HomeIllinoisGallatin CountyRidgway village
Ridgway village, Illinois: commercial real estate data.
Ridgway village is a Census village of 779 people across 0.88 square miles of land, in Gallatin County. Median household income is $46,000, 79.7 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $150,000.
80 sourced place values · tier FULL · 9 sections
Ridgway
What Ridgway is
- Census place typevillage
- Land area0.88 sq mi
- Water area0 sq mi
- Population per square mile of land885 plus or minus 190
- County holding the largest share of its areaGallatin County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ridgway
How many people live in Ridgway
- Population779 plus or minus 167
- Median age47.2 plus or minus 10.4
- Population under 18140 plus or minus 48
- Share under 1818.0 percent plus or minus 4.8
- Population 65 and over281 plus or minus 80
- Share 65 and over36.1 percent
- Households408
- Family households194 plus or minus 53
- Share of households that are families47.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ridgway
Income and work in Ridgway
- Median household income$46,000
- Per capita income$35,963
- Civilian labor force345 plus or minus 87
- Employed329 plus or minus 84
- Unemployed16 plus or minus 14
- Unemployment rate4.6 percent plus or minus 3.9
- Adults 25 and over598
- Adults 25 and over with a high school diploma or higher87.5 percent
- Adults 25 and over with a bachelor degree or higher17.9 percent plus or minus 5.4
- Adults 25 and over with a graduate degree10.2 percent plus or minus 4.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ridgway
Housing in Ridgway
- Housing units486
- Occupied units408
- Vacant units78 plus or minus 38
- Vacancy rate16.0 percent plus or minus 7.3
- Owner occupied325 plus or minus 74
- Renter occupied83 plus or minus 34
- Ownership rate79.7 percent
- Median owner-occupied home value$75,000 plus or minus $17,090
- Median gross rent, monthly$667
- Annual rent as a share of median income17.4 percent plus or minus 3.6
- Single family units423
- Share single family87.0 percent
- Units in buildings of two or more32 plus or minus 26
- Share in buildings of two or more6.6 percent plus or minus 5.3
- Mobile homes31 plus or minus 20
- Median year structure built1967
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ridgway
How Ridgway gets to work
- Workers 16 and over who commute315 plus or minus 81
- Commuting under 15 minutes72 plus or minus 32
- Share commuting under 15 minutes22.9 percent plus or minus 8.1
- Commuting 30 minutes or more105 plus or minus 44
- Share commuting 30 minutes or more33.3 percent plus or minus 11.0
- Drove alone93.0 percent plus or minus 32.6
- Carpooled2.4 percent plus or minus 4.5
- Public transport0.0 percent
- Walked0.6 percent plus or minus 1.2
- Worked from home4.0 percent plus or minus 5.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ridgway
SBA 7(a) lending to Ridgway borrowers
- Approvals1
- Gross approval$150,000
- Average approval$150,000
- Median approval$150,000
- Ninetieth percentile approval$150,000
- Largest approval$150,000
- Jobs supported8
- Jobs per approval8.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more100.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ridgway
SBA 504 lending to Ridgway borrowers
- Approvals1
- Gross approval$825,000
- Average approval$825,000
- Median approval$825,000
- Largest approval$825,000
- Jobs supported3
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Ridgway
Flood programme status in Ridgway
- Listed NFIP communities1
- Of those, participating1
- NFIP community number170249
- Currently effective map date12/02/11(M)
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Gallatin County, not Ridgway
Gallatin County context, not Ridgway figures
These are Gallatin County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Ridgway measurements.
- Establishments in Gallatin County82
- Employment at those establishments, Gallatin County538
- Covered employment, Gallatin County874
- Average annual pay, Gallatin County$51,088
- Average weekly wage, Gallatin County$982
- County product, 2024, Gallatin County$172,545,000
- County product change over the prior year, Gallatin County-12.2 percent
- Average income of an arriving household, Gallatin County$43,557
Every figure in this section is published for Gallatin County as a whole and is not a measurement of Ridgway. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Ridgway questions, answered from the record.
How many people live in Ridgway, Illinois?
779, in 408 households. Ridgway village covers 0.88 square miles of land, which is 885 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ridgway in?
Gallatin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ridgway?
$46,000. The median owner-occupied home is valued at $75,000. Median gross rent is $667 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ridgway businesses?
1 7(a) approvals totalling $150,000, across 1 lenders, median approval $150,000, plus 1 504 approvals worth $825,000. These count approvals to borrowers whose address is in Ridgway, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ridgway borrowers get paid back?
No rate is published for Ridgway. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Ridgway in the National Flood Insurance Program?
Yes. Ridgway appears in the FEMA Community Status Book as community 170249, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Ridgway figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Gallatin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ridgway.
Is zoning published for Ridgway?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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