Gallatin County, Illinois: commercial real estate data.
Gallatin County, Illinois had an estimated 4,690 residents on July 1, 2024, down 5.3 percent since the 2020 census base of 4,954, across 323 square miles. County output reached $172.5 m in 2024, 82 establishments operate here, and the SBA record carries 3 7(a) approvals worth $386,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Gallatin County
How many people live in Gallatin County
- Population, American Community Survey 2020-20244,819
- Households2,098
- Average household size2.30
- Median household income$59,219
- Median age46.7
- Median gross rent$541 per month
- Median owner-occupied home value$82,900
- Home value to household income1.4 times
- Annual rent as a share of median income11.0 percent
- Adults 25 and over with a bachelor degree or higher13.6 percent
- Adults 25 and over with a graduate degree5.1 percent
- Adults 25 and over3,545
- Population under 18986
- Share under 1820.5 percent
- Population 65 and over1,217
- Share 65 and over25.3 percent
- Working age population, 18 to 642,616
- Civilian labor force2,205
- Unemployment rate9.2 percent
- Labor force participation, adults 18 and over57.5 percent
- Rank by population among Illinois counties99th of 102
- Rank by population among US county-equivalents, Puerto Rico included2912th of 3,222
Gallatin County is the 99th largest of 102 Illinois counties by population. A median home costs 1.4 times median household income, which is affordable by national standards. Residents 65 and over outnumber those under 18, at 25.3 percent against 20.5 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Gallatin County
Is Gallatin County's population growing?
- Population, July 1, 20244,690
- Census 2020 base population4,954
- Population change since the 2020 census base-5.33 percent
- Population change, 2023 to 2024-18
- Births, 202438
- Deaths, 202492
- Natural change, 2024-54
- Net domestic migration, 202435
- Net international migration, 20240
- Total net migration, 202435
- Cumulative net domestic migration, 2021 to 2024-65
- Rank by growth among US county-equivalents3005th of 3,144
The county has lost 5.33 percent of its population since the 2020 census base. Deaths exceeded births in 2024 by more than net migration added, so the population fell even though more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Gallatin County
Where are people moving to Gallatin County from?
- Tax returns filed by households arriving61
- People arriving, from those returns119
- Tax returns filed by households leaving85
- Net household movement-24
- Adjusted gross income arriving$2.7 m
- Net adjusted gross income movement$-459,000
- Average income of an arriving household$43,557
- Average income of a leaving household$36,659
- Largest single originSaline County (22 households)
- Largest single destinationSaline County (28 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Saline County | 22 | 36 | $876,000 |
Households arriving report $6,898 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Saline County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Gallatin County
What is the Gallatin County economy?
- County GDP, 2024$172.5 m
- County GDP, 2023$196.6 m
- GDP change, 2023 to 2024-12.2 percent
- GDP change over five years21.4 percent
- Rank by GDP among the Illinois areas BEA publishes99th of 102
- Rank by GDP among the US county areas BEA publishes2942nd of 3,127
- GDP per resident$35,805
Output grew -12.2 percent in the latest year and 21.4 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Gallatin County
Employment by industry in Gallatin County
- Covered employment, annual average874
- Establishments reporting125
- Average annual pay$51,088
- Average weekly wage$982
- Agriculture, forestry, fishing and hunting, employment110
- Agriculture, forestry, fishing and hunting, average annual pay$54,053
- Transportation and warehousing, employment109
- Transportation and warehousing, average annual pay$66,901
- Mining, quarrying, and oil and gas extraction, employment54
- Mining, quarrying, and oil and gas extraction, average annual pay$59,784
- Manufacturing, employment42
- Manufacturing, average annual pay$59,521
- Other services, except public administration, employment29
- Accommodation and food services, employment23
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Agriculture, forestry, fishing and hunting | 110 | 16 | $54,053 |
| Transportation and warehousing | 109 | 9 | $66,901 |
| Mining, quarrying, and oil and gas extraction | 54 | 4 | $59,784 |
| Manufacturing | 42 | 5 | $59,521 |
| Other services, except public administration | 29 | 12 | $21,968 |
| Accommodation and food services | 23 | 7 | $15,281 |
| Construction | 19 | 8 | $30,048 |
Agriculture, forestry, fishing and hunting is the largest private sector at 110 jobs, 12.6 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Gallatin County
How many businesses are in Gallatin County?
