP community number171021
- Currently effective map date(NSFHA)
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Douglas County, not Arcola
Douglas County context, not Arcola figures
These are Douglas County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Arcola measurements.
- Establishments in Douglas County575
- Employment at those establishments, Douglas County6,850
- Covered employment, Douglas County7,643
- Average annual pay, Douglas County$54,270
- Average weekly wage, Douglas County$1,044
- Housing units permitted, Douglas County38
- Of those, single family, Douglas County38
- County product, 2024, Douglas County$1,440,193,000
- County product change over the prior year, Douglas County2.4 percent
- Average income of an arriving household, Douglas County$49,013
Every figure in this section is published for Douglas County as a whole and is not a measurement of Arcola. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Arcola questions, answered from the record.
How many people live in Arcola, Illinois?
2,892, in 969 households. Arcola city covers 2.02 square miles of land, which is 1,430 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Arcola in?
Douglas County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Arcola?
$89,827. The median owner-occupied home is valued at $124,100. Median gross rent is $803 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Arcola businesses?
5 7(a) approvals totalling $3.6 m, across 2 lenders, median approval $227,200. These count approvals to borrowers whose address is in Arcola, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Arcola borrowers get paid back?
No rate is published for Arcola. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Arcola in the National Flood Insurance Program?
Yes. Arcola appears in the FEMA Community Status Book as community 171021, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Arcola figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Douglas County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Arcola.
Is zoning published for Arcola?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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