Posey County, Indiana: commercial real estate data.
Posey County, Indiana had an estimated 25,067 residents on July 1, 2024, down 0.6 percent since the 2020 census base of 25,217, across 410 square miles. County output reached $5.94 bn in 2024, 538 establishments operate here, and the SBA record carries 14 7(a) approvals worth $6.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Posey County
How many people live in Posey County
- Population, American Community Survey 2020-202425,116
- Households10,533
- Average household size2.38
- Median household income$78,129
- Median age43.0
- Median gross rent$782 per month
- Median owner-occupied home value$222,900
- Home value to household income2.9 times
- Annual rent as a share of median income12.0 percent
- Adults 25 and over with a bachelor degree or higher25.3 percent
- Adults 25 and over with a graduate degree9.1 percent
- Adults 25 and over17,999
- Population under 185,418
- Share under 1821.6 percent
- Population 65 and over5,245
- Share 65 and over20.9 percent
- Working age population, 18 to 6414,453
- Civilian labor force12,616
- Unemployment rate1.8 percent
- Labor force participation, adults 18 and over64.0 percent
- Rank by population among Indiana counties61st of 92
- Rank by population among US county-equivalents, Puerto Rico included1655th of 3,222
Posey County is the 61st largest of 92 Indiana counties by population. A median home costs 2.9 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 21.6 percent against 20.9 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Posey County
Is Posey County's population growing?
- Population, July 1, 202425,067
- Census 2020 base population25,217
- Population change since the 2020 census base-0.59 percent
- Population change, 2023 to 202420
- Births, 2024233
- Deaths, 2024280
- Natural change, 2024-47
- Net domestic migration, 202455
- Net international migration, 202412
- Total net migration, 202467
- Cumulative net domestic migration, 2021 to 202427
- Rank by growth among US county-equivalents2051st of 3,144
The county has lost 0.59 percent of its population since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Posey County
Where are people moving to Posey County from?
- Tax returns filed by households arriving614
- People arriving, from those returns1,097
- Tax returns filed by households leaving586
- Net household movement28
- Adjusted gross income arriving$34.4 m
- Net adjusted gross income movement$3.0 m
- Average income of an arriving household$55,974
- Average income of a leaving household$53,551
- Largest single originVanderburgh County (347 households)
- Largest single destinationVanderburgh County (290 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Vanderburgh County | 347 | 633 | $19.0 m |
| Gibson County | 25 | 53 | $1.1 m |
| Warrick County | 24 | 42 | $1.3 m |
Households arriving report $2,423 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Vanderburgh County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Posey County
What is the Posey County economy?
- County GDP, 2024$5.94 bn
- County GDP, 2023$6.10 bn
- GDP change, 2023 to 2024-2.7 percent
- GDP change over five years118.6 percent
- Rank by GDP among the Indiana areas BEA publishes18th of 92
- Rank by GDP among the US county areas BEA publishes654th of 3,127
- GDP per resident$236,320
Output grew -2.7 percent in the latest year and 118.6 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Posey County
Employment by industry in Posey County
- Covered employment, annual average8,961
- Establishments reporting590
- Average annual pay$68,064
- Average weekly wage$1,309
- Manufacturing, employment2,601
- Manufacturing, average annual pay$107,146
- Construction, employment857
- Construction, average annual pay$61,369
- Transportation and warehousing, employment774
- Transportation and warehousing, average annual pay$74,157
- Retail trade, employment715
- Retail trade, average annual pay$35,840
- Accommodation and food services, employment561
- Administrative and support and waste management services, employment383
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 2,601 | 39 | $107,146 |
| Construction | 857 | 84 | $61,369 |
| Transportation and warehousing | 774 | 30 | $74,157 |
| Retail trade | 715 | 58 | $35,840 |
| Accommodation and food services | 561 | 39 | $18,513 |
| Administrative and support and waste management services | 383 | 39 | $51,417 |
| Other services, except public administration | 217 | 50 | $44,595 |
| Finance and insurance | 166 | 33 | $81,138 |
Manufacturing is the largest private sector at 2,601 jobs, 29.0 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Posey County
How many businesses are in Posey County?
