HomeIllinoisDouglas CountyArcola
Arcola, Illinois: commercial real estate data.
Arcola is a Census city of 2,892 people across 2.02 square miles of land, in Douglas County. Median household income is $89,827, 74.7 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $3.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Arcola
What Arcola is
- Census place typecity
- Land area2.02 sq mi
- Water area0.02 sq mi
- Population per square mile of land1,430
- County holding the largest share of its areaDouglas County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Arcola
How many people live in Arcola
- Population2,892
- Median age36.4
- Population under 18791
- Share under 1827.4 percent
- Population 65 and over401 plus or minus 100
- Share 65 and over13.9 percent plus or minus 3.4
- Households969
- Family households723
- Share of households that are families74.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Arcola
Income and work in Arcola
- Median household income$89,827
- Per capita income$32,486
- Civilian labor force1,487
- Employed1,406
- Unemployed81 plus or minus 46
- Unemployment rate5.4 percent plus or minus 3.0
- Adults 25 and over1,889
- Adults 25 and over with a high school diploma or higher84.6 percent
- Adults 25 and over with a bachelor degree or higher20.9 percent plus or minus 6.1
- Adults 25 and over with a graduate degree11.0 percent plus or minus 4.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Arcola
Housing in Arcola
- Housing units1,042
- Occupied units969
- Vacant units73 plus or minus 44
- Vacancy rate7.0 percent plus or minus 4.2
- Owner occupied724
- Renter occupied245 plus or minus 73
- Ownership rate74.7 percent
- Median owner-occupied home value$124,100
- Median gross rent, monthly$803 plus or minus $241
- Annual rent as a share of median income10.7 percent plus or minus 3.3
- Single family units894
- Share single family85.8 percent
- Units in buildings of two or more98 plus or minus 51
- Share in buildings of two or more9.4 percent plus or minus 4.9
- Mobile homes50 plus or minus 37
- Median year structure built1971
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Arcola
How Arcola gets to work
- Workers 16 and over who commute1,332
- Commuting under 15 minutes901
- Share commuting under 15 minutes67.6 percent
- Commuting 30 minutes or more226 plus or minus 77
- Share commuting 30 minutes or more17.0 percent plus or minus 5.5
- Drove alone78.1 percent
- Carpooled12.3 percent plus or minus 6.3
- Public transport0.0 percent
- Walked1.0 percent plus or minus 1.3
- Worked from home5.3 percent plus or minus 2.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Arcola
SBA loans in Arcola (7(a))
- Approvals5
- Gross approval$3,585,400
- Average approval$717,080
- Median approval$227,200
- Largest approval$2,933,900
- Jobs supported22
- Jobs per approval4.4
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more40.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS5
Counted by borrower city: approvals to borrowers whose address is in Arcola, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Arcola
Flood risk in Arcola
- NFIP communityCity of Arcola
- NFIP community number171021
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date(NSFHA)
The City of Arcola participates in the National Flood Insurance Program as community 171021 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Douglas County, not Arcola
Douglas County context, not Arcola figures
- Establishments in Douglas County575
- Covered employment, Douglas County7,643
- Average annual pay, Douglas County$54,270
- Housing units permitted, Douglas County38
Every figure in this section is published for Douglas County as a whole and is not a measurement of Arcola.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Arcola questions, answered from the record.
How many people live in Arcola, Illinois?
2,892, in 969 households. Arcola city covers 2.02 square miles of land, which is 1,430 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Arcola in?
Douglas County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Arcola?
$89,827. The median owner-occupied home is valued at $124,100. Median gross rent is $803 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Arcola businesses?
5 7(a) approvals totaling $3.6 m since FY2020, across 2 lenders, median approval $227,200. These count approvals to borrowers whose address is in Arcola, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Arcola borrowers get paid back?
No rate is published for Arcola. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Arcola in the National Flood Insurance Program?
Yes. Arcola appears in the FEMA Community Status Book as Arcola, city of, community 171021, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Arcola figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Douglas County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Arcola.
Is zoning published for Arcola?
No. Nothing on this page presents parcel level zoning.
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