- Establishments, all industries82
- Employment at those establishments538
- Annual payroll$29.4 m
- Establishments per 1,000 residents17.0
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Gallatin County
SBA loans in Gallatin County (7(a) and 504)
- 7(a) approvals recorded3
- 7(a) gross approval dollars$386,000
- Average 7(a) approval$128,667
- Median 7(a) approval$136,000
- Largest single approval$150,000
- Jobs reported supported, 7(a)43
- Jobs per approval14.3
- Distinct 7(a) lenders active2
- Distinct industries receiving approvals3
- Median 7(a) term186 months
- Share of loans on real estate terms, 240 months or longer33.3 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter1
- Franchise loans0
- Franchise share of approvals0.0 percent
- 504 approvals recorded1
- 504 gross approval dollars$825,000
- Average 504 approval$825,000
- Median 504 approval$825,000
- Distinct CDCs active1
- 504 jobs per approval3.0
- 504 jobs per million dollars approved3.6
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$1.2 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Gallatin County
SBA loan default and charge-off rates in Gallatin County
Do SBA loans in Gallatin County get paid back?
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Exempt from disclosure3
Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Gallatin County
SBA lending by place in Gallatin County
- Borrower cities with recorded lending3
- Ridgway, approvals1
- Equality, approvals1
- Omaha, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Ridgway | 1 | $150,000 |
| Equality | 1 | $136,000 |
| Omaha | 1 | $100,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Gallatin County
How large is Gallatin County?
- Land area323 sq mi
- Rank by land area among Illinois counties88th of 102
- Width, east to west19 mi
- Height, north to south23.1 mi
- Geographies sharing a boundary6
- Residents per square mile of land15
- Establishments per square mile0.25
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Gallatin County
Flood risk in Gallatin County
- Participation of the county's own NFIP community Gallatin County, unincorporated areasParticipating, community 170900
- Communities in the county in the NFIP Community Status Book8
- Of those, participating in the NFIP7
- NFIP participation rate87.5 percent
- Communities carrying a CRS class0
- Radon levels in Gallatin County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Gallatin County (community 170900), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Gallatin County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 87.5 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Gallatin County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Gallatin County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-20244,819
- Households2,098
- Average household size2.30
- Median household income$59,219
- Median age46.7
Common questions
Gallatin County questions, answered from the record.
How many people live in Gallatin County, Illinois?
The Census Bureau estimates 4,690 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 4,819, in 2,098 households, ranking 99th of 102 Illinois counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Gallatin County's population growing?
The population has fallen 5.33 percent since the 2020 census base of 4,954, to 4,690 on July 1, 2024. In 2024 there were 38 births against 92 deaths, with net migration of 35. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Gallatin County?
$59,219. The median owner-occupied home is valued at $82,900, which is 1.4 times income, and median gross rent is $541 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Gallatin County?
82 establishments, employing 538 people with an annual payroll of $29.4 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Gallatin County?
Agriculture, forestry, fishing and hunting is the largest private sector at 110 jobs, 12.6 percent of covered employment. Covered employment averages 874 jobs at an average annual pay of $51,088, or $982 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Gallatin County?
3 7(a) approvals totaling $386,000 since FY2020, across 2 lenders, with a median approval of $136,000, plus 1 504 approvals worth $825,000 since FY2010. These are approvals recorded in the release, not loans disbursed.
What is the radon zone for Gallatin County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Gallatin County come from?
The largest single origin is Saline County, with 22 households. Arriving households report an average income of $43,557 against $36,659 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Gallatin County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Gallatin County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Gallatin County
Cities and places in Gallatin.
7 Census places lie wholly or partly in Gallatin County. All 7 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Shawneetown | city | 1,087 | None recorded | Wholly in this county |
| Ridgway | village | 779 | 1 | Wholly in this county |
| Equality | village | 609 | 1 | Wholly in this county |
| New Haven | village | 464 | None recorded | Wholly in this county |
| Omaha | village | 171 | 1 | Wholly in this county |
| Old Shawneetown | village | 102 | None recorded | Wholly in this county |
| Junction | village | 42 | None recorded | Wholly in this county |
Nearby