- Establishments, all industries538
- Employment at those establishments9,770
- Annual payroll$742.0 m
- Establishments per 1,000 residents21.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Posey County
Building permits in Posey County
- Housing units authorized by permit, 202446
- Declared construction value permitted$16.1 m
- Single family units authorized46
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$349,661
- Units authorized per 1,000 households4.4
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Posey County
SBA loans in Posey County (7(a) and 504)
- 7(a) approvals recorded14
- 7(a) gross approval dollars$6.4 m
- Average 7(a) approval$457,079
- Median 7(a) approval$239,000
- Largest single approval$3,300,000
- Jobs reported supported, 7(a)153
- Jobs per approval10.9
- Distinct 7(a) lenders active6
- Distinct industries receiving approvals11
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer28.6 percent
- Loans on real estate terms4
- Loans on working capital terms, 120 months or shorter10
- Franchise loans1
- Franchise share of approvals7.1 percent
- Leading industry by approval countLimited-Service Restaurants (3)
- Most active lenderHeritage Federal Credit Union (8)
- 504 approvals recorded3
- 504 gross approval dollars$675,000
- Average 504 approval$225,000
- Median 504 approval$67,000
- Distinct CDCs active2
- 504 jobs per approval3.0
- 504 jobs per million dollars approved13.3
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$7.1 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Posey County
SBA loan default and charge-off rates in Posey County
Do SBA loans in Posey County get paid back?
- Loans with a final outcome recorded4
- Paid in full4
- Charged off0
- Status: Paid in full4
- Status: Exempt from disclosure8
- Status: Cancelled2
Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Posey County
SBA lending by place in Posey County
- Borrower cities with recorded lending4
- Mount Vernon, approvals11
- Evansville, approvals1
- New Harmony, approvals1
- Wadesville, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Mount Vernon | 11 | $6,000,600 |
| Evansville | 1 | $300,000 |
| New Harmony | 1 | $67,500 |
| Wadesville | 1 | $31,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Posey County
How large is Posey County?
- Land area410 sq mi
- Rank by land area among Indiana counties35th of 92
- Width, east to west20.9 mi
- Height, north to south31.3 mi
- Geographies sharing a boundary6
- Residents per square mile of land61
- Establishments per square mile1.31
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Posey County
Flood risk in Posey County
- Participation of the county's own NFIP community Posey County, unincorporated areasParticipating, community 180209
- Communities in the county in the NFIP Community Status Book5
- Of those, participating in the NFIP5
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Posey County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Posey County (community 180209), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Posey County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Posey County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Posey County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202425,116
- Households10,533
- Average household size2.38
- Median household income$78,129
- Median age43.0
Common questions
Posey County questions, answered from the record.
How many people live in Posey County, Indiana?
The Census Bureau estimates 25,067 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 25,116, in 10,533 households, ranking 61st of 92 Indiana counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Posey County's population growing?
The population has fallen 0.59 percent since the 2020 census base of 25,217, to 25,067 on July 1, 2024. In 2024 there were 233 births against 280 deaths, with net migration of 67. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Posey County?
$78,129. The median owner-occupied home is valued at $222,900, which is 2.9 times income, and median gross rent is $782 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Posey County?
538 establishments, employing 9,770 people with an annual payroll of $742.0 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Posey County?
Manufacturing is the largest private sector at 2,601 jobs, 29.0 percent of covered employment. Covered employment averages 8,961 jobs at an average annual pay of $68,064, or $1,309 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Posey County?
14 7(a) approvals totaling $6.4 m since FY2020, across 6 lenders, with a median approval of $239,000, plus 3 504 approvals worth $675,000 since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Posey County?
46 housing units were authorized by permit in 2024, with a declared construction value of $16.1 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Posey County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Posey County come from?
The largest single origin is Vanderburgh County, with 347 households. Arriving households report an average income of $55,974 against $53,551 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Posey County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Posey County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Posey County
Cities and places in Posey.
10 Census places lie wholly or partly in Posey County. All 10 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Mount Vernon | city | 6,400 | 11 | Wholly in this county |
| Poseyville | town | 1,270 | None recorded | Wholly in this county |
| St. Wendel | CDP | 923 | None recorded | 71.6 percent here, 28.4 percent Vanderburgh County |
| New Harmony | town | 845 | 1 | Wholly in this county |
| Cynthiana | town | 716 | None recorded | Wholly in this county |
| Wadesville | CDP | 672 | 1 | Wholly in this county |
| Parkers Settlement | CDP | 605 | None recorded | Wholly in this county |
| Stewartsville | CDP | 206 | None recorded | Wholly in this county |
| Blairsville | CDP | 203 | None recorded | Wholly in this county |
| Griffin | town | 148 | None recorded | Wholly in this county |
A further 1 of the county's 14 SBA 7(a) approvals are to borrowers in cities that match no Census place in Posey County, the largest being Evansville (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.